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COLLEGE + DEGREE OUTCOMES

Business/Commerce, General associate's degree at Howard College

Big Spring, TX · Public

What this page covers

Federal data group related majors at the same college and degree level. One record can include several named programs or concentrations.

The short version

Reported earnings are close to similar programs.

$4,788 below the national median for the same field and degree level.

Debt as a share of earnings
22.9% of annual earnings
Highest price with a positive payoff
Not reached
Modeled 10-year payoff
−99% · Negative payoff
Available price data
College-wide context only
PRICE SENSITIVITY

The price can change the verdict.

Hold observed earnings constant and see how the modeled ten-year payoff changes as annual price rises.

What stays fixed$45,139 observed annual earnings · 2 years of study · $45,000 alternative annual earnings · ten-year horizonThe marked price is this college’s institution-wide average net price, not the exact price of this program category. This is a sensitivity test, not a tuition quote or earnings forecast.
OUTCOME SIGNALS

Graduate outcomes from several angles.

Follow earnings over time and inspect the cohort behind each federal measure.

Not availableEarnings growth, year 1 → 5Not available → $41,219
Not availableEarn above high-school thresholdGraduate count in the year-4 cohort
Not availableWorking in the college’s stateGraduate count in the year-4 cohort
19Year-5 earnings observationsCohort behind the year-5 median
51Borrowers representedCohort behind the debt median
Not availableAwarding-school debtDebt attributed to the college granting the credential
Not availableRecent awardsIPEDS 2024–25 first-major completions in this field and credential
NEW FEDERAL PROGRAM CONTEXT

Size, aid and an earnings floor.

The Department of Education’s 2026 informational preview adds current program participation and a preliminary earnings comparison. It does not make a final eligibility determination.

137Students receiving federal aid2024–25 Title IV enrollment
36Federal-aid completers2024–25 program completers
92Pell Grant recipients2024–25 program count
26Federal loan borrowers2024–25 unduplicated count
23.7%Federal-aid non-completion rate2022–23 program cohort · 37 non-completers
Preliminary federal earnings benchmark$33,298Informational preview, not a final accountability result
Observed year-4 earnings$45,139$11,841 above the preliminary benchmark

Source: U.S. Department of Education PPD:2026 informational preview. Program categories use OPEID, four-digit field and credential level; federal-aid counts do not represent every enrolled student. Completion and employment measures use older cohorts shown above and are not combined into the payoff estimate.

01 · PRICE CONTEXT$6,147

Institution-wide annual average net price, not this program’s price.

02 · BORROWING$10,317

Median federal debt across schools attended at this academic level.

03 · EARNINGS$45,139

Observed median earnings four full years after completion.

04 · REPAYMENT$109/mo

Estimated standard 10-year federal payment.

ADDITIONAL WORKFORCE PROGRAM REPORTS

3 related offerings reported to the Department of Labor

These provider-reported records add named prices, completion and employment context where available. They describe a separate workforce-program cohort and may include non-degree training, so they are not blended into the College Scorecard earnings or DegreeVerdict ROI.

Certificate · CIP 52.0101

Business Certificate Level I

Reported price
$4,310
Completion
Not reported
Employed in Q2
62.0%
Q2 quarterly earnings
$5,457
This program provides online instruction, e-learning, or distance learning only.
Certificate · CIP 52.0101

Business Certificate Level I

Reported price
$9,975
Completion
79.0%
Employed in Q2
59.0%
Q2 quarterly earnings
$8,078
This program provides online instruction, e-learning, or distance learning only.
Certificate · CIP 52.0101

Business Administration AAS

Reported price
$10,000
Completion
Not reported
Employed in Q2
Not reported
Q2 quarterly earnings
Not available
This program provides online instruction, e-learning, or distance learning only.
Program year 2022. Quarterly earnings are not annual salary. Suppressed values appear as “Not reported.” Source: U.S. Department of Labor TrainingProviderResults.gov. Showing 3 of 3 related records.
WHAT WILL IT COST?

Published college costs provide the starting point.

Your exact offering, aid, residency and time to finish determine the price you actually pay.

Enter my price →
AVERAGE NET PRICE$6,147Institution-wide annual figure
COST OF ATTENDANCE$13,858Institution-wide annual budget
ADMISSION RATENot availableInstitution context
COMPLETION RATE35.1%Institution-wide completion rate
WHAT DO GRADUATES EARN?

Reported earnings after completion.

Each point may represent a different federal cohort. A missing bar means the figure was unavailable or suppressed.

Not availableYear 1
$45,139Year 4
$41,219Year 5
CAN THE EARNINGS SUPPORT THE DEBT?

2.9% of gross monthly earnings

Estimated monthly payment divided by observed gross monthly earnings. This excludes taxes, other debts and income-driven repayment.

Gross monthly earnings$3,762
Estimated loan payment$109
51borrowers represented where reported
HOW DOES IT COMPARE?

$45,139 vs. $49,927

$4,788 below the national median for the same field and credential.

Same-field national median
WHAT WORK CAN IT LEAD TO?

Related occupations, wages and outlook.

Official CIP–SOC links show careers the curriculum may prepare students for, not observed jobs held by this school’s graduates. BLS wages describe everyone working in an occupation.

BLS May 2025 wage estimates and 2025–35 employment projections.
Chief Executives$257,850 median wageTX estimate · 8,780 jobs · 11-1011$172,490–$399,880 middle 50% of TX wages+3.2% projected U.S. growth · 19,100 openings/yrTypical entry: Bachelor's degreeSales Managers$136,020 median wageTX estimate · 76,010 jobs · 11-2022$96,450–$193,630 middle 50% of TX wages+4.5% projected U.S. growth · 47,300 openings/yrTypical entry: Bachelor's degreeManagers, All Other$134,390 median wageTX estimate · 61,410 jobs · 11-9199$102,620–$173,480 middle 50% of TX wages+4.9% projected U.S. growth · 100,900 openings/yrTypical entry: Bachelor's degreeIndustrial Production Managers$130,890 median wageTX estimate · 21,200 jobs · 11-3051$98,260–$165,980 middle 50% of TX wages+2.6% projected U.S. growth · 17,000 openings/yrTypical entry: Bachelor's degreeAdministrative Services Managers$114,190 median wageTX estimate · 22,980 jobs · 11-3012$87,880–$152,300 middle 50% of TX wages+5.2% projected U.S. growth · 22,000 openings/yrTypical entry: Bachelor's degreeGeneral and Operations Managers$103,230 median wageTX estimate · 431,310 jobs · 11-1021$64,470–$168,510 middle 50% of TX wages+5.0% projected U.S. growth · 285,000 openings/yrTypical entry: Bachelor's degreeConstruction Managers$101,470 median wageTX estimate · 59,060 jobs · 11-9021$79,390–$131,570 middle 50% of TX wages+9.1% projected U.S. growth · 49,700 openings/yrTypical entry: Bachelor's degreeManagement Analysts$101,400 median wageTX estimate · 50,990 jobs · 13-1111$78,440–$131,210 middle 50% of TX wages+10.1% projected U.S. growth · 94,100 openings/yrTypical entry: Bachelor's degreeBusiness Teachers, Postsecondary$101,210 median wageTX estimate · 7,710 jobs · 25-1011$61,280–$159,440 middle 50% of TX wages+5.9% projected U.S. growth · 7,600 openings/yrTypical entry: Doctoral or professional degreeTransportation, Storage, and Distribution Managers$100,700 median wageTX estimate · 28,710 jobs · 11-3071$79,390–$135,960 middle 50% of TX wages+6.1% projected U.S. growth · 18,300 openings/yrTypical entry: High school diploma or equivalentFacilities Managers$99,430 median wageTX estimate · 13,140 jobs · 11-3013$74,360–$133,730 middle 50% of TX wages+4.6% projected U.S. growth · 14,200 openings/yrTypical entry: Bachelor's degreeProject Management Specialists$98,440 median wageTX estimate · 138,960 jobs · 13-1082$74,810–$129,370 middle 50% of TX wages+6.7% projected U.S. growth · 76,500 openings/yrTypical entry: Bachelor's degree
Possible alternatives

Same degree, stronger on at least one reported measure.

Every option below reports higher earnings, lower federal debt or a lower college-wide net price. Same-state options appear first.

McKinney, TX

Collin County Community College District

$17,978 higher earnings · $4,475 less debt

Earnings
$63,117
Debt
$5,842
Annual net price
$8,969
View outcomes →
Dallas, TX

Dallas College

$13,409 higher earnings · $2,933 lower annual net price

Earnings
$58,548
Debt
$10,500
Annual net price
$3,214
View outcomes →
Alvin, TX

Alvin Community College

$11,210 higher earnings · $3,900 less debt

Earnings
$56,349
Debt
$6,417
Annual net price
$8,525
View outcomes →
Pasadena, TX

San Jacinto Community College

$8,196 higher earnings · $1,442 less debt

Earnings
$53,335
Debt
$8,875
Annual net price
$12,143
View outcomes →
Compare these programs →
DATA QUALITY

Check the evidence behind the estimate.

19 observations in the earnings cohort

June 10, 2026 College Scorecard release

Observed, estimated and contextual figures are labeled separately throughout this page

IS IT WORTH IT AT YOUR PRICE?

Your price and current earnings determine the result.

Add your grants, borrowing and current salary to estimate payment pressure, break-even time and ten-year payoff.

Calculate my payoff →