Public · COLLEGE PAYOFF

Howard College

Big Spring, TX · 12 reportable field-and-credential outcomes

MODELED SCENARIO · Negative payoff

−$211,258 over 10 years

Modeled from observed year-5 institution earnings and the institution-wide average net price over four years.

At these assumptions, the estimated earnings premium does not recover the modeled economic investment within ten years.

Modeled economic break-even
−103%Modeled 10-year ROI
$44,333Observed earnings · year 5
Economic ROI includes direct price and earnings forgone during study · $45,000 comparison earnings · values held flat · see the formula
ECONOMIC INVESTMENT → PAYBACK

Estimated payoff over ten years.

The scenario counts direct price and earnings forgone upfront, then applies the reported annual earnings premium.

10-YEAR PAYOFF CURVECumulative economic payoff after graduation
−$211,258at year 10
Net gainInvestment not yet recovered
NET GAIN$0UNRECOVERED
−$204,5880
2
4
6
8
−$211,25810
Years after graduationBreak-even: years
FEDERAL COST DATA

Four ways to read college price.

Annual college-wide figures from the current College Scorecard release. Average net price covers full-time, first-time undergraduates receiving federal aid; public-college figures use in-state students. Program tuition and individual aid offers may differ.

Published in-state tuition$2,766
Sticker price
Published out-of-state tuition$6,716
Sticker price
Average net price$6,147
Title IV student average
Cost of attendance$13,858
Tuition + living budget
PRICE SOURCECollege reported · annual amount · federal dataset
OBSERVED FEDERAL MEASURES

Cost, completion and earnings context

$6,147Average net price / year
$13,858Cost of attendance
$44,333Median earnings · year 5 after completion
35.1%Completion rate
Not availableAdmission rate
1,611Student size
NATIONAL CONTEXT

How this college compares

Percentiles compare this institution with currently operating colleges that report the same federal measure.

47thEarnings percentile
18thCompletion percentile
EARNINGS PATH

Reported earnings over time

$40,190Year 1
$50,818Year 4
$44,333Year 5

Separate federal cohorts may underlie different measurement years.

PROGRAM PAYOFF SPREAD

The college average is not the whole story.

Observed earnings vary substantially by field and credential at the same institution.

1Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing · Associate's Degree$88,9352Practical Nursing, Vocational Nursing and Nursing Assistants · Undergraduate Certificate or Diploma$77,0123Allied Health Diagnostic, Intervention, and Treatment Professions · Associate's Degree$75,7204Dental Support Services and Allied Professions · Associate's Degree$70,3455Allied Health Diagnostic, Intervention, and Treatment Professions · Undergraduate Certificate or Diploma$70,1416Liberal Arts and Sciences, General Studies and Humanities · Undergraduate Certificate or Diploma$68,7237Liberal Arts and Sciences, General Studies and Humanities · Associate's Degree$50,1038Health/Medical Preparatory Programs · Associate's Degree$49,287

Observed year-4 earnings · compare like fields and credentials before deciding

BUILD A REAL SHORTLIST

Comparable colleges in TX

Currently operating public institutions with the closest combination of annual net price and observed year-5 earnings. Similarity is descriptive—not a quality ranking.

Ranger, TX

Ranger College

Annual net price
$6,182
Observed earnings · year 5
$42,768
Modeled 10-year ROI
-111%
Open college profile →
Odessa, TX

Odessa College

Annual net price
$6,368
Observed earnings · year 5
$45,849
Modeled 10-year ROI
-96%
Open college profile →
Levelland, TX

South Plains College

Annual net price
$6,791
Observed earnings · year 5
$42,595
Modeled 10-year ROI
-112%
Open college profile →
Lufkin, TX

Angelina College

Annual net price
$7,773
Observed earnings · year 5
$45,311
Modeled 10-year ROI
-99%
Open college profile →
ALL REPORTABLE PROGRAM CATEGORIES

Explore exact field-and-credential outcomes

Federal fieldCredentialEarnings, year 4Federal debt
Registered Nursing, Nursing Administration, Nursing Research and Clinical NursingAssociate's Degree$88,935$17,261
Practical Nursing, Vocational Nursing and Nursing AssistantsUndergraduate Certificate or Diploma$77,012$14,461
Allied Health Diagnostic, Intervention, and Treatment ProfessionsAssociate's Degree$75,720$17,647
Dental Support Services and Allied ProfessionsAssociate's Degree$70,345Not available
Allied Health Diagnostic, Intervention, and Treatment ProfessionsUndergraduate Certificate or Diploma$70,141$12,085
Liberal Arts and Sciences, General Studies and HumanitiesUndergraduate Certificate or Diploma$68,723Not available
Liberal Arts and Sciences, General Studies and HumanitiesAssociate's Degree$50,103$14,233
Health/Medical Preparatory ProgramsAssociate's Degree$49,287$14,650
Business/Commerce, GeneralAssociate's Degree$45,139$10,317
Criminal Justice and CorrectionsAssociate's Degree$45,025$13,278
Allied Health and Medical Assisting ServicesUndergraduate Certificate or Diploma$35,601Not available
Cosmetology and Related Personal Grooming ServicesUndergraduate Certificate or Diploma$23,568Not available

Earnings, price, completion and enrollment are observed federal measures. ROI, payoff and break-even are modeled scenarios built from those measures and fixed assumptions. College payoff is not the payoff of every degree at this school; use the program table for a more precise comparison.