10-YEAR PAYOFF CURVECumulative economic payoff after graduation
−$193,350at year 10Net gainInvestment not yet recovered
NET GAIN$0UNRECOVERED
Biola University
⌖ La Mirada, CA · 33 reportable field-and-credential outcomes
10-year estimate · Negative payoff
−$193,350 over 10 years
Modeled from observed year-5 institution earnings and the institution-wide average net price over four years.
With these assumptions, the added earnings do not recover the cost within ten years.
27.2 yrsModeled economic break-even
−63%Modeled 10-year ROI
$56,263Observed earnings · year 5
Not reachedMaximum annual price for positive 10-year payoff
What the numbers say about Biola University
What does Biola University cost?
Biola University reports an average annual net price of $31,495 after grants and scholarships. This is an institution-wide average, not an individual aid offer.
What do Biola University graduates earn?
The observed median earnings figure is $56,263 5 years after completion. It describes a federal cohort, not a guaranteed starting salary.
How much federal debt do Biola University graduates have?
Completer borrowers report median cumulative federal student debt of $23,875. Parent PLUS and private loans are not included.
Is every degree at Biola University worth the same?
No. DegreeVerdict currently shows 33 field-and-credential outcomes at Biola University; reported earnings and debt can differ substantially by program category.
ECONOMIC INVESTMENT → PAYBACK
Estimated payoff over ten years.
The scenario counts direct price and earnings forgone upfront, then applies the reported annual earnings premium.
FEDERAL COST DATA
Four ways to read college price.
Annual college-wide figures from the current College Scorecard release. Average net price covers full-time, first-time undergraduates receiving federal aid; public-college figures use in-state students. Program tuition and individual aid offers may differ.
PRICE SENSITIVITY
The price can change the verdict.
Hold observed earnings constant and see how the modeled ten-year payoff changes as annual price rises.
← Negative payoff$0Positive payoff →
$0Annual price−$67,370
$10,000Annual price−$107,370
$20,000Annual price−$147,370
$30,000Annual price−$187,370
$31,000Current college-wide context−$191,370
$40,000Annual price−$227,370
$50,000Annual price−$267,370
COLLEGE AT A GLANCE
Institution details
Current federal characteristics describing the college, not the outcomes of a specific program.
- Accreditor
- Western Association of Schools and Colleges Senior Colleges and University Commission
- Main award level
- Bachelor’s degrees
- Campus setting
- Suburban
- Admissions
- Selective admission
- Delivery
- Campus or mixed delivery
- Federal designation
- No special designation reported
Cost, debt, completion and earnings context
$31,495Average net price / year
$62,757Cost of attendance
$23,875Median federal student debt · completer borrowers
$253/moPublished 10-year payment estimate
$56,263Median earnings · year 5 after completion
67.6%Completion rate
74.4%Admission rate
3,474Student size
Institution debt covers federal student-loan borrowers who completed. Parent PLUS and private loans are excluded; missing and privacy-suppressed values remain unavailable.
WHO PAYS, WHO FINISHES, WHO EARNS
Outcomes are not the same for every family.
These federal cohorts add context that a single college average can hide. Missing figures remain unreported rather than estimated.
Complete within 150% of the expected time
62% received a Pell Grant within eight yearsMedian Parent PLUS debt
608 parent borrowers in the reported cohortMedian federal student debt
61% making progress in repayment after three yearsStudent family incomeMedian earnings after 10 yearsObserved federal cohorts
Lower income$56,248Earnings are not a guarantee
Middle income$56,520Earnings are not a guarantee
Higher income$56,992Earnings are not a guarantee
Three-year repayment progress
Lower income62%
Middle income73%
Higher income82%
Source: College Scorecard, June 2026 release. Parent PLUS debt belongs to parents; student-debt measures exclude Parent PLUS and private loans. Cohort definitions differ by measure.
NATIONAL CONTEXT
How this college compares
Percentiles compare this institution with currently operating colleges that report the same federal measure.
WHAT STANDS OUT
A faster read on this college
These summaries use only reportable field-and-credential records at this institution. They do not fill privacy-suppressed outcomes.
EARNINGS PATH
Reported earnings over time
$36,740Year 1
$61,363Year 4
$56,263Year 5
Separate federal cohorts may underlie different measurement years.
The college average is not the whole story.
Observed earnings vary substantially by field and credential at the same institution.
1Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing · Bachelor's Degree$111,2002Clinical, Counseling and Applied Psychology · Doctoral Degree$110,3753Accounting and Related Services · Master's Degree$99,0074Accounting and Related Services · Bachelor's Degree$91,3305Business/Commerce, General · Master's Degree$90,8946Communication Disorders Sciences and Services · Master's Degree$86,2637Computer Science · Bachelor's Degree$78,9438Philosophy and Religious Studies, Other · Master's Degree$77,659Observed year-4 earnings · compare like fields and credentials before deciding
Programs that stand out against the same-degree benchmark
This view rewards performance relative to the same field and credential, not simply majors that pay more everywhere.
1Bible/Biblical StudiesBachelor's Degree · $58,569 reported+32%vs same-degree national median$27,000federal debt2Communication Disorders Sciences and ServicesMaster's Degree · $86,263 reported+29%vs same-degree national medianNot availablefederal debt3Registered Nursing, Nursing Administration, Nursing Research and Clinical NursingBachelor's Degree · $111,200 reported+25%vs same-degree national median$29,375federal debt4Accounting and Related ServicesBachelor's Degree · $91,330 reported+20%vs same-degree national median$23,875federal debt5Philosophy and Religious Studies, GeneralMaster's Degree · $57,874 reported+20%vs same-degree national medianNot availablefederal debt6Radio, Television, and Digital CommunicationBachelor's Degree · $60,082 reported+19%vs same-degree national median$22,813federal debt
Comparable colleges in CA
Currently operating private nonprofit institutions with the closest combination of annual net price and observed year-5 earnings. Similarity is descriptive, not a quality ranking.
Santa Clarita, CA
The Master's University and Seminary
- Annual net price
- $32,647
- Observed earnings · year 5
- $53,787
- Modeled 10-year ROI
- -72%
Hope International University
- Annual net price
- $29,310
- Observed earnings · year 5
- $54,020
- Modeled 10-year ROI
- -70%
Casa Loma College-Los Angeles
- Annual net price
- $27,596
- Observed earnings · year 5
- $55,011
- Modeled 10-year ROI
- -66%
Simpson University
- Annual net price
- $27,817
- Observed earnings · year 5
- $53,928
- Modeled 10-year ROI
- -69%
Explore exact field-and-credential outcomes
| Federal field | Credential | Earnings, year 4 | Federal debt | 2023–24 awards |
|---|---|---|---|---|
| Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing | Bachelor's Degree | $111,200 | $29,375 | Not reported |
| Clinical, Counseling and Applied Psychology | Doctoral Degree | $110,375 | Not available | 16 |
| Accounting and Related Services | Master's Degree | $99,007 | Not available | Not reported |
| Accounting and Related Services | Bachelor's Degree | $91,330 | $23,875 | Not reported |
| Business/Commerce, General | Master's Degree | $90,894 | Not available | Not reported |
| Communication Disorders Sciences and Services | Master's Degree | $86,263 | Not available | Not reported |
| Computer Science | Bachelor's Degree | $78,943 | $24,906 | Not reported |
| Philosophy and Religious Studies, Other | Master's Degree | $77,659 | Not available | Not reported |
| Education, General | Master's Degree | $76,309 | Not available | Not reported |
| Business/Commerce, General | Bachelor's Degree | $69,873 | $23,875 | Not reported |
| Communication Disorders Sciences and Services | Bachelor's Degree | $69,087 | $27,000 | Not reported |
| Political Science and Government | Bachelor's Degree | $65,558 | $24,344 | Not reported |
| Public Relations, Advertising, and Applied Communication | Bachelor's Degree | $62,319 | $21,104 | Not reported |
| Theological and Ministerial Studies | Master's Degree | $62,024 | Not available | Not reported |
| Theology and Religious Vocations, Other | Master's Degree | $60,758 | Not available | Not reported |
| Radio, Television, and Digital Communication | Bachelor's Degree | $60,082 | $22,813 | Not reported |
| Biology, General | Bachelor's Degree | $60,014 | $27,000 | Not reported |
| Journalism | Bachelor's Degree | $59,925 | $27,000 | Not reported |
| Bible/Biblical Studies | Bachelor's Degree | $58,569 | $27,000 | 5 |
| Philosophy and Religious Studies, General | Master's Degree | $57,874 | Not available | Not reported |
| Bible/Biblical Studies | Master's Degree | $56,442 | Not available | Not reported |
| Communication and Media Studies | Bachelor's Degree | $53,781 | $21,937 | Not reported |
| Teacher Education and Professional Development, Specific Levels and Methods | Bachelor's Degree | $51,566 | $26,094 | Not reported |
| Music | Bachelor's Degree | $50,781 | $26,417 | Not reported |
| Psychology, General | Bachelor's Degree | $49,450 | $23,250 | Not reported |
| Fine and Studio Arts | Bachelor's Degree | $47,596 | $27,000 | Not reported |
| Sociology | Bachelor's Degree | $47,052 | $26,990 | Not reported |
| English Language and Literature, General | Bachelor's Degree | $43,154 | $24,500 | Not reported |
| Intercultural/Multicultural and Diversity Studies | Bachelor's Degree | $41,492 | $24,500 | Not reported |
| Religious Education | Bachelor's Degree | $40,261 | $25,454 | Not reported |
| Education, General | Bachelor's Degree | Not available | $24,030 | Not reported |
| Sports, Kinesiology, and Physical Education/Fitness | Bachelor's Degree | Not available | $26,062 | Not reported |
| Clinical, Counseling and Applied Psychology | Bachelor's Degree | Not available | $27,568 | Not reported |
Awards use first-major IPEDS completions aggregated to the same four-digit field and credential.
Earnings, price, completion and enrollment are observed federal measures. ROI, payoff and break-even are modeled scenarios built from those measures and fixed assumptions. College payoff is not the payoff of every degree at this school; use the program table for a more precise comparison.