10-YEAR PAYOFF CURVECumulative economic payoff after graduation
−$148,826at year 10Net gainInvestment not yet recovered
NET GAIN$0UNRECOVERED
Hamline University
⌖ Saint Paul, MN · 25 reportable field-and-credential outcomes
MODELED SCENARIO · Negative payoff
−$148,826 over 10 years
Modeled from observed year-5 institution earnings and the institution-wide average net price over four years.
At these assumptions, the estimated earnings premium does not recover the modeled economic investment within ten years.
23.0 yrsModeled economic break-even
−57%Modeled 10-year ROI
$56,415Observed earnings · year 5
ECONOMIC INVESTMENT → PAYBACK
Estimated payoff over ten years.
The scenario counts direct price and earnings forgone upfront, then applies the reported annual earnings premium.
FEDERAL COST DATA
Four ways to read college price.
Annual college-wide figures from the current College Scorecard release. Average net price covers full-time, first-time undergraduates receiving federal aid; public-college figures use in-state students. Program tuition and individual aid offers may differ.
Cost, completion and earnings context
$20,744Average net price / year
$58,110Cost of attendance
$56,415Median earnings · year 5 after completion
60.5%Completion rate
87.6%Admission rate
1,776Student size
NATIONAL CONTEXT
How this college compares
Percentiles compare this institution with currently operating colleges that report the same federal measure.
EARNINGS PATH
Reported earnings over time
$41,896Year 1
$61,017Year 4
$56,415Year 5
Separate federal cohorts may underlie different measurement years.
The college average is not the whole story.
Observed earnings vary substantially by field and credential at the same institution.
1Educational Administration and Supervision · Graduate/Professional Certificate$104,5352Business Administration, Management and Operations · Master's Degree$100,9893Public Administration · Master's Degree$93,0904Business Administration, Management and Operations · Bachelor's Degree$72,9455Education, General · Master's Degree$72,2716Teacher Education and Professional Development, Specific Subject Areas · Graduate/Professional Certificate$70,8627Non-Professional Legal Studies · Bachelor's Degree$65,4608Teacher Education and Professional Development, Specific Subject Areas · Master's Degree$64,303Observed year-4 earnings · compare like fields and credentials before deciding
Comparable colleges in MN
Currently operating private nonprofit institutions with the closest combination of annual net price and observed year-5 earnings. Similarity is descriptive—not a quality ranking.
Moorhead, MN
Concordia College at Moorhead
- Annual net price
- $24,902
- Observed earnings · year 5
- $55,336
- Modeled 10-year ROI
- -63%
St Olaf College
- Annual net price
- $23,874
- Observed earnings · year 5
- $59,029
- Modeled 10-year ROI
- -49%
Augsburg University
- Annual net price
- $23,873
- Observed earnings · year 5
- $60,664
- Modeled 10-year ROI
- -43%
Gustavus Adolphus College
- Annual net price
- $22,900
- Observed earnings · year 5
- $61,911
- Modeled 10-year ROI
- -38%
Explore exact field-and-credential outcomes
| Federal field | Credential | Earnings, year 4 | Federal debt |
|---|---|---|---|
| Educational Administration and Supervision | Graduate/Professional Certificate | $104,535 | Not available |
| Business Administration, Management and Operations | Master's Degree | $100,989 | Not available |
| Public Administration | Master's Degree | $93,090 | Not available |
| Business Administration, Management and Operations | Bachelor's Degree | $72,945 | $26,000 |
| Education, General | Master's Degree | $72,271 | Not available |
| Teacher Education and Professional Development, Specific Subject Areas | Graduate/Professional Certificate | $70,862 | Not available |
| Non-Professional Legal Studies | Bachelor's Degree | $65,460 | $23,250 |
| Teacher Education and Professional Development, Specific Subject Areas | Master's Degree | $64,303 | Not available |
| Teacher Education and Professional Development, Specific Levels and Methods | Master's Degree | $63,173 | Not available |
| Teaching English or French as a Second or Foreign Language | Master's Degree | $62,193 | Not available |
| Legal Support Services | Undergraduate Certificate or Diploma | $61,388 | $24,250 |
| Criminology | Bachelor's Degree | $60,757 | $26,500 |
| Communication and Media Studies | Bachelor's Degree | $59,557 | $27,000 |
| Teaching English or French as a Second or Foreign Language | Graduate/Professional Certificate | $55,966 | Not available |
| Political Science and Government | Bachelor's Degree | $53,252 | $20,500 |
| Rhetoric and Composition/Writing Studies | Master's Degree | $52,471 | Not available |
| Biology, General | Bachelor's Degree | $49,824 | $27,000 |
| Education, General | Bachelor's Degree | $48,878 | $25,000 |
| Human Biology | Bachelor's Degree | $48,483 | $25,500 |
| Sociology | Bachelor's Degree | $46,877 | $27,000 |
| Psychology, General | Bachelor's Degree | $45,927 | $24,512 |
| Rhetoric and Composition/Writing Studies | Bachelor's Degree | $45,253 | $25,000 |
| Anthropology | Bachelor's Degree | $42,751 | $27,000 |
| English Language and Literature, General | Bachelor's Degree | $41,531 | $26,439 |
| Biochemistry, Biophysics and Molecular Biology | Bachelor's Degree | Not available | $28,000 |
Earnings, price, completion and enrollment are observed federal measures. ROI, payoff and break-even are modeled scenarios built from those measures and fixed assumptions. College payoff is not the payoff of every degree at this school; use the program table for a more precise comparison.