10-YEAR PAYOFF CURVECumulative economic payoff after graduation
−$28,006at year 10Net gainInvestment not yet recovered
NET GAIN$0UNRECOVERED
Public · COLLEGE PAYOFF
Indiana University-Bloomington
Bloomington, IN · 82 field-and-degree records
Earnings reported for 78 · Federal debt reported for 50
Based onObserved earnings + college priceEstimate10-year payoff
Estimated 10-year payoff
Negative payoff
−$28,006 over 10 years
Modeled from observed year-5 institution earnings and the institution-wide average net price over four years.
11.3 yrsTime to earn back the modeled cost
−11%Estimated return after 10 years
$66,705Observed earnings · year 5
$9,263Highest annual price before payoff reaches $0
The price benchmark would need to fall by $7,002 per year to reach it.
Start with your question
What do you want to understand?
ECONOMIC INVESTMENT → PAYBACK
Estimated payoff over ten years.
The scenario counts direct price and earnings forgone upfront, then applies the reported annual earnings premium.
FEDERAL COST DATA
Four ways to read college price.
Annual college-wide figures from the current College Scorecard release. Average net price covers full-time, first-time undergraduates receiving federal aid; public-college figures use in-state students. Program tuition and individual aid offers may differ.
PUBLISHED STUDENT BUDGET · 2024–25
What makes up the annual price?
Sticker-price components reported to IPEDS. Grants and scholarships are not subtracted here.
Living off campus: $13,984 housing and food allowance plus $3,224 in other expenses.
Do not confuse this with net price. Net price subtracts average grants and scholarships. DegreeVerdict continues to use the separately labeled average net price in its standard college ROI scenario.
PRICE SENSITIVITY
The price can change the verdict.
Hold observed earnings constant and see how the modeled ten-year payoff changes as annual price rises.
← Negative payoff$0Positive payoff →
$0Annual price+$37,050
$8,000Annual price+$5,050
$16,000Current college-wide context−$26,950
$24,000Annual price−$58,950
$32,000Annual price−$90,950
$40,000Annual price−$122,950
HOW STUDENTS ATTEND · 2023-24
Online study is a meaningful part of the student experience.
IPEDS enrollment counts show course delivery across the whole institution. They do not indicate whether a specific degree can be completed online.
Institution-level attendance context from IPEDS. Program delivery is reported separately on degree pages and in the program directory. These figures do not enter ROI.
College identity and local contextAccreditation, institution type, dual enrollment and state prices
COLLEGE AT A GLANCE
Institution details
Current federal characteristics describing the college, not the outcomes of a specific program.
- Accreditor
- Higher Learning Commission
- Main award level
- Bachelor’s degrees
- Campus setting
- City
- Admissions
- Selective admission
- Delivery
- Campus or mixed delivery
- Federal designation
- No special designation reported
DUAL-ENROLLMENT CONTEXT · 2024
12,377 high-school students took college courses.
IPEDS counts students enrolled in college credit while still in high school. A large dual-enrollment population can shape headline enrollment figures, especially at community colleges.
This is participation, not a college completion rate. It does not indicate how many students later enrolled after high school, earned a credential or entered the workforce.
STATE PRICE CONTEXT · 2024
Prices in Indiana run 7% below the U.S. level.
BEA Regional Price Parities compare price levels across states. A value of 100 equals the national average.
What it costs and what graduates earn
$16,264Average net price / year
$28,801Cost of attendance
$19,509Median federal student debt · completer borrowers
$207/moPublished 10-year payment estimate
$66,705Median earnings · year 5 after completion
80.2%Completion rate
78.2%Admission rate
1,313Average SAT score
29ACT midpoint
37,806Student size
Debt covers federal student-loan borrowers who completed. It does not include Parent PLUS or private loans. We show admissions scores only when a valid federal value is available.
What the numbers say about Indiana University-Bloomington
What does Indiana University-Bloomington cost?
Indiana University-Bloomington reports an average annual net price of $16,264 after grants and scholarships. This is an institution-wide average, not an individual aid offer.
What do Indiana University-Bloomington graduates earn?
The observed median earnings figure is $66,705 5 years after completion. It describes a federal cohort, not a guaranteed starting salary.
How much federal debt do Indiana University-Bloomington graduates have?
Completer borrowers report median cumulative federal student debt of $19,509. Parent PLUS and private loans are not included.
Is every degree at Indiana University-Bloomington worth the same?
No. The current release contains 82 field-and-degree records for Indiana University-Bloomington; 78 report year-4 earnings and 50 report federal debt. Outcomes can differ substantially by field and degree level.
DEBT AFTER COLLEGE
Are borrowers making progress?
Repayment progress, default and debt at exit describe different federal borrower cohorts. They are shown separately and do not change the ROI estimate.
Source: College Scorecard. Repayment progress is the share of borrowers who reduced principal by at least $1 at the stated measurement point. Debt covers federal student loans; Parent PLUS and private loans are excluded. Cohorts and reporting periods differ across measures.
Who studied here during the year
65,237Students enrolled at any point
53,595Undergraduate students
11,642Graduate students
Unduplicated students enrolled at any point from July 1, 2024 through June 30, 2025. This full-year measure is different from a fall headcount and does not enter ROI.
More student and earnings detailPrice by family income, retention, equity and common industries
WHO PAYS, WHO FINISHES, WHO EARNS
Outcomes are not the same for every family.
These federal cohorts add context that a single college average can hide. Missing figures remain unreported rather than estimated.
Complete within 150% of the expected time
70% received a Pell Grant within eight yearsMedian Parent PLUS debt
2,022 parent borrowers in the reported cohortMedian federal student debt
63% making progress in repayment after three yearsStudent family incomeMedian earnings after 10 yearsObserved federal cohorts
Lower income$51,816Earnings are not a guarantee
Middle income$61,201Earnings are not a guarantee
Higher income$71,031Earnings are not a guarantee
Three-year repayment progress
Lower income59%
Middle income68%
Higher income78%
Undergraduate student composition
White65%
Black4%
Hispanic9%
Asian11%
Source: College Scorecard, June 2026 release. Parent PLUS debt belongs to parents; student-debt measures exclude Parent PLUS and private loans. Cohort definitions differ by measure.
INDEPENDENT CENSUS EARNINGS VIEW
How earnings develop by field
Privacy-protected Census employment records follow graduate cohorts one, five and ten years after completion. This source is kept separate from College Scorecard because its population and methodology differ.
Field and credentialYear 1Year 5Year 10
Accounting and Related Services.Doctoral, research/scholarship · Broad federal field 52
$242,593Year 1
$196,101Year 5
$230,831Year 10
Computer Programming.Master’s degree · Broad federal field 11
$116,920Year 1
$172,015Year 5
$211,605Year 10
Accounting and Related Services.Master’s degree · Broad federal field 52
$127,096Year 1
$159,811Year 5
$199,637Year 10
Computer Programming.Doctoral, research/scholarship · Broad federal field 11
$161,330Year 1
$215,146Year 5
$182,659Year 10
Accounting and Computer Science.Master’s degree · Broad federal field 30
$115,393Year 1
$142,023Year 5
$157,870Year 10
Accounting and Related Services.Bachelor’s degree · Broad federal field 52
$74,826Year 1
$115,794Year 5
$157,780Year 10
Astronomy and Astrophysics.Doctoral, research/scholarship · Broad federal field 40
$75,080Year 1
$112,147Year 5
$145,842Year 10
Law.Doctoral, professional practice · Broad federal field 22
$83,907Year 1
$111,703Year 5
$138,153Year 10
Median annual earnings in 2023 dollars. Each time point may use a different pooled graduation cohort. Coverage is limited to institutions participating in the Census Post-Secondary Employment Outcomes program.
NATIONAL CONTEXT
How this college compares
Percentiles compare this institution with currently operating colleges that report the same federal measure.
WHAT STANDS OUT
A faster read on this college
These summaries use every reportable field-and-credential record at this institution. They do not fill privacy-suppressed outcomes.
EARNINGS OVER TIME
What graduates earned in later years
$48,621Year 1
$74,511Year 4
$66,705Year 5
Each year can represent a different federal cohort, so the points do not track the same people over time.
Your choice of degree can change the payoff.
Graduate earnings differ by field and credential, even within the same college.
1Business/Commerce, General · Master's Degree$161,3452Computational Science · Master's Degree$151,3973Chemistry · Doctoral Degree$148,6344Optometry · First Professional Degree$134,6095Psychology, General · Doctoral Degree$131,2906Human Computer Interaction · Master's Degree$127,6527Business/Commerce, General · Graduate/Professional Certificate$123,2078Law · First Professional Degree$120,301Observed year-4 earnings · compare the same field and credential across colleges
Programs that stand out against the same-degree benchmark
This view rewards performance relative to the same field and credential, not simply majors that pay more everywhere.
1Liberal Arts and Sciences, General Studies and HumanitiesGraduate/Professional Certificate · $119,536 reported+83%vs same-degree national medianNot availablefederal debt2Business/Commerce, GeneralUndergraduate Certificate or Diploma · $105,106 reported+75%vs same-degree national median$19,500federal debt3Business/Commerce, GeneralBachelor's Degree · $105,583 reported+54%vs same-degree national median$19,500federal debt4Liberal Arts and Sciences, General Studies and HumanitiesUndergraduate Certificate or Diploma · $64,345 reported+43%vs same-degree national median$20,500federal debt5Apparel and TextilesBachelor's Degree · $77,520 reported+34%vs same-degree national median$20,500federal debt6Psychology, GeneralDoctoral Degree · $131,290 reported+33%vs same-degree national medianNot availablefederal debt
Comparable colleges in IN
Currently operating public institutions with the closest combination of annual net price and observed year-5 earnings. Similarity is descriptive, not a quality ranking.
West Lafayette, IN
Purdue University-Main Campus
- Annual net price
- $14,600
- Observed earnings · year 5
- $75,853
- Modeled 10-year ROI
- +29%
Indiana University-Indianapolis
- Annual net price
- $11,668
- Observed earnings · year 5
- $59,346
- Modeled 10-year ROI
- -37%
Purdue University Northwest
- Annual net price
- $6,079
- Observed earnings · year 5
- $64,593
- Modeled 10-year ROI
- -4%
Ball State University
- Annual net price
- $14,940
- Observed earnings · year 5
- $54,001
- Modeled 10-year ROI
- -62%
Compare fields and degree levels
Showing the 40 highest-earning records from 82 field-and-degree records. Use the program directory to search the complete set.
| Major or field | Degree level | Earnings, year 4 | Federal debt | 2024–25 graduates |
|---|---|---|---|---|
| Business/Commerce, General | Master's Degree | $161,345 | Not available | Not reported |
| Computational Science | Master's Degree | $151,397 | Not available | Not reported |
| Chemistry | Doctoral Degree | $148,634 | Not available | 38 |
| Optometry | First Professional Degree | $134,609 | Not available | Not reported |
| Psychology, General | Doctoral Degree | $131,290 | Not available | Not reported |
| Human Computer Interaction | Master's Degree | $127,652 | Not available | Not reported |
| Business/Commerce, General | Graduate/Professional Certificate | $123,207 | Not available | Not reported |
| Law | First Professional Degree | $120,301 | Not available | Not reported |
| Accounting and Related Services | Master's Degree | $119,951 | Not available | Not reported |
| Liberal Arts and Sciences, General Studies and Humanities | Graduate/Professional Certificate | $119,536 | Not available | Not reported |
| Computer Science | Bachelor's Degree | $114,199 | $20,417 | Not reported |
| International Relations and National Security Studies | Undergraduate Certificate or Diploma | $110,686 | $19,500 | 118 |
| Business/Commerce, General | Bachelor's Degree | $105,583 | $19,500 | 61 |
| Business/Commerce, General | Undergraduate Certificate or Diploma | $105,106 | $19,500 | 2,822 |
| Educational Administration and Supervision | Doctoral Degree | $101,630 | Not available | 19 |
| Economics | Bachelor's Degree | $99,653 | $20,500 | Not reported |
| Computer and Information Sciences, General | Bachelor's Degree | $98,539 | $19,500 | Not reported |
| Mathematics | Bachelor's Degree | $89,112 | $22,000 | Not reported |
| Public Health | Doctoral Degree | $86,342 | Not available | 12 |
| Public Administration | Master's Degree | $85,494 | Not available | Not reported |
| Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing | Bachelor's Degree | $81,781 | $25,000 | Not reported |
| Biochemistry, Biophysics and Molecular Biology | Bachelor's Degree | $78,721 | $23,000 | Not reported |
| Teacher Education and Professional Development, Specific Levels and Methods | Master's Degree | $77,765 | Not available | Not reported |
| Apparel and Textiles | Bachelor's Degree | $77,520 | $20,500 | Not reported |
| Public Administration | Bachelor's Degree | $77,422 | $20,731 | 3 |
| Communication and Media Studies | Doctoral Degree | $76,868 | Not available | 7 |
| Arts, Entertainment, and Media Management | Master's Degree | $76,388 | Not available | Not reported |
| Natural Resources Conservation and Research | Master's Degree | $75,331 | Not available | Not reported |
| Anthropology | Doctoral Degree | $74,535 | Not available | 3 |
| Neurobiology and Neurosciences | Bachelor's Degree | $74,151 | $22,945 | Not reported |
| Educational Administration and Supervision | Master's Degree | $73,276 | Not available | Not reported |
| Teacher Education and Professional Development, Specific Subject Areas | Master's Degree | $70,700 | Not available | Not reported |
| Political Science and Government | Bachelor's Degree | $69,992 | $17,951 | 0 |
| Microbiological Sciences and Immunology | Bachelor's Degree | $69,128 | Not available | Not reported |
| Sports, Kinesiology, and Physical Education/Fitness | Bachelor's Degree | $68,675 | $19,657 | Not reported |
| Public Health | Master's Degree | $68,228 | Not available | Not reported |
| Public Health | Bachelor's Degree | $68,038 | $19,689 | 13 |
| English Language and Literature, General | Doctoral Degree | $66,488 | Not available | 4 |
| Biological and Biomedical Sciences, Other | Bachelor's Degree | $65,901 | $22,843 | Not reported |
| Biology, General | Bachelor's Degree | $65,224 | $20,500 | 1 |
Graduate counts come from IPEDS and group related majors into the same federal field. Missing earnings or debt values remain labeled as unavailable.
Search every Indiana University-Bloomington program record →Earnings, price, completion and enrollment are observed federal measures. ROI, payoff and break-even are modeled scenarios built from those measures and fixed assumptions. College payoff is not the payoff of every degree at this school; use the program table for a more precise comparison.