Public · COLLEGE PAYOFF

Missouri Southern State University

Joplin, MO · 23 reportable field-and-credential outcomes

MODELED SCENARIO · Negative payoff

−$181,728 over 10 years

Modeled from observed year-5 institution earnings and the institution-wide average net price over four years.

At these assumptions, the estimated earnings premium does not recover the modeled economic investment within ten years.

49.3 yrsModeled economic break-even
−80%Modeled 10-year ROI
$49,630Observed earnings · year 5
Economic ROI includes direct price and earnings forgone during study · $45,000 comparison earnings · values held flat · see the formula
ECONOMIC INVESTMENT → PAYBACK

Estimated payoff over ten years.

The scenario counts direct price and earnings forgone upfront, then applies the reported annual earnings premium.

10-YEAR PAYOFF CURVECumulative economic payoff after graduation
−$181,728at year 10
Net gainInvestment not yet recovered
NET GAIN$0UNRECOVERED
−$228,0280
2
4
6
8
−$181,72810
Years after graduationBreak-even: 49.3 years
FEDERAL COST DATA

Four ways to read college price.

Annual college-wide figures from the current College Scorecard release. Average net price covers full-time, first-time undergraduates receiving federal aid; public-college figures use in-state students. Program tuition and individual aid offers may differ.

Published in-state tuition$8,960
Sticker price
Published out-of-state tuition$17,080
Sticker price
Average net price$12,007
Title IV student average
Cost of attendance$19,568
Tuition + living budget
PRICE SOURCECollege reported · annual amount · federal dataset
OBSERVED FEDERAL MEASURES

Cost, completion and earnings context

$12,007Average net price / year
$19,568Cost of attendance
$49,630Median earnings · year 5 after completion
41.6%Completion rate
97.0%Admission rate
3,019Student size
NATIONAL CONTEXT

How this college compares

Percentiles compare this institution with currently operating colleges that report the same federal measure.

61thEarnings percentile
26thCompletion percentile
EARNINGS PATH

Reported earnings over time

$38,813Year 1
$52,419Year 4
$49,630Year 5

Separate federal cohorts may underlie different measurement years.

PROGRAM PAYOFF SPREAD

The college average is not the whole story.

Observed earnings vary substantially by field and credential at the same institution.

1Computer Programming · Associate's Degree$79,0232Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing · Bachelor's Degree$75,9853Computer and Information Sciences, General · Bachelor's Degree$75,2954Dental Support Services and Allied Professions · Associate's Degree$67,5895Health Professions and Related Clinical Sciences, Other · Bachelor's Degree$64,7656Public Health · Bachelor's Degree$63,9657Political Science and Government · Bachelor's Degree$62,5768Sports, Kinesiology, and Physical Education/Fitness · Bachelor's Degree$58,701

Observed year-4 earnings · compare like fields and credentials before deciding

BUILD A REAL SHORTLIST

Comparable colleges in MO

Currently operating public institutions with the closest combination of annual net price and observed year-5 earnings. Similarity is descriptive—not a quality ranking.

Saint Joseph, MO

Missouri Western State University

Annual net price
$13,251
Observed earnings · year 5
$48,424
Modeled 10-year ROI
-85%
Open college profile →
Kirksville, MO

Truman State University

Annual net price
$12,780
Observed earnings · year 5
$53,082
Modeled 10-year ROI
-65%
Open college profile →
Maryville, MO

Northwest Missouri State University

Annual net price
$16,244
Observed earnings · year 5
$49,670
Modeled 10-year ROI
-81%
Open college profile →
Cape Girardeau, MO

Southeast Missouri State University

Annual net price
$15,882
Observed earnings · year 5
$49,147
Modeled 10-year ROI
-83%
Open college profile →
ALL REPORTABLE PROGRAM CATEGORIES

Explore exact field-and-credential outcomes

Federal fieldCredentialEarnings, year 4Federal debt
Computer ProgrammingAssociate's Degree$79,023Not available
Registered Nursing, Nursing Administration, Nursing Research and Clinical NursingBachelor's Degree$75,985$25,774
Computer and Information Sciences, GeneralBachelor's Degree$75,295Not available
Dental Support Services and Allied ProfessionsAssociate's Degree$67,589$25,374
Health Professions and Related Clinical Sciences, OtherBachelor's Degree$64,765$21,463
Public HealthBachelor's Degree$63,965Not available
Political Science and GovernmentBachelor's Degree$62,576Not available
Sports, Kinesiology, and Physical Education/FitnessBachelor's Degree$58,701$24,947
Business/Commerce, GeneralMaster's Degree$58,131Not available
Allied Health Diagnostic, Intervention, and Treatment ProfessionsAssociate's Degree$56,097$13,375
Business/Commerce, GeneralBachelor's Degree$55,286$20,737
Social WorkBachelor's Degree$49,855$25,983
Criminal Justice and CorrectionsBachelor's Degree$49,114$24,120
Liberal Arts and Sciences, General Studies and HumanitiesBachelor's Degree$46,892$31,000
Criminal Justice and CorrectionsAssociate's Degree$46,582$23,147
Criminal Justice and CorrectionsUndergraduate Certificate or Diploma$42,086$18,649
Communication and Media StudiesBachelor's Degree$41,771$18,350
Psychology, GeneralBachelor's Degree$41,008$23,609
SociologyBachelor's Degree$40,957Not available
Biology, GeneralBachelor's Degree$40,412$17,750
Fine and Studio ArtsBachelor's Degree$40,402Not available
Teacher Education and Professional Development, Specific Levels and MethodsBachelor's Degree$39,419$21,850
Education, GeneralBachelor's Degree$39,273$19,722

Earnings, price, completion and enrollment are observed federal measures. ROI, payoff and break-even are modeled scenarios built from those measures and fixed assumptions. College payoff is not the payoff of every degree at this school; use the program table for a more precise comparison.