Public · COLLEGE PAYOFF

Missouri Western State University

Saint Joseph, MO · 23 reportable field-and-credential outcomes

MODELED SCENARIO · Negative payoff

−$198,764 over 10 years

Modeled from observed year-5 institution earnings and the institution-wide average net price over four years.

At these assumptions, the estimated earnings premium does not recover the modeled economic investment within ten years.

68.1 yrsModeled economic break-even
−85%Modeled 10-year ROI
$48,424Observed earnings · year 5
Economic ROI includes direct price and earnings forgone during study · $45,000 comparison earnings · values held flat · see the formula
ECONOMIC INVESTMENT → PAYBACK

Estimated payoff over ten years.

The scenario counts direct price and earnings forgone upfront, then applies the reported annual earnings premium.

10-YEAR PAYOFF CURVECumulative economic payoff after graduation
−$198,764at year 10
Net gainInvestment not yet recovered
NET GAIN$0UNRECOVERED
−$233,0040
2
4
6
8
−$198,76410
Years after graduationBreak-even: 68.1 years
FEDERAL COST DATA

Four ways to read college price.

Annual college-wide figures from the current College Scorecard release. Average net price covers full-time, first-time undergraduates receiving federal aid; public-college figures use in-state students. Program tuition and individual aid offers may differ.

Published in-state tuition$10,306
Sticker price
Published out-of-state tuition$20,866
Sticker price
Average net price$13,251
Title IV student average
Cost of attendance$21,595
Tuition + living budget
PRICE SOURCECollege reported · annual amount · federal dataset
OBSERVED FEDERAL MEASURES

Cost, completion and earnings context

$13,251Average net price / year
$21,595Cost of attendance
$48,424Median earnings · year 5 after completion
38.5%Completion rate
Not availableAdmission rate
2,219Student size
NATIONAL CONTEXT

How this college compares

Percentiles compare this institution with currently operating colleges that report the same federal measure.

57thEarnings percentile
22thCompletion percentile
EARNINGS PATH

Reported earnings over time

$41,832Year 1
$53,293Year 4
$48,424Year 5

Separate federal cohorts may underlie different measurement years.

PROGRAM PAYOFF SPREAD

The college average is not the whole story.

Observed earnings vary substantially by field and credential at the same institution.

1Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing · Bachelor's Degree$74,8752Computer and Information Sciences, General · Bachelor's Degree$68,4053Finance and Financial Management Services · Bachelor's Degree$67,0114Multi/Interdisciplinary Studies, Other · Master's Degree$66,0965Construction Engineering Technology/Technician · Bachelor's Degree$65,8966Business Administration, Management and Operations · Bachelor's Degree$62,5817Accounting and Related Services · Bachelor's Degree$60,0258Marketing · Bachelor's Degree$57,015

Observed year-4 earnings · compare like fields and credentials before deciding

BUILD A REAL SHORTLIST

Comparable colleges in MO

Currently operating public institutions with the closest combination of annual net price and observed year-5 earnings. Similarity is descriptive—not a quality ranking.

Joplin, MO

Missouri Southern State University

Annual net price
$12,007
Observed earnings · year 5
$49,630
Modeled 10-year ROI
-80%
Open college profile →
Cape Girardeau, MO

Southeast Missouri State University

Annual net price
$15,882
Observed earnings · year 5
$49,147
Modeled 10-year ROI
-83%
Open college profile →
Carthage, MO

Carthage R9 School District-Carthage Technical Center

Annual net price
$16,874
Observed earnings · year 5
$48,911
Modeled 10-year ROI
-84%
Open college profile →
Maryville, MO

Northwest Missouri State University

Annual net price
$16,244
Observed earnings · year 5
$49,670
Modeled 10-year ROI
-81%
Open college profile →
ALL REPORTABLE PROGRAM CATEGORIES

Explore exact field-and-credential outcomes

Federal fieldCredentialEarnings, year 4Federal debt
Registered Nursing, Nursing Administration, Nursing Research and Clinical NursingBachelor's Degree$74,875$25,000
Computer and Information Sciences, GeneralBachelor's Degree$68,405$25,000
Finance and Financial Management ServicesBachelor's Degree$67,011$21,361
Multi/Interdisciplinary Studies, OtherMaster's Degree$66,096Not available
Construction Engineering Technology/TechnicianBachelor's Degree$65,896Not available
Business Administration, Management and OperationsBachelor's Degree$62,581$25,497
Accounting and Related ServicesBachelor's Degree$60,025$26,000
MarketingBachelor's Degree$57,015$25,950
Communication and Media StudiesBachelor's Degree$55,059Not available
Biology, GeneralBachelor's Degree$53,505$24,935
Criminal Justice and CorrectionsBachelor's Degree$52,709$20,149
Multi/Interdisciplinary Studies, OtherBachelor's Degree$51,174$26,863
Allied Health and Medical Assisting ServicesAssociate's Degree$48,876$19,263
Health and Medical Administrative ServicesBachelor's Degree$48,596Not available
Parks, Recreation, and Leisure Facilities ManagementBachelor's Degree$47,177Not available
Psychology, GeneralBachelor's Degree$46,402$26,862
Wildlife and Wildlands Science and ManagementBachelor's Degree$46,342Not available
Social WorkBachelor's Degree$46,187$27,679
Sports, Kinesiology, and Physical Education/FitnessBachelor's Degree$45,251$24,815
Design and Applied ArtsBachelor's Degree$41,728Not available
HistoryBachelor's Degree$40,716Not available
Teacher Education and Professional Development, Specific Levels and MethodsBachelor's Degree$39,163$21,352
Teacher Education and Professional Development, Specific Subject AreasBachelor's DegreeNot available$24,704

Earnings, price, completion and enrollment are observed federal measures. ROI, payoff and break-even are modeled scenarios built from those measures and fixed assumptions. College payoff is not the payoff of every degree at this school; use the program table for a more precise comparison.