10-YEAR PAYOFF CURVECumulative economic payoff after graduation
−$6,168at year 10Net gainInvestment not yet recovered
NET GAIN$0UNRECOVERED
Mount Saint Mary College
⌖ Newburgh, NY · 16 reportable field-and-credential outcomes
10-year estimate · Negative payoff
−$6,168 over 10 years
Modeled from observed year-5 institution earnings and the institution-wide average net price over four years.
With these assumptions, the added earnings do not recover the cost within ten years.
10.2 yrsModeled economic break-even
−2%Modeled 10-year ROI
$72,592Observed earnings · year 5
$23,980Maximum annual price for positive 10-year payoff
The price benchmark would need to fall by $1,542 per year to reach it.
Includes direct price and earnings forgone while studying. Assumes $45,000 in alternative annual earnings and no wage growth. How we calculate itWhat the numbers say about Mount Saint Mary College
What does Mount Saint Mary College cost?
Mount Saint Mary College reports an average annual net price of $25,522 after grants and scholarships. This is an institution-wide average, not an individual aid offer.
What do Mount Saint Mary College graduates earn?
The observed median earnings figure is $72,592 5 years after completion. It describes a federal cohort, not a guaranteed starting salary.
How much federal debt do Mount Saint Mary College graduates have?
Completer borrowers report median cumulative federal student debt of $26,007. Parent PLUS and private loans are not included.
Is every degree at Mount Saint Mary College worth the same?
No. DegreeVerdict currently shows 16 field-and-credential outcomes at Mount Saint Mary College; reported earnings and debt can differ substantially by program category.
ECONOMIC INVESTMENT → PAYBACK
Estimated payoff over ten years.
The scenario counts direct price and earnings forgone upfront, then applies the reported annual earnings premium.
FEDERAL COST DATA
Four ways to read college price.
Annual college-wide figures from the current College Scorecard release. Average net price covers full-time, first-time undergraduates receiving federal aid; public-college figures use in-state students. Program tuition and individual aid offers may differ.
PRICE SENSITIVITY
The price can change the verdict.
Hold observed earnings constant and see how the modeled ten-year payoff changes as annual price rises.
← Negative payoff$0Positive payoff →
$0Annual price+$95,920
$8,000Annual price+$63,920
$16,000Annual price+$31,920
$24,000Annual price−$80
$26,000Current college-wide context−$8,080
$32,000Annual price−$32,080
$40,000Annual price−$64,080
COLLEGE AT A GLANCE
Institution details
Current federal characteristics describing the college, not the outcomes of a specific program.
- Accreditor
- Middle States Commission on Higher Education
- Main award level
- Bachelor’s degrees
- Campus setting
- City
- Admissions
- Selective admission
- Delivery
- Campus or mixed delivery
- Federal designation
- No special designation reported
Cost, debt, completion and earnings context
$25,522Average net price / year
$55,014Cost of attendance
$26,007Median federal student debt · completer borrowers
$276/moPublished 10-year payment estimate
$72,592Median earnings · year 5 after completion
65.5%Completion rate
88.9%Admission rate
1,148Student size
Institution debt covers federal student-loan borrowers who completed. Parent PLUS and private loans are excluded; missing and privacy-suppressed values remain unavailable.
WHO PAYS, WHO FINISHES, WHO EARNS
Outcomes are not the same for every family.
These federal cohorts add context that a single college average can hide. Missing figures remain unreported rather than estimated.
Complete within 150% of the expected time
58% received a Pell Grant within eight yearsMedian Parent PLUS debt
443 parent borrowers in the reported cohortMedian federal student debt
62% making progress in repayment after three yearsStudent family incomeMedian earnings after 10 yearsObserved federal cohorts
Lower income$58,841Earnings are not a guarantee
Middle income$69,187Earnings are not a guarantee
Higher income$71,115Earnings are not a guarantee
Three-year repayment progress
Lower income53%
Middle income69%
Higher income75%
Source: College Scorecard, June 2026 release. Parent PLUS debt belongs to parents; student-debt measures exclude Parent PLUS and private loans. Cohort definitions differ by measure.
NATIONAL CONTEXT
How this college compares
Percentiles compare this institution with currently operating colleges that report the same federal measure.
WHAT STANDS OUT
A faster read on this college
These summaries use only reportable field-and-credential records at this institution. They do not fill privacy-suppressed outcomes.
EARNINGS PATH
Reported earnings over time
$71,264Year 1
$77,894Year 4
$72,592Year 5
Separate federal cohorts may underlie different measurement years.
The college average is not the whole story.
Observed earnings vary substantially by field and credential at the same institution.
1Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing · Master's Degree$135,8432Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing · Graduate/Professional Certificate$131,7683Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing · Bachelor's Degree$108,4004Business Administration, Management and Operations · Master's Degree$82,7075Accounting and Related Services · Bachelor's Degree$79,3046Accounting and Related Services · Master's Degree$76,5297Biology, General · Bachelor's Degree$75,7988Teacher Education and Professional Development, Specific Levels and Methods · Master's Degree$71,876Observed year-4 earnings · compare like fields and credentials before deciding
Programs that stand out against the same-degree benchmark
This view rewards performance relative to the same field and credential, not simply majors that pay more everywhere.
1Biology, GeneralBachelor's Degree · $75,798 reported+32%vs same-degree national medianNot availablefederal debt2HistoryBachelor's Degree · $63,174 reported+25%vs same-degree national median$26,999federal debt3Registered Nursing, Nursing Administration, Nursing Research and Clinical NursingBachelor's Degree · $108,400 reported+22%vs same-degree national median$27,000federal debt4English Language and Literature, GeneralBachelor's Degree · $58,434 reported+20%vs same-degree national medianNot availablefederal debt5Teacher Education and Professional Development, Specific Levels and MethodsMaster's Degree · $71,876 reported+20%vs same-degree national medianNot availablefederal debt6Human Services, GeneralBachelor's Degree · $57,910 reported+19%vs same-degree national median$29,250federal debt
Comparable colleges in NY
Currently operating private nonprofit institutions with the closest combination of annual net price and observed year-5 earnings. Similarity is descriptive, not a quality ranking.
Bronx, NY
University of Mount Saint Vincent
- Annual net price
- $21,696
- Observed earnings · year 5
- $73,472
- Modeled 10-year ROI
- +7%
St. John's University-New York
- Annual net price
- $29,999
- Observed earnings · year 5
- $71,559
- Modeled 10-year ROI
- -11%
Iona University
- Annual net price
- $29,188
- Observed earnings · year 5
- $69,867
- Modeled 10-year ROI
- -16%
New York Institute of Technology
- Annual net price
- $22,443
- Observed earnings · year 5
- $76,175
- Modeled 10-year ROI
- +16%
Explore exact field-and-credential outcomes
| Federal field | Credential | Earnings, year 4 | Federal debt | 2023–24 awards |
|---|---|---|---|---|
| Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing | Master's Degree | $135,843 | Not available | 20 |
| Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing | Graduate/Professional Certificate | $131,768 | Not available | Not reported |
| Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing | Bachelor's Degree | $108,400 | $27,000 | Not reported |
| Business Administration, Management and Operations | Master's Degree | $82,707 | Not available | Not reported |
| Accounting and Related Services | Bachelor's Degree | $79,304 | $24,750 | Not reported |
| Accounting and Related Services | Master's Degree | $76,529 | Not available | Not reported |
| Biology, General | Bachelor's Degree | $75,798 | Not available | Not reported |
| Teacher Education and Professional Development, Specific Levels and Methods | Master's Degree | $71,876 | Not available | 0 |
| Business Administration, Management and Operations | Bachelor's Degree | $66,930 | $25,000 | Not reported |
| Special Education and Teaching | Master's Degree | $66,761 | Not available | Not reported |
| History | Bachelor's Degree | $63,174 | $26,999 | Not reported |
| Multi-/Interdisciplinary Studies, General | Bachelor's Degree | $60,133 | $26,500 | Not reported |
| English Language and Literature, General | Bachelor's Degree | $58,434 | Not available | Not reported |
| Human Services, General | Bachelor's Degree | $57,910 | $29,250 | Not reported |
| Computer and Information Sciences, General | Bachelor's Degree | $55,814 | Not available | Not reported |
| Psychology, General | Bachelor's Degree | $53,898 | $26,000 | Not reported |
Awards use first-major IPEDS completions aggregated to the same four-digit field and credential.
Earnings, price, completion and enrollment are observed federal measures. ROI, payoff and break-even are modeled scenarios built from those measures and fixed assumptions. College payoff is not the payoff of every degree at this school; use the program table for a more precise comparison.