10-YEAR PAYOFF CURVECumulative economic payoff after graduation
−$34,406at year 10Net gainInvestment not yet recovered
NET GAIN$0UNRECOVERED
Private nonprofit · COLLEGE PAYOFF
St. John's University-New York
Queens, NY · 60 field-and-degree records
Earnings reported for 59 · Federal debt reported for 32
Based onObserved earnings + college priceEstimate10-year payoff
Estimated 10-year payoff
Negative payoff
−$34,406 over 10 years
Modeled from observed year-5 institution earnings and the institution-wide average net price over four years.
11.3 yrsTime to earn back the modeled cost
−11%Estimated return after 10 years
$71,559Observed earnings · year 5
$21,398Highest annual price before payoff reaches $0
The price benchmark would need to fall by $8,602 per year to reach it.
Start with your question
What do you want to understand?
ECONOMIC INVESTMENT → PAYBACK
Estimated payoff over ten years.
The scenario counts direct price and earnings forgone upfront, then applies the reported annual earnings premium.
FEDERAL COST DATA
Four ways to read college price.
Annual college-wide figures from the current College Scorecard release. Average net price covers full-time, first-time undergraduates receiving federal aid; public-college figures use in-state students. Program tuition and individual aid offers may differ.
PUBLISHED STUDENT BUDGET · 2024–25
What makes up the annual price?
Sticker-price components reported to IPEDS. Grants and scholarships are not subtracted here.
Living off campus: $16,848 housing and food allowance plus $3,072 in other expenses.
Do not confuse this with net price. Net price subtracts average grants and scholarships. DegreeVerdict continues to use the separately labeled average net price in its standard college ROI scenario.
PRICE SENSITIVITY
The price can change the verdict.
Hold observed earnings constant and see how the modeled ten-year payoff changes as annual price rises.
← Negative payoff$0Positive payoff →
$0Annual price+$85,590
$10,000Annual price+$45,590
$20,000Annual price+$5,590
$30,000Current college-wide context−$34,410
$40,000Annual price−$74,410
$50,000Annual price−$114,410
HOW STUDENTS ATTEND · 2023-24
Online study is a meaningful part of the student experience.
IPEDS enrollment counts show course delivery across the whole institution. They do not indicate whether a specific degree can be completed online.
Institution-level attendance context from IPEDS. Program delivery is reported separately on degree pages and in the program directory. These figures do not enter ROI.
College identity and local contextAccreditation, institution type, dual enrollment and state prices
COLLEGE AT A GLANCE
Institution details
Current federal characteristics describing the college, not the outcomes of a specific program.
- Accreditor
- Middle States Commission on Higher Education
- Main award level
- Bachelor’s degrees
- Campus setting
- City
- Admissions
- Selective admission
- Delivery
- Campus or mixed delivery
- Federal designation
- No special designation reported
DUAL-ENROLLMENT CONTEXT · 2024
6,819 high-school students took college courses.
IPEDS counts students enrolled in college credit while still in high school. A large dual-enrollment population can shape headline enrollment figures, especially at community colleges.
This is participation, not a college completion rate. It does not indicate how many students later enrolled after high school, earned a credential or entered the workforce.
STATE PRICE CONTEXT · 2024
Prices in New York run 8% above the U.S. level.
BEA Regional Price Parities compare price levels across states. A value of 100 equals the national average.
What it costs and what graduates earn
$29,999Average net price / year
$65,527Cost of attendance
$25,000Median federal student debt · completer borrowers
$265/moPublished 10-year payment estimate
$71,559Median earnings · year 5 after completion
66.1%Completion rate
83.4%Admission rate
1,244Average SAT score
26ACT midpoint
9,477Student size
Debt covers federal student-loan borrowers who completed. It does not include Parent PLUS or private loans. We show admissions scores only when a valid federal value is available.
What the numbers say about St. John's University-New York
What does St. John's University-New York cost?
St. John's University-New York reports an average annual net price of $29,999 after grants and scholarships. This is an institution-wide average, not an individual aid offer.
What do St. John's University-New York graduates earn?
The observed median earnings figure is $71,559 5 years after completion. It describes a federal cohort, not a guaranteed starting salary.
How much federal debt do St. John's University-New York graduates have?
Completer borrowers report median cumulative federal student debt of $25,000. Parent PLUS and private loans are not included.
Is every degree at St. John's University-New York worth the same?
No. The current release contains 60 field-and-degree records for St. John's University-New York; 59 report year-4 earnings and 32 report federal debt. Outcomes can differ substantially by field and degree level.
DEBT AFTER COLLEGE
Are borrowers making progress?
Repayment progress, default and debt at exit describe different federal borrower cohorts. They are shown separately and do not change the ROI estimate.
Source: College Scorecard. Repayment progress is the share of borrowers who reduced principal by at least $1 at the stated measurement point. Debt covers federal student loans; Parent PLUS and private loans are excluded. Cohorts and reporting periods differ across measures.
Who studied here during the year
21,172Students enrolled at any point
17,080Undergraduate students
4,092Graduate students
Unduplicated students enrolled at any point from July 1, 2024 through June 30, 2025. This full-year measure is different from a fall headcount and does not enter ROI.
More student and earnings detailPrice by family income, retention, equity and common industries
WHO PAYS, WHO FINISHES, WHO EARNS
Outcomes are not the same for every family.
These federal cohorts add context that a single college average can hide. Missing figures remain unreported rather than estimated.
Complete within 150% of the expected time
66% received a Pell Grant within eight yearsMedian Parent PLUS debt
3,068 parent borrowers in the reported cohortMedian federal student debt
62% making progress in repayment after three yearsStudent family incomeMedian earnings after 10 yearsObserved federal cohorts
Lower income$64,873Earnings are not a guarantee
Middle income$67,311Earnings are not a guarantee
Higher income$75,028Earnings are not a guarantee
Three-year repayment progress
Lower income56%
Middle income59%
Higher income72%
Undergraduate student composition
White34%
Black16%
Hispanic25%
Asian16%
Source: College Scorecard, June 2026 release. Parent PLUS debt belongs to parents; student-debt measures exclude Parent PLUS and private loans. Cohort definitions differ by measure.
NATIONAL CONTEXT
How this college compares
Percentiles compare this institution with currently operating colleges that report the same federal measure.
WHAT STANDS OUT
A faster read on this college
These summaries use every reportable field-and-credential record at this institution. They do not fill privacy-suppressed outcomes.
EARNINGS OVER TIME
What graduates earned in later years
$44,105Year 1
$77,868Year 4
$71,559Year 5
Each year can represent a different federal cohort, so the points do not track the same people over time.
Your choice of degree can change the payoff.
Graduate earnings differ by field and credential, even within the same college.
1Educational Administration and Supervision · Doctoral Degree$170,2032Curriculum and Instruction · Doctoral Degree$153,3343Pharmacy, Pharmaceutical Sciences, and Administration · First Professional Degree$143,7654Allied Health Diagnostic, Intervention, and Treatment Professions · Bachelor's Degree$142,7745Management Sciences and Quantitative Methods · Master's Degree$121,3396Taxation · Master's Degree$120,2057Law · First Professional Degree$112,3258Accounting and Related Services · Master's Degree$109,990Observed year-4 earnings · compare the same field and credential across colleges
Programs that stand out against the same-degree benchmark
This view rewards performance relative to the same field and credential, not simply majors that pay more everywhere.
1Allied Health Diagnostic, Intervention, and Treatment ProfessionsBachelor's Degree · $142,774 reported+102%vs same-degree national median$27,000federal debt2Curriculum and InstructionDoctoral Degree · $153,334 reported+85%vs same-degree national medianNot availablefederal debt3Educational Administration and SupervisionDoctoral Degree · $170,203 reported+69%vs same-degree national medianNot availablefederal debt4Teacher Education and Professional Development, Specific Subject AreasBachelor's Degree · $78,215 reported+52%vs same-degree national median$25,000federal debt5Teaching English or French as a Second or Foreign LanguageGraduate/Professional Certificate · $106,313 reported+49%vs same-degree national medianNot availablefederal debt6Teacher Education and Professional Development, Specific Levels and MethodsBachelor's Degree · $69,439 reported+47%vs same-degree national median$27,000federal debt
Comparable colleges in NY
Currently operating private nonprofit institutions with the closest combination of annual net price and observed year-5 earnings. Similarity is descriptive, not a quality ranking.
New Rochelle, NY
Iona University
- Annual net price
- $29,188
- Observed earnings · year 5
- $69,867
- Modeled 10-year ROI
- -16%
Hofstra University
- Annual net price
- $34,176
- Observed earnings · year 5
- $71,515
- Modeled 10-year ROI
- -16%
Long Island University
- Annual net price
- $33,062
- Observed earnings · year 5
- $73,396
- Modeled 10-year ROI
- -9%
Mount Saint Mary College
- Annual net price
- $25,522
- Observed earnings · year 5
- $72,592
- Modeled 10-year ROI
- -2%
Compare fields and degree levels
Showing the 40 highest-earning records from 60 field-and-degree records. Use the program directory to search the complete set.
| Major or field | Degree level | Earnings, year 4 | Federal debt | 2024–25 graduates |
|---|---|---|---|---|
| Educational Administration and Supervision | Doctoral Degree | $170,203 | Not available | 20 |
| Curriculum and Instruction | Doctoral Degree | $153,334 | Not available | 12 |
| Pharmacy, Pharmaceutical Sciences, and Administration | First Professional Degree | $143,765 | Not available | Not reported |
| Allied Health Diagnostic, Intervention, and Treatment Professions | Bachelor's Degree | $142,774 | $27,000 | Not reported |
| Management Sciences and Quantitative Methods | Master's Degree | $121,339 | Not available | Not reported |
| Taxation | Master's Degree | $120,205 | Not available | Not reported |
| Law | First Professional Degree | $112,325 | Not available | Not reported |
| Accounting and Related Services | Master's Degree | $109,990 | Not available | Not reported |
| Management Sciences and Quantitative Methods | Bachelor's Degree | $109,396 | $19,500 | 0 |
| Teaching English or French as a Second or Foreign Language | Graduate/Professional Certificate | $106,313 | Not available | Not reported |
| Insurance | Bachelor's Degree | $105,688 | $24,125 | 0 |
| Chemistry | Master's Degree | $101,669 | Not available | Not reported |
| Educational Administration and Supervision | Graduate/Professional Certificate | $100,429 | Not available | Not reported |
| Finance and Financial Management Services | Bachelor's Degree | $98,970 | $26,000 | 0 |
| Clinical, Counseling and Applied Psychology | Doctoral Degree | $97,270 | Not available | 29 |
| Business Administration, Management and Operations | Master's Degree | $96,932 | Not available | Not reported |
| Accounting and Related Services | Bachelor's Degree | $91,878 | $26,495 | 0 |
| Teacher Education and Professional Development, Specific Subject Areas | Master's Degree | $85,346 | Not available | 0 |
| Economics | Bachelor's Degree | $84,639 | $23,250 | Not reported |
| Special Education and Teaching | Master's Degree | $84,195 | Not available | 0 |
| Criminology | Master's Degree | $83,065 | Not available | Not reported |
| Teacher Education and Professional Development, Specific Levels and Methods | Master's Degree | $83,019 | Not available | Not reported |
| Communication Disorders Sciences and Services | Master's Degree | $82,141 | Not available | Not reported |
| Student Counseling and Personnel Services | Master's Degree | $80,519 | Not available | 2 |
| Computer and Information Sciences, General | Bachelor's Degree | $79,960 | $27,000 | Not reported |
| Teaching English or French as a Second or Foreign Language | Master's Degree | $79,488 | Not available | 18 |
| Criminal Justice and Corrections | Master's Degree | $78,510 | Not available | Not reported |
| Teacher Education and Professional Development, Specific Subject Areas | Bachelor's Degree | $78,215 | $25,000 | Not reported |
| Computer/Information Technology Administration and Management | Bachelor's Degree | $77,433 | $22,372 | Not reported |
| Marketing | Bachelor's Degree | $75,520 | $27,000 | 0 |
| Communication Disorders Sciences and Services | Bachelor's Degree | $74,937 | $23,250 | Not reported |
| Public Relations, Advertising, and Applied Communication | Master's Degree | $71,471 | Not available | Not reported |
| Business Administration, Management and Operations | Bachelor's Degree | $71,271 | $26,121 | 1 |
| Health Professions and Related Clinical Sciences, Other | Bachelor's Degree | $70,521 | $27,000 | Not reported |
| Sports, Kinesiology, and Physical Education/Fitness | Master's Degree | $69,548 | Not available | Not reported |
| Teacher Education and Professional Development, Specific Levels and Methods | Bachelor's Degree | $69,439 | $27,000 | 1 |
| Public Relations, Advertising, and Applied Communication | Bachelor's Degree | $67,728 | $26,848 | Not reported |
| Physics | Bachelor's Degree | $67,536 | Not available | Not reported |
| Political Science and Government | Master's Degree | $67,228 | Not available | Not reported |
| Mental and Social Health Services and Allied Professions | Master's Degree | $66,694 | Not available | 0 |
Graduate counts come from IPEDS and group related majors into the same federal field. Missing earnings or debt values remain labeled as unavailable.
Search every St. John's University-New York program record →Earnings, price, completion and enrollment are observed federal measures. ROI, payoff and break-even are modeled scenarios built from those measures and fixed assumptions. College payoff is not the payoff of every degree at this school; use the program table for a more precise comparison.