10-YEAR PAYOFF CURVECumulative economic payoff after graduation
+$194,114at year 10Net gainInvestment not yet recovered
NET GAIN$0UNRECOVERED
Public · COLLEGE PAYOFF
New Jersey Institute of Technology
Newark, NJ · 26 field-and-degree records
Earnings reported for 25 · Federal debt reported for 16
Based onObserved earnings + college priceEstimate10-year payoff
Estimated 10-year payoff
Positive payoff
+$194,114 over 10 years
Modeled from observed year-5 institution earnings and the institution-wide average net price over four years.
5.6 yrsTime to earn back the modeled cost
+79%Estimated return after 10 years
$89,013Observed earnings · year 5
$65,033Highest annual price before payoff reaches $0
The price benchmark is $48,529 per year below this threshold.
Start with your question
What do you want to understand?
ECONOMIC INVESTMENT → PAYBACK
Estimated payoff over ten years.
The scenario counts direct price and earnings forgone upfront, then applies the reported annual earnings premium.
FEDERAL COST DATA
Four ways to read college price.
Annual college-wide figures from the current College Scorecard release. Average net price covers full-time, first-time undergraduates receiving federal aid; public-college figures use in-state students. Program tuition and individual aid offers may differ.
PUBLISHED STUDENT BUDGET · 2024–25
What makes up the annual price?
Sticker-price components reported to IPEDS. Grants and scholarships are not subtracted here.
Living off campus: $17,936 housing and food allowance plus $6,900 in other expenses.
Do not confuse this with net price. Net price subtracts average grants and scholarships. DegreeVerdict continues to use the separately labeled average net price in its standard college ROI scenario.
PRICE SENSITIVITY
The price can change the verdict.
Hold observed earnings constant and see how the modeled ten-year payoff changes as annual price rises.
← Negative payoff$0Positive payoff →
$0Annual price+$260,130
$17,000Current college-wide context+$192,130
$18,000Annual price+$188,130
$36,000Annual price+$116,130
$54,000Annual price+$44,130
$72,000Annual price−$27,870
$90,000Annual price−$99,870
HOW STUDENTS ATTEND · 2023-24
Online study is a meaningful part of the student experience.
IPEDS enrollment counts show course delivery across the whole institution. They do not indicate whether a specific degree can be completed online.
Institution-level attendance context from IPEDS. Program delivery is reported separately on degree pages and in the program directory. These figures do not enter ROI.
College identity and local contextAccreditation, institution type, dual enrollment and state prices
COLLEGE AT A GLANCE
Institution details
Current federal characteristics describing the college, not the outcomes of a specific program.
- Accreditor
- Middle States Commission on Higher Education
- Main award level
- Bachelor’s degrees
- Campus setting
- City
- Admissions
- Selective admission
- Delivery
- Campus or mixed delivery
- Federal designation
- No special designation reported
DUAL-ENROLLMENT CONTEXT · 2024
832 high-school students took college courses.
IPEDS counts students enrolled in college credit while still in high school. A large dual-enrollment population can shape headline enrollment figures, especially at community colleges.
This is participation, not a college completion rate. It does not indicate how many students later enrolled after high school, earned a credential or entered the workforce.
STATE PRICE CONTEXT · 2024
Prices in New Jersey run 9% above the U.S. level.
BEA Regional Price Parities compare price levels across states. A value of 100 equals the national average.
What it costs and what graduates earn
$16,504Average net price / year
$32,859Cost of attendance
$21,000Median federal student debt · completer borrowers
$223/moPublished 10-year payment estimate
$89,013Median earnings · year 5 after completion
72.8%Completion rate
65.1%Admission rate
1,337Average SAT score
30ACT midpoint
9,019Student size
Debt covers federal student-loan borrowers who completed. It does not include Parent PLUS or private loans. We show admissions scores only when a valid federal value is available.
What the numbers say about New Jersey Institute of Technology
What does New Jersey Institute of Technology cost?
New Jersey Institute of Technology reports an average annual net price of $16,504 after grants and scholarships. This is an institution-wide average, not an individual aid offer.
What do New Jersey Institute of Technology graduates earn?
The observed median earnings figure is $89,013 5 years after completion. It describes a federal cohort, not a guaranteed starting salary.
How much federal debt do New Jersey Institute of Technology graduates have?
Completer borrowers report median cumulative federal student debt of $21,000. Parent PLUS and private loans are not included.
Is every degree at New Jersey Institute of Technology worth the same?
No. The current release contains 26 field-and-degree records for New Jersey Institute of Technology; 25 report year-4 earnings and 16 report federal debt. Outcomes can differ substantially by field and degree level.
DEBT AFTER COLLEGE
Are borrowers making progress?
Repayment progress, default and debt at exit describe different federal borrower cohorts. They are shown separately and do not change the ROI estimate.
Source: College Scorecard. Repayment progress is the share of borrowers who reduced principal by at least $1 at the stated measurement point. Debt covers federal student loans; Parent PLUS and private loans are excluded. Cohorts and reporting periods differ across measures.
Who studied here during the year
14,730Students enrolled at any point
11,126Undergraduate students
3,604Graduate students
Unduplicated students enrolled at any point from July 1, 2024 through June 30, 2025. This full-year measure is different from a fall headcount and does not enter ROI.
More student and earnings detailPrice by family income, retention, equity and common industries
WHO PAYS, WHO FINISHES, WHO EARNS
Outcomes are not the same for every family.
These federal cohorts add context that a single college average can hide. Missing figures remain unreported rather than estimated.
Complete within 150% of the expected time
77% received a Pell Grant within eight yearsMedian Parent PLUS debt
423 parent borrowers in the reported cohortMedian federal student debt
67% making progress in repayment after three yearsStudent family incomeMedian earnings after 10 yearsObserved federal cohorts
Lower income$85,967Earnings are not a guarantee
Middle income$82,438Earnings are not a guarantee
Higher income$83,639Earnings are not a guarantee
Three-year repayment progress
Lower income64%
Middle income73%
Higher income80%
Undergraduate student composition
White29%
Black10%
Hispanic29%
Asian20%
Source: College Scorecard, June 2026 release. Parent PLUS debt belongs to parents; student-debt measures exclude Parent PLUS and private loans. Cohort definitions differ by measure.
INDEPENDENT CENSUS EARNINGS VIEW
How earnings develop by field
Privacy-protected Census employment records follow graduate cohorts one, five and ten years after completion. This source is kept separate from College Scorecard because its population and methodology differ.
Field and credentialYear 1Year 5Year 10
Computer Programming.Doctoral, research/scholarship · Broad federal field 11
$149,830Year 1
$188,260Year 5
$186,019Year 10
Accounting and Related Services.Master’s degree · Broad federal field 52
$105,856Year 1
$136,394Year 5
$168,508Year 10
Computer Programming.Master’s degree · Broad federal field 11
$87,219Year 1
$125,031Year 5
$158,724Year 10
Aerospace, Aeronautical, and Astronautical/Space Engineering.Doctoral, research/scholarship · Broad federal field 14
$86,191Year 1
$126,300Year 5
$153,837Year 10
Architectural Engineering Technologies/Technicians.Master’s degree · Broad federal field 15
$96,285Year 1
$128,182Year 5
$151,850Year 10
English Language and Literature, General.Master’s degree · Broad federal field 23
$94,607Year 1
$114,734Year 5
$151,312Year 10
Biochemistry, Biophysics and Molecular Biology.Master’s degree · Broad federal field 26
$65,986Year 1
$111,561Year 5
$144,647Year 10
Aerospace, Aeronautical, and Astronautical/Space Engineering.Master’s degree · Broad federal field 14
$83,953Year 1
$111,114Year 5
$144,266Year 10
Median annual earnings in 2023 dollars. Each time point may use a different pooled graduation cohort. Coverage is limited to institutions participating in the Census Post-Secondary Employment Outcomes program.
NATIONAL CONTEXT
How this college compares
Percentiles compare this institution with currently operating colleges that report the same federal measure.
WHAT STANDS OUT
A faster read on this college
These summaries use every reportable field-and-credential record at this institution. They do not fill privacy-suppressed outcomes.
EARNINGS OVER TIME
What graduates earned in later years
$67,467Year 1
$91,874Year 4
$89,013Year 5
Each year can represent a different federal cohort, so the points do not track the same people over time.
Your choice of degree can change the payoff.
Graduate earnings differ by field and credential, even within the same college.
1Information Science/Studies · Master's Degree$140,1972Computer and Information Sciences, General · Master's Degree$139,3463Electrical, Electronics, and Communications Engineering · Master's Degree$127,4944Business Administration, Management and Operations · Master's Degree$119,8145Engineering-Related Fields · Master's Degree$119,6656Chemical Engineering · Master's Degree$110,9507Civil Engineering · Master's Degree$107,6828Mechanical Engineering · Master's Degree$105,200Observed year-4 earnings · compare the same field and credential across colleges
Programs that stand out against the same-degree benchmark
This view rewards performance relative to the same field and credential, not simply majors that pay more everywhere.
1MathematicsBachelor's Degree · $94,840 reported+36%vs same-degree national median$26,190federal debt2Design and Applied ArtsBachelor's Degree · $66,488 reported+29%vs same-degree national median$27,000federal debt3Information Science/StudiesMaster's Degree · $140,197 reported+24%vs same-degree national medianNot availablefederal debt4Information Science/StudiesBachelor's Degree · $103,918 reported+22%vs same-degree national median$25,000federal debt5Business Administration, Management and OperationsMaster's Degree · $119,814 reported+16%vs same-degree national medianNot availablefederal debt6Biology, GeneralBachelor's Degree · $65,807 reported+15%vs same-degree national median$21,834federal debt
Comparable colleges in NJ
Currently operating public institutions with the closest combination of annual net price and observed year-5 earnings. Similarity is descriptive, not a quality ranking.
Camden, NJ
Rutgers University-Camden
- Annual net price
- $18,745
- Observed earnings · year 5
- $75,436
- Modeled 10-year ROI
- +19%
Rutgers University-Newark
- Annual net price
- $19,703
- Observed earnings · year 5
- $75,436
- Modeled 10-year ROI
- +18%
Rutgers University-New Brunswick
- Annual net price
- $24,406
- Observed earnings · year 5
- $75,436
- Modeled 10-year ROI
- +10%
Ramapo College of New Jersey
- Annual net price
- $18,173
- Observed earnings · year 5
- $64,395
- Modeled 10-year ROI
- -23%
Compare fields and degree levels
Showing all 26 field-and-degree records in the current release.
| Major or field | Degree level | Earnings, year 4 | Federal debt | 2024–25 graduates |
|---|---|---|---|---|
| Information Science/Studies | Master's Degree | $140,197 | Not available | Not reported |
| Computer and Information Sciences, General | Master's Degree | $139,346 | Not available | Not reported |
| Electrical, Electronics, and Communications Engineering | Master's Degree | $127,494 | Not available | Not reported |
| Business Administration, Management and Operations | Master's Degree | $119,814 | Not available | Not reported |
| Engineering-Related Fields | Master's Degree | $119,665 | Not available | Not reported |
| Chemical Engineering | Master's Degree | $110,950 | Not available | Not reported |
| Civil Engineering | Master's Degree | $107,682 | Not available | Not reported |
| Mechanical Engineering | Master's Degree | $105,200 | Not available | Not reported |
| Biomedical/Medical Engineering | Master's Degree | $104,927 | Not available | Not reported |
| Information Science/Studies | Bachelor's Degree | $103,918 | $25,000 | 6 |
| Industrial Engineering | Bachelor's Degree | $101,547 | $25,000 | 17 |
| Computer Engineering | Bachelor's Degree | $99,880 | $22,375 | Not reported |
| Computer and Information Sciences, General | Bachelor's Degree | $97,926 | $21,500 | 83 |
| Electrical, Electronics, and Communications Engineering | Bachelor's Degree | $97,718 | $25,325 | 4 |
| Chemical Engineering | Bachelor's Degree | $97,371 | $26,437 | 1 |
| Mathematics | Bachelor's Degree | $94,840 | $26,190 | Not reported |
| Mechanical Engineering | Bachelor's Degree | $89,827 | $23,334 | Not reported |
| Biomedical/Medical Engineering | Bachelor's Degree | $88,396 | $22,125 | Not reported |
| Civil Engineering | Bachelor's Degree | $87,389 | $24,085 | 10 |
| Engineering Technologies/Technicians, General | Bachelor's Degree | $86,360 | $24,000 | Not reported |
| Business Administration, Management and Operations | Bachelor's Degree | $75,805 | $25,000 | 25 |
| Architectural Sciences and Technology | Bachelor's Degree | $69,456 | $31,000 | Not reported |
| Architecture | Bachelor's Degree | $66,840 | Not available | Not reported |
| Design and Applied Arts | Bachelor's Degree | $66,488 | $27,000 | Not reported |
| Biology, General | Bachelor's Degree | $65,807 | $21,834 | 1 |
| Graphic Communications | Bachelor's Degree | Not available | $25,875 | Not reported |
Graduate counts come from IPEDS and group related majors into the same federal field. Missing earnings or debt values remain labeled as unavailable.
Earnings, price, completion and enrollment are observed federal measures. ROI, payoff and break-even are modeled scenarios built from those measures and fixed assumptions. College payoff is not the payoff of every degree at this school; use the program table for a more precise comparison.