Private nonprofit · COLLEGE PAYOFF

North Central University

⌖ Minneapolis, MN · 5 reportable field-and-credential outcomes

10-year estimate · Negative payoff

−$284,718 over 10 years

Modeled from observed year-5 institution earnings and the institution-wide average net price over four years.

With these assumptions, the added earnings do not recover the cost within ten years.

Not availableModeled economic break-even
−101%Modeled 10-year ROI
$44,855Observed earnings · year 5
Not reachedMaximum annual price for positive 10-year payoff
Includes direct price and earnings forgone while studying. Assumes $45,000 in alternative annual earnings and no wage growth. How we calculate it
A QUICK READ

What the numbers say about North Central University

What does North Central University cost?

North Central University reports an average annual net price of $25,817 after grants and scholarships. This is an institution-wide average, not an individual aid offer.

What do North Central University graduates earn?

The observed median earnings figure is $44,855 5 years after completion. It describes a federal cohort, not a guaranteed starting salary.

How much federal debt do North Central University graduates have?

Completer borrowers report median cumulative federal student debt of $23,200. Parent PLUS and private loans are not included.

Is every degree at North Central University worth the same?

No. DegreeVerdict currently shows 5 field-and-credential outcomes at North Central University; reported earnings and debt can differ substantially by program category.

ECONOMIC INVESTMENT → PAYBACK

Estimated payoff over ten years.

The scenario counts direct price and earnings forgone upfront, then applies the reported annual earnings premium.

10-YEAR PAYOFF CURVECumulative economic payoff after graduation
−$284,718at year 10
Net gainInvestment not yet recovered
NET GAIN$0UNRECOVERED
−$283,2680
2
4
6
8
−$284,71810
Years after graduationBreak-even: years
FEDERAL COST DATA

Four ways to read college price.

Annual college-wide figures from the current College Scorecard release. Average net price covers full-time, first-time undergraduates receiving federal aid; public-college figures use in-state students. Program tuition and individual aid offers may differ.

Published in-state tuition$32,220
Sticker price
Published out-of-state tuition$32,220
Sticker price
Average net price$25,817
Title IV student average
Cost of attendance$44,475
Tuition + living budget
PRICE SOURCECollege reported · annual amount · federal dataset
PRICE SENSITIVITY

The price can change the verdict.

Hold observed earnings constant and see how the modeled ten-year payoff changes as annual price rises.

What stays fixed$44,855 observed annual earnings · 4 years of study · $45,000 alternative annual earnings · ten-year horizonThe marked price is this college’s institution-wide average net price, not your personal aid offer. This is a sensitivity test, not a tuition quote or earnings forecast.
COLLEGE AT A GLANCE

Institution details

Current federal characteristics describing the college, not the outcomes of a specific program.

Accreditor
Higher Learning Commission
Main award level
Bachelor’s degrees
Campus setting
City
Admissions
Selective admission
Delivery
Campus or mixed delivery
Federal designation
No special designation reported
Sources: College Scorecard June 2026 release and IPEDS 2024 institutional characteristics.
OBSERVED FEDERAL MEASURES

Cost, debt, completion and earnings context

$25,817Average net price / year
$44,475Cost of attendance
$23,200Median federal student debt · completer borrowers
$246/moPublished 10-year payment estimate
$44,855Median earnings · year 5 after completion
66.3%Completion rate
99.0%Admission rate
709Student size

Institution debt covers federal student-loan borrowers who completed. Parent PLUS and private loans are excluded; missing and privacy-suppressed values remain unavailable.

PRICE BY FAMILY INCOME

Average net price is not one price

Federal averages for aided students in each family-income band. Your aid offer can differ.

$0–30k$20,450
$30–48k$22,393
$48–75k$23,892
$75–110k$28,167
$110k+$30,213
LONGER-TERM CONTEXT

What happens beyond the first earnings measure

Year 5$44,855
Year 6$37,688
Year 10$45,064
Full-time retention
82.2%
Part-time retention
78.6%
Completion within 200% of normal time
58.2%

Earnings timepoints may use different historical cohorts and should not be read as one group’s guaranteed salary growth.

WHO PAYS, WHO FINISHES, WHO EARNS

Outcomes are not the same for every family.

These federal cohorts add context that a single college average can hide. Missing figures remain unreported rather than estimated.

Pell Grant students63%

Complete within 150% of the expected time

49% received a Pell Grant within eight years
Parent borrowing$18,000

Median Parent PLUS debt

125 parent borrowers in the reported cohort
First-generation students$15,875

Median federal student debt

65% making progress in repayment after three years
Student family incomeMedian earnings after 10 yearsObserved federal cohorts
Lower income$44,574Earnings are not a guarantee
Middle income$40,920Earnings are not a guarantee
Higher income$47,733Earnings are not a guarantee
Three-year repayment progress
Lower income55%
Middle income70%
Higher income77%

Source: College Scorecard, June 2026 release. Parent PLUS debt belongs to parents; student-debt measures exclude Parent PLUS and private loans. Cohort definitions differ by measure.

NATIONAL CONTEXT

How this college compares

Percentiles compare this institution with currently operating colleges that report the same federal measure.

49thEarnings percentile
61thCompletion percentile
WHAT STANDS OUT

A faster read on this college

These summaries use only reportable field-and-credential records at this institution. They do not fill privacy-suppressed outcomes.

$46,380Median year-4 earnings across reportable program categories
$26,400Median federal debt across categories that report debt
0%Of earnings-reporting categories above their same-field national benchmark
EARNINGS PATH

Reported earnings over time

$37,902Year 1
$47,587Year 4
$44,855Year 5

Separate federal cohorts may underlie different measurement years.

PROGRAM PAYOFF SPREAD

The college average is not the whole story.

Observed earnings vary substantially by field and credential at the same institution.

1Business Administration, Management and Operations · Bachelor's Degree$61,2872Marketing · Bachelor's Degree$50,7073Teacher Education and Professional Development, Specific Levels and Methods · Bachelor's Degree$46,3804Pastoral Counseling and Specialized Ministries · Bachelor's Degree$41,9795Intercultural/Multicultural and Diversity Studies · Bachelor's Degree$39,407

Observed year-4 earnings · compare like fields and credentials before deciding

Strongest relative outcomes

Programs that stand out against the same-degree benchmark

This view rewards performance relative to the same field and credential, not simply majors that pay more everywhere.

1Teacher Education and Professional Development, Specific Levels and MethodsBachelor's Degree · $46,380 reported-2%vs same-degree national median$26,400federal debt2Pastoral Counseling and Specialized MinistriesBachelor's Degree · $41,979 reported-2%vs same-degree national median$26,750federal debt3Intercultural/Multicultural and Diversity StudiesBachelor's Degree · $39,407 reported-8%vs same-degree national median$27,593federal debt4Business Administration, Management and OperationsBachelor's Degree · $61,287 reported-10%vs same-degree national median$25,236federal debt5MarketingBachelor's Degree · $50,707 reported-27%vs same-degree national median$21,500federal debt
BUILD A REAL SHORTLIST

Comparable colleges in MN

Currently operating private nonprofit institutions with the closest combination of annual net price and observed year-5 earnings. Similarity is descriptive, not a quality ranking.

Saint Bonifacius, MN

Crown College

Annual net price
$26,672
Observed earnings · year 5
$46,129
Modeled 10-year ROI
-96%
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Minneapolis, MN

Minneapolis College of Art and Design

Annual net price
$29,926
Observed earnings · year 5
$44,913
Modeled 10-year ROI
-100%
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Saint Paul, MN

University of Northwestern-St Paul

Annual net price
$27,705
Observed earnings · year 5
$48,941
Modeled 10-year ROI
-86%
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Mankato, MN

Bethany Lutheran College

Annual net price
$20,148
Observed earnings · year 5
$45,652
Modeled 10-year ROI
-97%
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ALL REPORTABLE PROGRAM CATEGORIES

Explore exact field-and-credential outcomes

Federal fieldCredentialEarnings, year 4Federal debt2023–24 awards
Business Administration, Management and OperationsBachelor's Degree$61,287$25,236Not reported
MarketingBachelor's Degree$50,707$21,500Not reported
Teacher Education and Professional Development, Specific Levels and MethodsBachelor's Degree$46,380$26,400Not reported
Pastoral Counseling and Specialized MinistriesBachelor's Degree$41,979$26,750Not reported
Intercultural/Multicultural and Diversity StudiesBachelor's Degree$39,407$27,593Not reported

Awards use first-major IPEDS completions aggregated to the same four-digit field and credential.

Earnings, price, completion and enrollment are observed federal measures. ROI, payoff and break-even are modeled scenarios built from those measures and fixed assumptions. College payoff is not the payoff of every degree at this school; use the program table for a more precise comparison.