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Private nonprofit · COLLEGE PAYOFF

University of Northwestern-St Paul

⌖ Saint Paul, MN · 21 reportable field-and-credential outcomes

MODELED SCENARIO · Negative payoff

−$251,410 over 10 years

Modeled from observed year-5 institution earnings and the institution-wide average net price over four years.

At these assumptions, the estimated earnings premium does not recover the modeled economic investment within ten years.

73.8 yrsModeled economic break-even
−86%Modeled 10-year ROI
$48,941Observed earnings · year 5
Economic ROI includes direct price and earnings forgone during study · $45,000 comparison earnings · values held flat · see the formula
ECONOMIC INVESTMENT → PAYBACK

Estimated payoff over ten years.

The scenario counts direct price and earnings forgone upfront, then applies the reported annual earnings premium.

10-YEAR PAYOFF CURVECumulative economic payoff after graduation
−$251,410at year 10
Net gainInvestment not yet recovered
NET GAIN$0UNRECOVERED
−$290,8200
2
4
6
8
−$251,41010
Years after graduationBreak-even: 73.8 years
FEDERAL COST DATA

Four ways to read college price.

Annual college-wide figures from the current College Scorecard release. Average net price covers full-time, first-time undergraduates receiving federal aid; public-college figures use in-state students. Program tuition and individual aid offers may differ.

Published in-state tuition$37,920
Sticker price
Published out-of-state tuition$37,920
Sticker price
Average net price$27,705
Title IV student average
Cost of attendance$51,325
Tuition + living budget
PRICE SOURCECollege reported · annual amount · federal dataset
OBSERVED FEDERAL MEASURES

Cost, completion and earnings context

$27,705Average net price / year
$51,325Cost of attendance
$48,941Median earnings · year 5 after completion
68.1%Completion rate
93.5%Admission rate
1,442Student size
NATIONAL CONTEXT

How this college compares

Percentiles compare this institution with currently operating colleges that report the same federal measure.

59thEarnings percentile
64thCompletion percentile
EARNINGS PATH

Reported earnings over time

$45,168Year 1
$57,471Year 4
$48,941Year 5

Separate federal cohorts may underlie different measurement years.

PROGRAM PAYOFF SPREAD

The college average is not the whole story.

Observed earnings vary substantially by field and credential at the same institution.

1Business Administration, Management and Operations · Master's Degree$94,8582Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing · Bachelor's Degree$78,6613Accounting and Related Services · Bachelor's Degree$77,1284Business Administration, Management and Operations · Bachelor's Degree$68,0865Criminal Justice and Corrections · Bachelor's Degree$64,3396Marketing · Bachelor's Degree$63,6537Theological and Ministerial Studies · Master's Degree$60,0958Bible/Biblical Studies · Bachelor's Degree$51,761

Observed year-4 earnings · compare like fields and credentials before deciding

BUILD A REAL SHORTLIST

Comparable colleges in MN

Currently operating private nonprofit institutions with the closest combination of annual net price and observed year-5 earnings. Similarity is descriptive—not a quality ranking.

Saint Bonifacius, MN

Crown College

Annual net price
$26,672
Observed earnings · year 5
$46,129
Modeled 10-year ROI
-96%
Open college profile →Minneapolis, MN

North Central University

Annual net price
$25,817
Observed earnings · year 5
$44,855
Modeled 10-year ROI
-101%
Open college profile →Minneapolis, MN

Minneapolis College of Art and Design

Annual net price
$29,926
Observed earnings · year 5
$44,913
Modeled 10-year ROI
-100%
Open college profile →Moorhead, MN

Concordia College at Moorhead

Annual net price
$24,902
Observed earnings · year 5
$55,336
Modeled 10-year ROI
-63%
Open college profile →
ALL REPORTABLE PROGRAM CATEGORIES

Explore exact field-and-credential outcomes

Federal fieldCredentialEarnings, year 4Federal debt
Business Administration, Management and OperationsMaster's Degree$94,858Not available
Registered Nursing, Nursing Administration, Nursing Research and Clinical NursingBachelor's Degree$78,661$31,000
Accounting and Related ServicesBachelor's Degree$77,128$25,874
Business Administration, Management and OperationsBachelor's Degree$68,086$21,895
Criminal Justice and CorrectionsBachelor's Degree$64,339Not available
MarketingBachelor's Degree$63,653$19,056
Theological and Ministerial StudiesMaster's Degree$60,095Not available
Bible/Biblical StudiesBachelor's Degree$51,761$24,500
Radio, Television, and Digital CommunicationBachelor's Degree$50,708$24,013
Teacher Education and Professional Development, Specific Subject AreasBachelor's Degree$48,082$27,000
Theological and Ministerial StudiesBachelor's Degree$47,802$22,000
Sports, Kinesiology, and Physical Education/FitnessBachelor's Degree$46,885$23,562
Psychology, GeneralBachelor's Degree$46,555$24,749
MusicBachelor's Degree$46,177Not available
Teacher Education and Professional Development, Specific Levels and MethodsBachelor's Degree$45,195$25,250
Design and Applied ArtsBachelor's Degree$44,628Not available
English Language and Literature, GeneralBachelor's Degree$38,522Not available
Communication and Media StudiesBachelor's DegreeNot available$20,304
Biology, GeneralBachelor's DegreeNot available$23,875
Multi/Interdisciplinary Studies, OtherBachelor's DegreeNot available$18,000
Health/Medical Preparatory ProgramsBachelor's DegreeNot available$21,500

Earnings, price, completion and enrollment are observed federal measures. ROI, payoff and break-even are modeled scenarios built from those measures and fixed assumptions. College payoff is not the payoff of every degree at this school; use the program table for a more precise comparison.