10-YEAR PAYOFF CURVECumulative economic payoff after graduation
−$164,404at year 10Net gainInvestment not yet recovered
NET GAIN$0UNRECOVERED
Northern Essex Community College
⌖ Haverhill, MA · 20 reportable field-and-credential outcomes
MODELED SCENARIO · Negative payoff
−$164,404 over 10 years
Modeled from observed year-5 institution earnings and the institution-wide average net price over four years.
At these assumptions, the estimated earnings premium does not recover the modeled economic investment within ten years.
51.3 yrsModeled economic break-even
−81%Modeled 10-year ROI
$48,978Observed earnings · year 5
ECONOMIC INVESTMENT → PAYBACK
Estimated payoff over ten years.
The scenario counts direct price and earnings forgone upfront, then applies the reported annual earnings premium.
FEDERAL COST DATA
Four ways to read college price.
Annual college-wide figures from the current College Scorecard release. Average net price covers full-time, first-time undergraduates receiving federal aid; public-college figures use in-state students. Program tuition and individual aid offers may differ.
Cost, completion and earnings context
$6,046Average net price / year
$13,201Cost of attendance
$48,978Median earnings · year 5 after completion
20.9%Completion rate
Not availableAdmission rate
3,685Student size
NATIONAL CONTEXT
How this college compares
Percentiles compare this institution with currently operating colleges that report the same federal measure.
EARNINGS PATH
Reported earnings over time
$40,197Year 1
$52,743Year 4
$48,978Year 5
Separate federal cohorts may underlie different measurement years.
The college average is not the whole story.
Observed earnings vary substantially by field and credential at the same institution.
1Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing · Associate's Degree$86,9292Allied Health Diagnostic, Intervention, and Treatment Professions · Associate's Degree$75,9723Engineering/Engineering-Related Technologies/Technicians, Other · Associate's Degree$69,8444Computer and Information Sciences, General · Associate's Degree$63,5965Alternative and Complementary Medicine and Medical Systems · Undergraduate Certificate or Diploma$60,7536Practical Nursing, Vocational Nursing and Nursing Assistants · Undergraduate Certificate or Diploma$58,9987Accounting and Related Services · Associate's Degree$58,1938Business/Commerce, General · Associate's Degree$57,171Observed year-4 earnings · compare like fields and credentials before deciding
Comparable colleges in MA
Currently operating public institutions with the closest combination of annual net price and observed year-5 earnings. Similarity is descriptive—not a quality ranking.
Springfield, MA
Springfield Technical Community College
- Annual net price
- $5,662
- Observed earnings · year 5
- $47,604
- Modeled 10-year ROI
- -87%
Cape Cod Community College
- Annual net price
- $8,296
- Observed earnings · year 5
- $48,523
- Modeled 10-year ROI
- -83%
Mount Wachusett Community College
- Annual net price
- $7,931
- Observed earnings · year 5
- $49,806
- Modeled 10-year ROI
- -77%
Southeastern Technical Institute
- Annual net price
- $7,060
- Observed earnings · year 5
- $46,106
- Modeled 10-year ROI
- -95%
Explore exact field-and-credential outcomes
Earnings, price, completion and enrollment are observed federal measures. ROI, payoff and break-even are modeled scenarios built from those measures and fixed assumptions. College payoff is not the payoff of every degree at this school; use the program table for a more precise comparison.