Program directoryPROGRAM-CATEGORY PAYOFF

Social Work bachelor's degree outcomes at Saginaw Valley State University

University Center, MI · Public · Federal field 4407

Data scope

Federal records group outcomes by college, four-digit field and credential level. A record may cover several catalog programs or concentrations.

The short version

Reported earnings are close to the same-degree benchmark.

$5,171 above the national median for the same field and credential.

Debt pressure
54.4% of annual earnings
Positive-payoff price ceiling
Not reached
10-year scenario
−46% · Negative payoff
Price evidence
College-wide context only
PRICE SENSITIVITY

The price can change the verdict.

Hold observed earnings constant and see how the modeled ten-year payoff changes as annual price rises.

What stays fixed$56,961 observed annual earnings · 4 years of study · $45,000 alternative annual earnings · ten-year horizonThe marked price is this college’s institution-wide average net price, not the exact price of this program category. This is a sensitivity test, not a tuition quote or earnings forecast.
OUTCOME SIGNALS

Graduate outcomes from several angles.

Follow earnings over time and inspect the cohort behind each federal measure.

+39%Earnings growth, year 1 → 5$38,503$53,518
136Earn above high-school thresholdGraduate count in the year-4 cohort
156Working in the college’s stateGraduate count in the year-4 cohort
173Year-5 earnings observationsCohort behind the year-5 median
146Borrowers representedCohort behind the debt median
$17,365Awarding-school debtDebt attributed to the college granting the credential
6Recent awardsIPEDS 2023–24 first-major completions in this field and credential
NEW FEDERAL PROGRAM CONTEXT

Size, aid and an earnings floor.

The Department of Education’s 2026 informational preview adds current program participation and a preliminary earnings comparison. It does not make a final eligibility determination.

362Students receiving federal aid2024–25 Title IV enrollment
52Federal-aid completers2024–25 program completers
222Pell Grant recipients2024–25 program count
228Federal loan borrowers2024–25 unduplicated count
Preliminary federal earnings benchmark$32,989Informational preview, not a final accountability result
Observed year-4 earnings$56,961$23,972 above the preliminary benchmark

Additional borrowing reported for this category: 15 Parent PLUS borrowers.

Source: U.S. Department of Education PPD:2026 informational preview. Program categories use OPEID, four-digit field and credential level; federal-aid counts do not represent every enrolled student.

01 · PRICE CONTEXT$10,775

Institution-wide annual average net price, not this program’s price.

02 · BORROWING$31,000

Median federal debt across schools attended at this academic level.

03 · EARNINGS$56,961

Observed median earnings four full years after completion.

04 · REPAYMENT$329/mo

Estimated standard 10-year federal payment.

WHAT WILL IT COST?

Published college costs provide the starting point.

Your exact offering, aid, residency and time to finish determine the price you actually pay.

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AVERAGE NET PRICE$10,775Institution-wide annual figure
COST OF ATTENDANCE$24,936Institution-wide annual budget
ADMISSION RATE72.1%Institution context
COMPLETION RATE48.3%Institution-wide completion rate
WHAT DO GRADUATES EARN?

Reported earnings after completion.

Each point may represent a different federal cohort. A missing bar means the figure was unavailable or suppressed.

$38,503Year 1
$56,961Year 4
$53,518Year 5
CAN THE EARNINGS SUPPORT THE DEBT?

6.9% of gross monthly earnings

Estimated monthly payment divided by observed gross monthly earnings. This excludes taxes, other debts and income-driven repayment.

Gross monthly earnings$4,747
Estimated loan payment$329
146borrowers represented where reported
HOW DOES IT COMPARE?

$56,961 vs. $51,790

$5,171 above the national median for the same field and credential.

Same-field national median
WHAT WORK CAN IT LEAD TO?

Related occupations, wages and outlook.

Official CIP–SOC links show careers the curriculum may prepare students for, not observed jobs held by this school’s graduates. BLS wages describe everyone working in an occupation.

BLS May 2025 wage estimates and 2025–35 employment projections.
Social and Community Service Managers$85,500 median wageMI estimate · 6,320 jobs · 11-9151+7.2% projected U.S. growth · 18.5k openings/yrTypical entry: Bachelor's degreeChild, Family, and School Social Workers$59,270 median wageMI estimate · 15,760 jobs · 21-1021+4.4% projected U.S. growth · 33.9k openings/yrTypical entry: Bachelor's degreeSocial Work Teachers, Postsecondary$76,680 median wageMI estimate · 610 jobs · 25-1113+2.6% projected U.S. growth · 1.1k openings/yrTypical entry: Doctoral or professional degreeHealthcare Social Workers$67,600 median wageMI estimate · 4,860 jobs · 21-1022+8.5% projected U.S. growth · 16.9k openings/yrTypical entry: Master's degreeSocial Workers, All Other$62,140 median wageMI estimate · 1,700 jobs · 21-1029+2.3% projected U.S. growth · 5.8k openings/yrTypical entry: Bachelor's degreeMental Health and Substance Abuse Social Workers$60,830 median wageMI estimate · 4,620 jobs · 21-1023+10.3% projected U.S. growth · 12.5k openings/yrTypical entry: Master's degreeProbation Officers and Correctional Treatment Specialists$79,760 median wageMI estimate · 2,190 jobs · 21-1092+3.0% projected U.S. growth · 7.9k openings/yrTypical entry: Bachelor's degreeMarriage and Family Therapists$52,270 median wageMI estimate · 590 jobs · 21-1013+13.5% projected U.S. growth · 6.9k openings/yrTypical entry: Master's degreeCounselors, All Other$37,390 median wageMI estimate · 470 jobs · 21-1019+5.9% projected U.S. growth · 4.3k openings/yrTypical entry: Master's degree
Possible alternatives

Same degree, stronger on at least one reported measure.

Every option below reports higher earnings, lower federal debt or a lower college-wide net price. Same-state options appear first.

Livonia, MI

Madonna University

$1,076 higher earnings · $5,403 less debt

Earnings
$58,037
Debt
$25,597
Annual net price
$17,755
View outcomes →
East Lansing, MI

Michigan State University

$360 higher earnings · $4,831 less debt

Earnings
$57,321
Debt
$26,169
Annual net price
$19,680
View outcomes →
Rochester Hills, MI

Oakland University

$2,750 less debt · $1,655 lower annual net price

Earnings
$55,754
Debt
$28,250
Annual net price
$9,120
View outcomes →
Big Rapids, MI

Ferris State University

$3,500 less debt · $2,151 lower annual net price

Earnings
$53,351
Debt
$27,500
Annual net price
$8,624
View outcomes →
Compare these programs →
DATA QUALITY

Check the evidence behind the estimate.

173 observations in the earnings cohort

June 10, 2026 College Scorecard release

Observed, estimated and contextual figures are labeled separately throughout this page

IS IT WORTH IT AT YOUR PRICE?

Your price and current earnings determine the result.

Add your grants, borrowing and current salary to estimate payment pressure, break-even time and ten-year payoff.

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