Public · COLLEGE PAYOFF

Saint Cloud State University

Saint Cloud, MN · 52 reportable field-and-credential outcomes

MODELED SCENARIO · Negative payoff

−$98,366 over 10 years

Modeled from observed year-5 institution earnings and the institution-wide average net price over four years.

At these assumptions, the estimated earnings premium does not recover the modeled economic investment within ten years.

17.2 yrsModeled economic break-even
−42%Modeled 10-year ROI
$58,575Observed earnings · year 5
Economic ROI includes direct price and earnings forgone during study · $45,000 comparison earnings · values held flat · see the formula
ECONOMIC INVESTMENT → PAYBACK

Estimated payoff over ten years.

The scenario counts direct price and earnings forgone upfront, then applies the reported annual earnings premium.

10-YEAR PAYOFF CURVECumulative economic payoff after graduation
−$98,366at year 10
Net gainInvestment not yet recovered
NET GAIN$0UNRECOVERED
−$234,1160
2
4
6
8
−$98,36610
Years after graduationBreak-even: 17.2 years
FEDERAL COST DATA

Four ways to read college price.

Annual college-wide figures from the current College Scorecard release. Average net price covers full-time, first-time undergraduates receiving federal aid; public-college figures use in-state students. Program tuition and individual aid offers may differ.

Published in-state tuition$10,245
Sticker price
Published out-of-state tuition$10,245
Sticker price
Average net price$13,529
Title IV student average
Cost of attendance$21,116
Tuition + living budget
PRICE SOURCECollege reported · annual amount · federal dataset
OBSERVED FEDERAL MEASURES

Cost, completion and earnings context

$13,529Average net price / year
$21,116Cost of attendance
$58,575Median earnings · year 5 after completion
40.3%Completion rate
94.8%Admission rate
5,088Student size
NATIONAL CONTEXT

How this college compares

Percentiles compare this institution with currently operating colleges that report the same federal measure.

78thEarnings percentile
25thCompletion percentile
EARNINGS PATH

Reported earnings over time

$46,696Year 1
$59,194Year 4
$58,575Year 5

Separate federal cohorts may underlie different measurement years.

PROGRAM PAYOFF SPREAD

The college average is not the whole story.

Observed earnings vary substantially by field and credential at the same institution.

1Business Administration, Management and Operations · Master's Degree$141,7492Educational Administration and Supervision · Doctoral Degree$123,7143Computer Engineering · Bachelor's Degree$107,1334Computer Science · Bachelor's Degree$103,7655Computer/Information Technology Administration and Management · Master's Degree$94,7296Electrical, Electronics, and Communications Engineering · Bachelor's Degree$90,0097Mechanical Engineering · Bachelor's Degree$87,5038Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing · Bachelor's Degree$84,470

Observed year-4 earnings · compare like fields and credentials before deciding

BUILD A REAL SHORTLIST

Comparable colleges in MN

Currently operating public institutions with the closest combination of annual net price and observed year-5 earnings. Similarity is descriptive—not a quality ranking.

Brooklyn Park, MN

North Hennepin Community College

Annual net price
$12,186
Observed earnings · year 5
$56,934
Modeled 10-year ROI
-48%
Open college profile →
Crookston, MN

University of Minnesota-Crookston

Annual net price
$12,212
Observed earnings · year 5
$60,840
Modeled 10-year ROI
-31%
Open college profile →
Brooklyn Park, MN

Hennepin Technical College

Annual net price
$10,272
Observed earnings · year 5
$57,592
Modeled 10-year ROI
-43%
Open college profile →
Alexandria, MN

Alexandria Technical & Community College

Annual net price
$13,691
Observed earnings · year 5
$54,494
Modeled 10-year ROI
-60%
Open college profile →
ALL REPORTABLE PROGRAM CATEGORIES

Explore exact field-and-credential outcomes

Federal fieldCredentialEarnings, year 4Federal debt
Business Administration, Management and OperationsMaster's Degree$141,749Not available
Educational Administration and SupervisionDoctoral Degree$123,714Not available
Computer EngineeringBachelor's Degree$107,133$27,000
Computer ScienceBachelor's Degree$103,765$27,360
Computer/Information Technology Administration and ManagementMaster's Degree$94,729Not available
Electrical, Electronics, and Communications EngineeringBachelor's Degree$90,009$30,088
Mechanical EngineeringBachelor's Degree$87,503$27,090
Registered Nursing, Nursing Administration, Nursing Research and Clinical NursingBachelor's Degree$84,470$29,000
Computer/Information Technology Administration and ManagementBachelor's Degree$80,331$25,250
Educational Administration and SupervisionMaster's Degree$79,831Not available
Clinical/Medical Laboratory Science/Research and Allied ProfessionsBachelor's Degree$78,067$28,882
Accounting and Related ServicesBachelor's Degree$76,080$27,175
Clinical, Counseling and Applied PsychologyMaster's Degree$75,633Not available
MarketingUndergraduate Certificate or Diploma$75,043$23,350
MarketingBachelor's Degree$74,847$23,450
Industrial Production Technologies/TechniciansBachelor's Degree$73,695$16,084
Finance and Financial Management ServicesBachelor's Degree$70,259$24,250
Social WorkMaster's Degree$68,318Not available
Criminal Justice and CorrectionsBachelor's Degree$66,850$21,500
Special Education and TeachingMaster's Degree$64,864Not available
Business Administration, Management and OperationsBachelor's Degree$64,191$22,562
Rehabilitation and Therapeutic ProfessionsMaster's Degree$63,851Not available
Biology, GeneralBachelor's Degree$62,595$24,450
Natural Resources Conservation and ResearchBachelor's Degree$59,549$26,000
Allied Health Diagnostic, Intervention, and Treatment ProfessionsBachelor's Degree$59,483$26,752
Special Education and TeachingGraduate/Professional Certificate$59,443Not available
Communication Disorders Sciences and ServicesMaster's Degree$58,788Not available
Communication Disorders Sciences and ServicesBachelor's Degree$58,587$17,637
Atmospheric Sciences and MeteorologyBachelor's Degree$57,108Not available
Mental and Social Health Services and Allied ProfessionsMaster's Degree$56,652Not available
Multi/Interdisciplinary Studies, OtherBachelor's Degree$56,547$28,551
Communication and Media StudiesBachelor's Degree$56,388$25,000
Liberal Arts and Sciences, General Studies and HumanitiesAssociate's Degree$56,168$18,000
Teaching English or French as a Second or Foreign LanguageMaster's Degree$54,550Not available
Parks, Recreation, and Leisure Facilities ManagementBachelor's Degree$54,302$27,000
Student Counseling and Personnel ServicesMaster's Degree$54,277Not available
Social WorkBachelor's Degree$52,765$27,996
SociologyBachelor's Degree$52,455Not available
Psychology, GeneralBachelor's Degree$52,031$20,626
Public HealthBachelor's Degree$50,932$17,850
Clinical, Counseling and Applied PsychologyBachelor's Degree$49,922$24,948
Teacher Education and Professional Development, Specific Subject AreasBachelor's Degree$48,923$30,795
International Relations and National Security StudiesBachelor's Degree$48,463$22,250
Political Science and GovernmentBachelor's Degree$48,305$22,908
Special Education and TeachingBachelor's Degree$48,296$28,250
Fine and Studio ArtsBachelor's Degree$47,619$31,000
Design and Applied ArtsBachelor's Degree$45,990Not available
Teacher Education and Professional Development, Specific Levels and MethodsBachelor's Degree$45,386$25,449
Ecology, Evolution, Systematics, and Population BiologyBachelor's Degree$44,386$26,500
English Language and Literature, GeneralBachelor's Degree$38,464$21,482
Film/Video and Photographic ArtsBachelor's Degree$35,421Not available
Mental and Social Health Services and Allied ProfessionsBachelor's DegreeNot available$31,171

Earnings, price, completion and enrollment are observed federal measures. ROI, payoff and break-even are modeled scenarios built from those measures and fixed assumptions. College payoff is not the payoff of every degree at this school; use the program table for a more precise comparison.