10-YEAR PAYOFF CURVECumulative economic payoff after graduation
−$169,336at year 10Net gainInvestment not yet recovered
NET GAIN$0UNRECOVERED
Saint Michael's College
⌖ Colchester, VT · 14 reportable field-and-credential outcomes
MODELED SCENARIO · Negative payoff
−$169,336 over 10 years
Modeled from observed year-5 institution earnings and the institution-wide average net price over four years.
At these assumptions, the estimated earnings premium does not recover the modeled economic investment within ten years.
25.2 yrsModeled economic break-even
−60%Modeled 10-year ROI
$56,162Observed earnings · year 5
ECONOMIC INVESTMENT → PAYBACK
Estimated payoff over ten years.
The scenario counts direct price and earnings forgone upfront, then applies the reported annual earnings premium.
FEDERAL COST DATA
Four ways to read college price.
Annual college-wide figures from the current College Scorecard release. Average net price covers full-time, first-time undergraduates receiving federal aid; public-college figures use in-state students. Program tuition and individual aid offers may differ.
Cost, completion and earnings context
$25,239Average net price / year
$69,079Cost of attendance
$56,162Median earnings · year 5 after completion
72.8%Completion rate
84.5%Admission rate
1,092Student size
NATIONAL CONTEXT
How this college compares
Percentiles compare this institution with currently operating colleges that report the same federal measure.
EARNINGS PATH
Reported earnings over time
$40,302Year 1
$60,903Year 4
$56,162Year 5
Separate federal cohorts may underlie different measurement years.
The college average is not the whole story.
Observed earnings vary substantially by field and credential at the same institution.
1Economics · Bachelor's Degree$82,4472Business Administration, Management and Operations · Bachelor's Degree$73,5663Biology, General · Bachelor's Degree$64,2034Education, General · Master's Degree$60,1555Romance Languages, Literatures, and Linguistics · Bachelor's Degree$59,9146Communication and Media Studies · Bachelor's Degree$59,3137English Language and Literature, General · Bachelor's Degree$58,1378Sociology · Bachelor's Degree$57,306Observed year-4 earnings · compare like fields and credentials before deciding
Comparable colleges in VT
Currently operating private nonprofit institutions with the closest combination of annual net price and observed year-5 earnings. Similarity is descriptive—not a quality ranking.
Burlington, VT
Champlain College
- Annual net price
- $35,860
- Observed earnings · year 5
- $59,133
- Modeled 10-year ROI
- -56%
Norwich University
- Annual net price
- $22,257
- Observed earnings · year 5
- $73,483
- Modeled 10-year ROI
- +6%
Bennington College
- Annual net price
- $30,947
- Observed earnings · year 5
- $34,772
- Modeled 10-year ROI
- -134%
Middlebury College
- Annual net price
- $31,483
- Observed earnings · year 5
- $77,212
- Modeled 10-year ROI
- +5%
Explore exact field-and-credential outcomes
| Federal field | Credential | Earnings, year 4 | Federal debt |
|---|---|---|---|
| Economics | Bachelor's Degree | $82,447 | $24,500 |
| Business Administration, Management and Operations | Bachelor's Degree | $73,566 | $26,950 |
| Biology, General | Bachelor's Degree | $64,203 | $27,000 |
| Education, General | Master's Degree | $60,155 | Not available |
| Romance Languages, Literatures, and Linguistics | Bachelor's Degree | $59,914 | Not available |
| Communication and Media Studies | Bachelor's Degree | $59,313 | $26,614 |
| English Language and Literature, General | Bachelor's Degree | $58,137 | $27,000 |
| Sociology | Bachelor's Degree | $57,306 | $27,000 |
| Political Science and Government | Bachelor's Degree | $56,954 | $27,000 |
| Teacher Education and Professional Development, Specific Levels and Methods | Bachelor's Degree | $54,308 | $27,000 |
| Psychology, General | Bachelor's Degree | $52,589 | $27,000 |
| History | Bachelor's Degree | $47,689 | Not available |
| Natural Resources Conservation and Research | Bachelor's Degree | $46,755 | $26,980 |
| Accounting and Related Services | Bachelor's Degree | Not available | $26,000 |
Earnings, price, completion and enrollment are observed federal measures. ROI, payoff and break-even are modeled scenarios built from those measures and fixed assumptions. College payoff is not the payoff of every degree at this school; use the program table for a more precise comparison.