10-YEAR PAYOFF CURVECumulative economic payoff after graduation
−$51,726at year 10Net gainInvestment not yet recovered
NET GAIN$0UNRECOVERED
St. Francis College
⌖ Brooklyn, NY · 11 reportable field-and-credential outcomes
10-year estimate · Negative payoff
−$51,726 over 10 years
Modeled from observed year-5 institution earnings and the institution-wide average net price over four years.
With these assumptions, the added earnings do not recover the cost within ten years.
12.6 yrsModeled economic break-even
−20%Modeled 10-year ROI
$65,079Observed earnings · year 5
$5,198Maximum annual price for positive 10-year payoff
The price benchmark would need to fall by $12,932 per year to reach it.
Includes direct price and earnings forgone while studying. Assumes $45,000 in alternative annual earnings and no wage growth. How we calculate itWhat the numbers say about St. Francis College
What does St. Francis College cost?
St. Francis College reports an average annual net price of $18,129 after grants and scholarships. This is an institution-wide average, not an individual aid offer.
What do St. Francis College graduates earn?
The observed median earnings figure is $65,079 5 years after completion. It describes a federal cohort, not a guaranteed starting salary.
How much federal debt do St. Francis College graduates have?
Completer borrowers report median cumulative federal student debt of $23,250. Parent PLUS and private loans are not included.
Is every degree at St. Francis College worth the same?
No. DegreeVerdict currently shows 11 field-and-credential outcomes at St. Francis College; reported earnings and debt can differ substantially by program category.
ECONOMIC INVESTMENT → PAYBACK
Estimated payoff over ten years.
The scenario counts direct price and earnings forgone upfront, then applies the reported annual earnings premium.
FEDERAL COST DATA
Four ways to read college price.
Annual college-wide figures from the current College Scorecard release. Average net price covers full-time, first-time undergraduates receiving federal aid; public-college figures use in-state students. Program tuition and individual aid offers may differ.
PRICE SENSITIVITY
The price can change the verdict.
Hold observed earnings constant and see how the modeled ten-year payoff changes as annual price rises.
← Negative payoff$0Positive payoff →
$0Annual price+$20,790
$8,000Annual price−$11,210
$16,000Annual price−$43,210
$18,000Current college-wide context−$51,210
$24,000Annual price−$75,210
$32,000Annual price−$107,210
$40,000Annual price−$139,210
COLLEGE AT A GLANCE
Institution details
Current federal characteristics describing the college, not the outcomes of a specific program.
- Accreditor
- Middle States Commission on Higher Education
- Main award level
- Bachelor’s degrees
- Campus setting
- City
- Admissions
- Open admission
- Delivery
- Campus or mixed delivery
- Federal designation
- No special designation reported
Cost, debt, completion and earnings context
$18,129Average net price / year
$38,098Cost of attendance
$23,250Median federal student debt · completer borrowers
$246/moPublished 10-year payment estimate
$65,079Median earnings · year 5 after completion
54.6%Completion rate
Not availableAdmission rate
1,684Student size
Institution debt covers federal student-loan borrowers who completed. Parent PLUS and private loans are excluded; missing and privacy-suppressed values remain unavailable.
WHO PAYS, WHO FINISHES, WHO EARNS
Outcomes are not the same for every family.
These federal cohorts add context that a single college average can hide. Missing figures remain unreported rather than estimated.
Complete within 150% of the expected time
51% received a Pell Grant within eight yearsMedian Parent PLUS debt
335 parent borrowers in the reported cohortMedian federal student debt
57% making progress in repayment after three yearsStudent family incomeMedian earnings after 10 yearsObserved federal cohorts
Lower income$53,796Earnings are not a guarantee
Middle income$56,981Earnings are not a guarantee
Higher income$65,677Earnings are not a guarantee
Three-year repayment progress
Lower income44%
Middle income49%
Higher income66%
Source: College Scorecard, June 2026 release. Parent PLUS debt belongs to parents; student-debt measures exclude Parent PLUS and private loans. Cohort definitions differ by measure.
NATIONAL CONTEXT
How this college compares
Percentiles compare this institution with currently operating colleges that report the same federal measure.
WHAT STANDS OUT
A faster read on this college
These summaries use only reportable field-and-credential records at this institution. They do not fill privacy-suppressed outcomes.
EARNINGS PATH
Reported earnings over time
$35,041Year 1
$58,523Year 4
$65,079Year 5
Separate federal cohorts may underlie different measurement years.
The college average is not the whole story.
Observed earnings vary substantially by field and credential at the same institution.
1Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing · Bachelor's Degree$112,1712Accounting and Related Services · Bachelor's Degree$82,9933Liberal Arts and Sciences, General Studies and Humanities · Associate's Degree$74,8674Liberal Arts and Sciences, General Studies and Humanities · Bachelor's Degree$64,7255Health Professions and Related Clinical Sciences, Other · Bachelor's Degree$59,8856Criminal Justice and Corrections · Bachelor's Degree$57,0847Business Administration, Management and Operations · Bachelor's Degree$51,5568Communication and Media Studies · Bachelor's Degree$49,805Observed year-4 earnings · compare like fields and credentials before deciding
Programs that stand out against the same-degree benchmark
This view rewards performance relative to the same field and credential, not simply majors that pay more everywhere.
1Liberal Arts and Sciences, General Studies and HumanitiesAssociate's Degree · $74,867 reported+70%vs same-degree national median$16,725federal debt2Registered Nursing, Nursing Administration, Nursing Research and Clinical NursingBachelor's Degree · $112,171 reported+26%vs same-degree national median$31,073federal debt3Liberal Arts and Sciences, General Studies and HumanitiesBachelor's Degree · $64,725 reported+22%vs same-degree national median$22,500federal debt4Accounting and Related ServicesBachelor's Degree · $82,993 reported+9%vs same-degree national medianNot availablefederal debt5Criminal Justice and CorrectionsBachelor's Degree · $57,084 reported+3%vs same-degree national median$26,000federal debt6Communication and Media StudiesBachelor's Degree · $49,805 reported-12%vs same-degree national median$26,125federal debt
Comparable colleges in NY
Currently operating private nonprofit institutions with the closest combination of annual net price and observed year-5 earnings. Similarity is descriptive, not a quality ranking.
Brooklyn, NY
St. Joseph's University-New York
- Annual net price
- $19,035
- Observed earnings · year 5
- $62,397
- Modeled 10-year ROI
- -32%
St. Thomas Aquinas College
- Annual net price
- $19,994
- Observed earnings · year 5
- $62,545
- Modeled 10-year ROI
- -33%
Daemen University
- Annual net price
- $18,693
- Observed earnings · year 5
- $69,195
- Modeled 10-year ROI
- -5%
Maria College of Albany
- Annual net price
- $13,082
- Observed earnings · year 5
- $63,979
- Modeled 10-year ROI
- -18%
Explore exact field-and-credential outcomes
| Federal field | Credential | Earnings, year 4 | Federal debt | 2023–24 awards |
|---|---|---|---|---|
| Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing | Bachelor's Degree | $112,171 | $31,073 | Not reported |
| Accounting and Related Services | Bachelor's Degree | $82,993 | Not available | Not reported |
| Liberal Arts and Sciences, General Studies and Humanities | Associate's Degree | $74,867 | $16,725 | Not reported |
| Liberal Arts and Sciences, General Studies and Humanities | Bachelor's Degree | $64,725 | $22,500 | Not reported |
| Health Professions and Related Clinical Sciences, Other | Bachelor's Degree | $59,885 | $25,500 | Not reported |
| Criminal Justice and Corrections | Bachelor's Degree | $57,084 | $26,000 | Not reported |
| Business Administration, Management and Operations | Bachelor's Degree | $51,556 | $25,680 | Not reported |
| Communication and Media Studies | Bachelor's Degree | $49,805 | $26,125 | Not reported |
| Biology, General | Bachelor's Degree | $42,222 | $26,995 | Not reported |
| Psychology, General | Bachelor's Degree | Not available | $25,000 | Not reported |
| Health and Medical Administrative Services | Bachelor's Degree | Not available | $24,063 | Not reported |
Awards use first-major IPEDS completions aggregated to the same four-digit field and credential.
Earnings, price, completion and enrollment are observed federal measures. ROI, payoff and break-even are modeled scenarios built from those measures and fixed assumptions. College payoff is not the payoff of every degree at this school; use the program table for a more precise comparison.