10-YEAR PAYOFF CURVECumulative economic payoff after graduation
−$84,526at year 10Net gainInvestment not yet recovered
NET GAIN$0UNRECOVERED
St. Thomas Aquinas College
⌖ Sparkill, NY · 10 reportable field-and-credential outcomes
10-year estimate · Negative payoff
−$84,526 over 10 years
Modeled from observed year-5 institution earnings and the institution-wide average net price over four years.
With these assumptions, the added earnings do not recover the cost within ten years.
14.8 yrsModeled economic break-even
−33%Modeled 10-year ROI
$62,545Observed earnings · year 5
Not reachedMaximum annual price for positive 10-year payoff
What the numbers say about St. Thomas Aquinas College
What does St. Thomas Aquinas College cost?
St. Thomas Aquinas College reports an average annual net price of $19,994 after grants and scholarships. This is an institution-wide average, not an individual aid offer.
What do St. Thomas Aquinas College graduates earn?
The observed median earnings figure is $62,545 5 years after completion. It describes a federal cohort, not a guaranteed starting salary.
How much federal debt do St. Thomas Aquinas College graduates have?
Completer borrowers report median cumulative federal student debt of $23,198. Parent PLUS and private loans are not included.
Is every degree at St. Thomas Aquinas College worth the same?
No. DegreeVerdict currently shows 10 field-and-credential outcomes at St. Thomas Aquinas College; reported earnings and debt can differ substantially by program category.
ECONOMIC INVESTMENT → PAYBACK
Estimated payoff over ten years.
The scenario counts direct price and earnings forgone upfront, then applies the reported annual earnings premium.
FEDERAL COST DATA
Four ways to read college price.
Annual college-wide figures from the current College Scorecard release. Average net price covers full-time, first-time undergraduates receiving federal aid; public-college figures use in-state students. Program tuition and individual aid offers may differ.
PRICE SENSITIVITY
The price can change the verdict.
Hold observed earnings constant and see how the modeled ten-year payoff changes as annual price rises.
← Negative payoff$0Positive payoff →
$0Annual price−$4,550
$8,000Annual price−$36,550
$16,000Annual price−$68,550
$20,000Current college-wide context−$84,550
$24,000Annual price−$100,550
$32,000Annual price−$132,550
$40,000Annual price−$164,550
COLLEGE AT A GLANCE
Institution details
Current federal characteristics describing the college, not the outcomes of a specific program.
- Accreditor
- Middle States Commission on Higher Education
- Main award level
- Bachelor’s degrees
- Campus setting
- Suburban
- Admissions
- Selective admission
- Delivery
- Campus or mixed delivery
- Federal designation
- No special designation reported
Cost, debt, completion and earnings context
$19,994Average net price / year
$53,370Cost of attendance
$23,198Median federal student debt · completer borrowers
$246/moPublished 10-year payment estimate
$62,545Median earnings · year 5 after completion
54.0%Completion rate
93.0%Admission rate
972Student size
Institution debt covers federal student-loan borrowers who completed. Parent PLUS and private loans are excluded; missing and privacy-suppressed values remain unavailable.
WHO PAYS, WHO FINISHES, WHO EARNS
Outcomes are not the same for every family.
These federal cohorts add context that a single college average can hide. Missing figures remain unreported rather than estimated.
Complete within 150% of the expected time
53% received a Pell Grant within eight yearsMedian Parent PLUS debt
230 parent borrowers in the reported cohortMedian federal student debt
68% making progress in repayment after three yearsStudent family incomeMedian earnings after 10 yearsObserved federal cohorts
Lower income$57,182Earnings are not a guarantee
Middle income$58,577Earnings are not a guarantee
Higher income$67,000Earnings are not a guarantee
Three-year repayment progress
Lower income55%
Middle income61%
Higher income75%
Source: College Scorecard, June 2026 release. Parent PLUS debt belongs to parents; student-debt measures exclude Parent PLUS and private loans. Cohort definitions differ by measure.
NATIONAL CONTEXT
How this college compares
Percentiles compare this institution with currently operating colleges that report the same federal measure.
WHAT STANDS OUT
A faster read on this college
These summaries use only reportable field-and-credential records at this institution. They do not fill privacy-suppressed outcomes.
EARNINGS PATH
Reported earnings over time
$30,940Year 1
$60,309Year 4
$62,545Year 5
Separate federal cohorts may underlie different measurement years.
The college average is not the whole story.
Observed earnings vary substantially by field and credential at the same institution.
1Business Administration, Management and Operations · Master's Degree$96,3462Accounting and Related Services · Bachelor's Degree$79,8963Special Education and Teaching · Master's Degree$76,9284Teacher Education and Professional Development, Specific Levels and Methods · Master's Degree$73,6675Business Administration, Management and Operations · Bachelor's Degree$64,0756Psychology, General · Bachelor's Degree$60,4097Criminal Justice and Corrections · Bachelor's Degree$57,7078Communication and Media Studies · Bachelor's Degree$57,112Observed year-4 earnings · compare like fields and credentials before deciding
Programs that stand out against the same-degree benchmark
This view rewards performance relative to the same field and credential, not simply majors that pay more everywhere.
1Teacher Education and Professional Development, Specific Levels and MethodsMaster's Degree · $73,667 reported+23%vs same-degree national medianNot availablefederal debt2Special Education and TeachingMaster's Degree · $76,928 reported+19%vs same-degree national medianNot availablefederal debt3Psychology, GeneralBachelor's Degree · $60,409 reported+19%vs same-degree national median$23,000federal debt4Accounting and Related ServicesBachelor's Degree · $79,896 reported+5%vs same-degree national medianNot availablefederal debt5Criminal Justice and CorrectionsBachelor's Degree · $57,707 reported+4%vs same-degree national median$25,000federal debt6Communication and Media StudiesBachelor's Degree · $57,112 reported+1%vs same-degree national medianNot availablefederal debt
Comparable colleges in NY
Currently operating private nonprofit institutions with the closest combination of annual net price and observed year-5 earnings. Similarity is descriptive, not a quality ranking.
Brooklyn, NY
St. Joseph's University-New York
- Annual net price
- $19,035
- Observed earnings · year 5
- $62,397
- Modeled 10-year ROI
- -32%
Le Moyne College
- Annual net price
- $22,277
- Observed earnings · year 5
- $62,776
- Modeled 10-year ROI
- -34%
American Academy McAllister Institute of Funeral Service
- Annual net price
- $22,872
- Observed earnings · year 5
- $62,523
- Modeled 10-year ROI
- -35%
St. Francis College
- Annual net price
- $18,129
- Observed earnings · year 5
- $65,079
- Modeled 10-year ROI
- -20%
Explore exact field-and-credential outcomes
| Federal field | Credential | Earnings, year 4 | Federal debt | 2023–24 awards |
|---|---|---|---|---|
| Business Administration, Management and Operations | Master's Degree | $96,346 | Not available | Not reported |
| Accounting and Related Services | Bachelor's Degree | $79,896 | Not available | Not reported |
| Special Education and Teaching | Master's Degree | $76,928 | Not available | 0 |
| Teacher Education and Professional Development, Specific Levels and Methods | Master's Degree | $73,667 | Not available | Not reported |
| Business Administration, Management and Operations | Bachelor's Degree | $64,075 | Not available | 0 |
| Psychology, General | Bachelor's Degree | $60,409 | $23,000 | Not reported |
| Criminal Justice and Corrections | Bachelor's Degree | $57,707 | $25,000 | Not reported |
| Communication and Media Studies | Bachelor's Degree | $57,112 | Not available | Not reported |
| Sports, Kinesiology, and Physical Education/Fitness | Bachelor's Degree | $45,373 | Not available | Not reported |
| Teacher Education and Professional Development, Specific Levels and Methods | Bachelor's Degree | Not available | $26,100 | 0 |
Awards use first-major IPEDS completions aggregated to the same four-digit field and credential.
Earnings, price, completion and enrollment are observed federal measures. ROI, payoff and break-even are modeled scenarios built from those measures and fixed assumptions. College payoff is not the payoff of every degree at this school; use the program table for a more precise comparison.