Private nonprofit · COLLEGE PAYOFF

St. Joseph's University-New York

Brooklyn, NY · 30 reportable field-and-credential outcomes

MODELED SCENARIO · Negative payoff

−$82,170 over 10 years

Modeled from observed year-5 institution earnings and the institution-wide average net price over four years.

At these assumptions, the estimated earnings premium does not recover the modeled economic investment within ten years.

14.7 yrsModeled economic break-even
−32%Modeled 10-year ROI
$62,397Observed earnings · year 5
Economic ROI includes direct price and earnings forgone during study · $45,000 comparison earnings · values held flat · see the formula
ECONOMIC INVESTMENT → PAYBACK

Estimated payoff over ten years.

The scenario counts direct price and earnings forgone upfront, then applies the reported annual earnings premium.

10-YEAR PAYOFF CURVECumulative economic payoff after graduation
−$82,170at year 10
Net gainInvestment not yet recovered
NET GAIN$0UNRECOVERED
−$256,1400
2
4
6
8
−$82,17010
Years after graduationBreak-even: 14.7 years
FEDERAL COST DATA

Four ways to read college price.

Annual college-wide figures from the current College Scorecard release. Average net price covers full-time, first-time undergraduates receiving federal aid; public-college figures use in-state students. Program tuition and individual aid offers may differ.

Published in-state tuition$36,550
Sticker price
Published out-of-state tuition$36,550
Sticker price
Average net price$19,035
Title IV student average
Cost of attendance$41,897
Tuition + living budget
PRICE SOURCECollege reported · annual amount · federal dataset
OBSERVED FEDERAL MEASURES

Cost, completion and earnings context

$19,035Average net price / year
$41,897Cost of attendance
$62,397Median earnings · year 5 after completion
68.8%Completion rate
72.0%Admission rate
3,144Student size
NATIONAL CONTEXT

How this college compares

Percentiles compare this institution with currently operating colleges that report the same federal measure.

83thEarnings percentile
66thCompletion percentile
EARNINGS PATH

Reported earnings over time

$43,554Year 1
$64,336Year 4
$62,397Year 5

Separate federal cohorts may underlie different measurement years.

PROGRAM PAYOFF SPREAD

The college average is not the whole story.

Observed earnings vary substantially by field and credential at the same institution.

1Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing · Master's Degree$153,9082Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing · Bachelor's Degree$104,8183Business Administration, Management and Operations · Master's Degree$97,0124Accounting and Related Services · Master's Degree$91,6735Health Professions and Related Clinical Sciences, Other · Master's Degree$87,8796Accounting and Related Services · Bachelor's Degree$82,9167Public Administration and Social Service Professions, Other · Master's Degree$78,6778Health and Medical Administrative Services · Bachelor's Degree$76,238

Observed year-4 earnings · compare like fields and credentials before deciding

BUILD A REAL SHORTLIST

Comparable colleges in NY

Currently operating private nonprofit institutions with the closest combination of annual net price and observed year-5 earnings. Similarity is descriptive—not a quality ranking.

Sparkill, NY

St. Thomas Aquinas College

Annual net price
$19,994
Observed earnings · year 5
$62,545
Modeled 10-year ROI
-33%
Open college profile →
Brooklyn, NY

St. Francis College

Annual net price
$18,129
Observed earnings · year 5
$65,079
Modeled 10-year ROI
-20%
Open college profile →
Syracuse, NY

Le Moyne College

Annual net price
$22,277
Observed earnings · year 5
$62,776
Modeled 10-year ROI
-34%
Open college profile →
New York, NY

American Academy McAllister Institute of Funeral Service

Annual net price
$22,872
Observed earnings · year 5
$62,523
Modeled 10-year ROI
-35%
Open college profile →
ALL REPORTABLE PROGRAM CATEGORIES

Explore exact field-and-credential outcomes

Federal fieldCredentialEarnings, year 4Federal debt
Registered Nursing, Nursing Administration, Nursing Research and Clinical NursingMaster's Degree$153,908Not available
Registered Nursing, Nursing Administration, Nursing Research and Clinical NursingBachelor's Degree$104,818$27,000
Business Administration, Management and OperationsMaster's Degree$97,012Not available
Accounting and Related ServicesMaster's Degree$91,673Not available
Health Professions and Related Clinical Sciences, OtherMaster's Degree$87,879Not available
Accounting and Related ServicesBachelor's Degree$82,916$24,750
Public Administration and Social Service Professions, OtherMaster's Degree$78,677Not available
Health and Medical Administrative ServicesBachelor's Degree$76,238$30,812
Teacher Education and Professional Development, Specific Subject AreasMaster's Degree$75,871Not available
Mathematics and Statistics, OtherBachelor's Degree$74,070$21,250
Computer/Information Technology Administration and ManagementBachelor's Degree$71,364$19,500
Special Education and TeachingMaster's Degree$70,102Not available
MathematicsBachelor's Degree$67,968$21,697
Biology, GeneralBachelor's Degree$67,242$27,000
MarketingBachelor's Degree$64,172$24,296
Business Administration, Management and OperationsBachelor's Degree$63,693$25,175
Teacher Education and Professional Development, Specific Subject AreasBachelor's Degree$63,672$26,944
Criminal Justice and CorrectionsBachelor's Degree$60,471$25,062
Human Services, GeneralBachelor's Degree$60,091$35,750
Hospitality Administration/ManagementBachelor's Degree$60,041$21,812
Psychology, GeneralBachelor's Degree$59,679$24,492
Parks, Recreation, and Leisure Facilities ManagementBachelor's Degree$59,616$26,000
Social Sciences, GeneralBachelor's Degree$59,028$24,500
Rhetoric and Composition/Writing StudiesBachelor's Degree$57,305$26,170
Special Education and TeachingBachelor's Degree$55,812$27,000
Liberal Arts and Sciences, General Studies and HumanitiesBachelor's Degree$52,543$26,625
English Language and Literature, GeneralBachelor's Degree$51,715$23,125
Political Science and GovernmentBachelor's Degree$47,296Not available
Human Development, Family Studies, and Related ServicesBachelor's Degree$43,777$27,000
HistoryBachelor's Degree$38,952$24,717

Earnings, price, completion and enrollment are observed federal measures. ROI, payoff and break-even are modeled scenarios built from those measures and fixed assumptions. College payoff is not the payoff of every degree at this school; use the program table for a more precise comparison.