10-YEAR PAYOFF CURVECumulative economic payoff after graduation
−$111,790at year 10Net gainInvestment not yet recovered
NET GAIN$0UNRECOVERED
State University of New York at Cortland
⌖ Cortland, NY · 25 reportable field-and-credential outcomes
MODELED SCENARIO · Negative payoff
−$111,790 over 10 years
Modeled from observed year-5 institution earnings and the institution-wide average net price over four years.
At these assumptions, the estimated earnings premium does not recover the modeled economic investment within ten years.
17.1 yrsModeled economic break-even
−41%Modeled 10-year ROI
$60,759Observed earnings · year 5
ECONOMIC INVESTMENT → PAYBACK
Estimated payoff over ten years.
The scenario counts direct price and earnings forgone upfront, then applies the reported annual earnings premium.
FEDERAL COST DATA
Four ways to read college price.
Annual college-wide figures from the current College Scorecard release. Average net price covers full-time, first-time undergraduates receiving federal aid; public-college figures use in-state students. Program tuition and individual aid offers may differ.
Cost, completion and earnings context
$22,345Average net price / year
$28,108Cost of attendance
$60,759Median earnings · year 5 after completion
68.0%Completion rate
59.8%Admission rate
5,901Student size
NATIONAL CONTEXT
How this college compares
Percentiles compare this institution with currently operating colleges that report the same federal measure.
EARNINGS PATH
Reported earnings over time
$34,559Year 1
$58,555Year 4
$60,759Year 5
Separate federal cohorts may underlie different measurement years.
The college average is not the whole story.
Observed earnings vary substantially by field and credential at the same institution.
1Special Education and Teaching · Bachelor's Degree$74,0792Communication Disorders Sciences and Services · Master's Degree$68,2043Business/Managerial Economics · Bachelor's Degree$66,6444Teacher Education and Professional Development, Specific Subject Areas · Master's Degree$65,2855Communication and Media Studies · Bachelor's Degree$63,4316Teacher Education and Professional Development, Specific Subject Areas · Bachelor's Degree$63,2017Sports, Kinesiology, and Physical Education/Fitness · Master's Degree$63,1488Health Professions and Related Clinical Sciences, Other · Bachelor's Degree$62,524Observed year-4 earnings · compare like fields and credentials before deciding
Comparable colleges in NY
Currently operating public institutions with the closest combination of annual net price and observed year-5 earnings. Similarity is descriptive—not a quality ranking.
Oneonta, NY
SUNY Oneonta
- Annual net price
- $19,158
- Observed earnings · year 5
- $58,485
- Modeled 10-year ROI
- -47%
SUNY College at Geneseo
- Annual net price
- $18,211
- Observed earnings · year 5
- $62,263
- Modeled 10-year ROI
- -32%
SUNY College of Environmental Science and Forestry
- Annual net price
- $18,952
- Observed earnings · year 5
- $57,174
- Modeled 10-year ROI
- -52%
State University of New York at New Paltz
- Annual net price
- $18,809
- Observed earnings · year 5
- $57,166
- Modeled 10-year ROI
- -52%
Explore exact field-and-credential outcomes
Earnings, price, completion and enrollment are observed federal measures. ROI, payoff and break-even are modeled scenarios built from those measures and fixed assumptions. College payoff is not the payoff of every degree at this school; use the program table for a more precise comparison.