Public · COLLEGE PAYOFF

SUNY Oneonta

Oneonta, NY · 34 reportable field-and-credential outcomes

MODELED SCENARIO · Negative payoff

−$121,782 over 10 years

Modeled from observed year-5 institution earnings and the institution-wide average net price over four years.

At these assumptions, the estimated earnings premium does not recover the modeled economic investment within ten years.

19.0 yrsModeled economic break-even
−47%Modeled 10-year ROI
$58,485Observed earnings · year 5
Economic ROI includes direct price and earnings forgone during study · $45,000 comparison earnings · values held flat · see the formula
ECONOMIC INVESTMENT → PAYBACK

Estimated payoff over ten years.

The scenario counts direct price and earnings forgone upfront, then applies the reported annual earnings premium.

10-YEAR PAYOFF CURVECumulative economic payoff after graduation
−$121,782at year 10
Net gainInvestment not yet recovered
NET GAIN$0UNRECOVERED
−$256,6320
2
4
6
8
−$121,78210
Years after graduationBreak-even: 19.0 years
FEDERAL COST DATA

Four ways to read college price.

Annual college-wide figures from the current College Scorecard release. Average net price covers full-time, first-time undergraduates receiving federal aid; public-college figures use in-state students. Program tuition and individual aid offers may differ.

Published in-state tuition$8,831
Sticker price
Published out-of-state tuition$19,781
Sticker price
Average net price$19,158
Title IV student average
Cost of attendance$28,821
Tuition + living budget
PRICE SOURCECollege reported · annual amount · federal dataset
OBSERVED FEDERAL MEASURES

Cost, completion and earnings context

$19,158Average net price / year
$28,821Cost of attendance
$58,485Median earnings · year 5 after completion
68.8%Completion rate
69.6%Admission rate
4,643Student size
NATIONAL CONTEXT

How this college compares

Percentiles compare this institution with currently operating colleges that report the same federal measure.

78thEarnings percentile
66thCompletion percentile
EARNINGS PATH

Reported earnings over time

$33,955Year 1
$58,809Year 4
$58,485Year 5

Separate federal cohorts may underlie different measurement years.

PROGRAM PAYOFF SPREAD

The college average is not the whole story.

Observed earnings vary substantially by field and credential at the same institution.

1Accounting and Related Services · Bachelor's Degree$90,1282Physics · Bachelor's Degree$80,0413Mathematics · Bachelor's Degree$72,6514Biology, General · Bachelor's Degree$71,8745Business/Managerial Economics · Bachelor's Degree$70,9866Computer and Information Sciences, General · Bachelor's Degree$69,9687Political Science and Government · Bachelor's Degree$66,5728Teacher Education and Professional Development, Specific Subject Areas · Bachelor's Degree$66,128

Observed year-4 earnings · compare like fields and credentials before deciding

BUILD A REAL SHORTLIST

Comparable colleges in NY

Currently operating public institutions with the closest combination of annual net price and observed year-5 earnings. Similarity is descriptive—not a quality ranking.

Syracuse, NY

SUNY College of Environmental Science and Forestry

Annual net price
$18,952
Observed earnings · year 5
$57,174
Modeled 10-year ROI
-52%
Open college profile →
New Paltz, NY

State University of New York at New Paltz

Annual net price
$18,809
Observed earnings · year 5
$57,166
Modeled 10-year ROI
-52%
Open college profile →
New York, NY

Fashion Institute of Technology

Annual net price
$19,095
Observed earnings · year 5
$56,636
Modeled 10-year ROI
-55%
Open college profile →
Geneseo, NY

SUNY College at Geneseo

Annual net price
$18,211
Observed earnings · year 5
$62,263
Modeled 10-year ROI
-32%
Open college profile →
ALL REPORTABLE PROGRAM CATEGORIES

Explore exact field-and-credential outcomes

Federal fieldCredentialEarnings, year 4Federal debt
Accounting and Related ServicesBachelor's Degree$90,128$27,330
PhysicsBachelor's Degree$80,041Not available
MathematicsBachelor's Degree$72,651$17,750
Biology, GeneralBachelor's Degree$71,874$21,537
Business/Managerial EconomicsBachelor's Degree$70,986$20,775
Computer and Information Sciences, GeneralBachelor's Degree$69,968$23,188
Political Science and GovernmentBachelor's Degree$66,572$22,375
Teacher Education and Professional Development, Specific Subject AreasBachelor's Degree$66,128$19,032
Dietetics and Clinical Nutrition ServicesMaster's Degree$66,013Not available
Educational/Instructional Media DesignMaster's Degree$65,141Not available
Geological and Earth Sciences/GeosciencesBachelor's Degree$64,410Not available
Dietetics and Clinical Nutrition ServicesBachelor's Degree$64,048$19,250
Teacher Education and Professional Development, Specific Subject AreasMaster's Degree$62,442Not available
Apparel and TextilesBachelor's Degree$61,121$23,691
Family and Consumer Sciences/Human Sciences, GeneralBachelor's Degree$60,550Not available
Criminal Justice and CorrectionsBachelor's Degree$58,964$19,740
Teacher Education and Professional Development, Specific Levels and MethodsBachelor's Degree$58,496$21,500
Communication and Media StudiesBachelor's Degree$57,447$23,250
Geography and CartographyBachelor's Degree$57,154$20,500
AnthropologyBachelor's Degree$55,981$21,500
Sustainability StudiesBachelor's Degree$55,148$20,510
HistoryBachelor's Degree$54,151$21,750
Human Development, Family Studies, and Related ServicesBachelor's Degree$53,836$23,250
SociologyBachelor's Degree$53,396$22,248
Psychology, GeneralBachelor's Degree$51,355$22,250
Museology/Museum StudiesMaster's Degree$50,499Not available
English Language and Literature, GeneralBachelor's Degree$48,926$24,920
Arts, Entertainment, and Media ManagementBachelor's Degree$47,324$23,250
Visual and Performing Arts, GeneralBachelor's Degree$47,321$24,250
Fine and Studio ArtsBachelor's Degree$33,299Not available
Ethnic, Cultural Minority, Gender, and Group StudiesBachelor's DegreeNot available$26,480
Sports, Kinesiology, and Physical Education/FitnessBachelor's DegreeNot available$22,600
International Relations and National Security StudiesBachelor's DegreeNot available$17,125
Drama/Theatre Arts and StagecraftBachelor's DegreeNot available$23,144

Earnings, price, completion and enrollment are observed federal measures. ROI, payoff and break-even are modeled scenarios built from those measures and fixed assumptions. College payoff is not the payoff of every degree at this school; use the program table for a more precise comparison.