10-YEAR PAYOFF CURVECumulative economic payoff after graduation
−$140,020at year 10Net gainInvestment not yet recovered
NET GAIN$0UNRECOVERED
Public · COLLEGE PAYOFF
Fashion Institute of Technology
New York, NY · 16 field-and-degree records
Earnings reported for 15 · Federal debt reported for 15
Based onObserved earnings + college priceEstimate10-year payoff
Estimated 10-year payoff
Negative payoff
−$140,020 over 10 years
Modeled from observed year-5 institution earnings and the institution-wide average net price over four years.
22.0 yrsTime to earn back the modeled cost
−55%Estimated return after 10 years
$56,636Observed earnings · year 5
Not reachedHighest annual price before payoff reaches $0
Start with your question
What do you want to understand?
ECONOMIC INVESTMENT → PAYBACK
Estimated payoff over ten years.
The scenario counts direct price and earnings forgone upfront, then applies the reported annual earnings premium.
FEDERAL COST DATA
Four ways to read college price.
Annual college-wide figures from the current College Scorecard release. Average net price covers full-time, first-time undergraduates receiving federal aid; public-college figures use in-state students. Program tuition and individual aid offers may differ.
PUBLISHED STUDENT BUDGET · 2024–25
What makes up the annual price?
Sticker-price components reported to IPEDS. Grants and scholarships are not subtracted here.
Living off campus: $31,000 housing and food allowance plus $3,590 in other expenses.
Do not confuse this with net price. Net price subtracts average grants and scholarships. DegreeVerdict continues to use the separately labeled average net price in its standard college ROI scenario.
PRICE SENSITIVITY
The price can change the verdict.
Hold observed earnings constant and see how the modeled ten-year payoff changes as annual price rises.
← Negative payoff$0Positive payoff →
$0Annual price−$63,640
$8,000Annual price−$95,640
$16,000Annual price−$127,640
$19,000Current college-wide context−$139,640
$24,000Annual price−$159,640
$32,000Annual price−$191,640
$40,000Annual price−$223,640
HOW STUDENTS ATTEND · 2023-24
Online study is a meaningful part of the student experience.
IPEDS enrollment counts show course delivery across the whole institution. They do not indicate whether a specific degree can be completed online.
Institution-level attendance context from IPEDS. Program delivery is reported separately on degree pages and in the program directory. These figures do not enter ROI.
College identity and local contextAccreditation, institution type, dual enrollment and state prices
COLLEGE AT A GLANCE
Institution details
Current federal characteristics describing the college, not the outcomes of a specific program.
- Accreditor
- Middle States Commission on Higher Education
- Main award level
- Associate degrees
- Campus setting
- City
- Admissions
- Selective admission
- Delivery
- Campus or mixed delivery
- Federal designation
- No special designation reported
STATE PRICE CONTEXT · 2024
Prices in New York run 8% above the U.S. level.
BEA Regional Price Parities compare price levels across states. A value of 100 equals the national average.
What it costs and what graduates earn
$19,095Average net price / year
$26,838Cost of attendance
$12,000Median federal student debt · completer borrowers
$127/moPublished 10-year payment estimate
$56,636Median earnings · year 5 after completion
80.7%Completion rate
60.2%Admission rate
7,637Student size
Debt covers federal student-loan borrowers who completed. It does not include Parent PLUS or private loans. We show admissions scores only when a valid federal value is available.
What the numbers say about Fashion Institute of Technology
What does Fashion Institute of Technology cost?
Fashion Institute of Technology reports an average annual net price of $19,095 after grants and scholarships. This is an institution-wide average, not an individual aid offer.
What do Fashion Institute of Technology graduates earn?
The observed median earnings figure is $56,636 5 years after completion. It describes a federal cohort, not a guaranteed starting salary.
How much federal debt do Fashion Institute of Technology graduates have?
Completer borrowers report median cumulative federal student debt of $12,000. Parent PLUS and private loans are not included.
Is every degree at Fashion Institute of Technology worth the same?
No. The current release contains 16 field-and-degree records for Fashion Institute of Technology; 15 report year-4 earnings and 15 report federal debt. Outcomes can differ substantially by field and degree level.
DEBT AFTER COLLEGE
Are borrowers making progress?
Repayment progress, default and debt at exit describe different federal borrower cohorts. They are shown separately and do not change the ROI estimate.
Source: College Scorecard. Repayment progress is the share of borrowers who reduced principal by at least $1 at the stated measurement point. Debt covers federal student loans; Parent PLUS and private loans are excluded. Cohorts and reporting periods differ across measures.
Who studied here during the year
9,152Students enrolled at any point
8,843Undergraduate students
309Graduate students
Unduplicated students enrolled at any point from July 1, 2024 through June 30, 2025. This full-year measure is different from a fall headcount and does not enter ROI.
More student and earnings detailPrice by family income, retention, equity and common industries
WHO PAYS, WHO FINISHES, WHO EARNS
Outcomes are not the same for every family.
These federal cohorts add context that a single college average can hide. Missing figures remain unreported rather than estimated.
Complete within 150% of the expected time
81% received a Pell Grant within eight yearsMedian Parent PLUS debt
754 parent borrowers in the reported cohortMedian federal student debt
65% making progress in repayment after three yearsStudent family incomeMedian earnings after 10 yearsObserved federal cohorts
Lower income$51,616Earnings are not a guarantee
Middle income$60,094Earnings are not a guarantee
Higher income$71,114Earnings are not a guarantee
Three-year repayment progress
Lower income60%
Middle income69%
Higher income78%
Undergraduate student composition
White37%
Black8%
Hispanic24%
Asian13%
Source: College Scorecard, June 2026 release. Parent PLUS debt belongs to parents; student-debt measures exclude Parent PLUS and private loans. Cohort definitions differ by measure.
INDEPENDENT CENSUS EARNINGS VIEW
How earnings develop by field
Privacy-protected Census employment records follow graduate cohorts one, five and ten years after completion. This source is kept separate from College Scorecard because its population and methodology differ.
Field and credentialYear 1Year 5Year 10
Accounting and Related Services.Master’s degree · Broad federal field 52
$149,781Year 1
$194,879Year 5
$191,060Year 10
Communication and Media Studies.Bachelor’s degree · Broad federal field 09
$44,605Year 1
$76,749Year 5
$102,646Year 10
Arts, Entertainment, and Media Management.Master’s degree · Broad federal field 50
$61,332Year 1
$79,787Year 5
$96,791Year 10
Accounting and Related Services.Bachelor’s degree · Broad federal field 52
$48,861Year 1
$76,508Year 5
$96,541Year 10
Communication and Media Studies.Associate degree · Broad federal field 09
$26,890Year 1
$65,314Year 5
$89,971Year 10
Accounting and Related Services.Associate degree · Broad federal field 52
$29,300Year 1
$65,435Year 5
$88,126Year 10
Arts, Entertainment, and Media Management.Bachelor’s degree · Broad federal field 50
$44,105Year 1
$67,785Year 5
$85,608Year 10
Apparel and Textiles.Associate degree · Broad federal field 19
$28,536Year 1
$65,986Year 5
$81,157Year 10
Median annual earnings in 2023 dollars. Each time point may use a different pooled graduation cohort. Coverage is limited to institutions participating in the Census Post-Secondary Employment Outcomes program.
NATIONAL CONTEXT
How this college compares
Percentiles compare this institution with currently operating colleges that report the same federal measure.
WHAT STANDS OUT
A faster read on this college
These summaries use every reportable field-and-credential record at this institution. They do not fill privacy-suppressed outcomes.
EARNINGS OVER TIME
What graduates earned in later years
$32,277Year 1
$59,839Year 4
$56,636Year 5
Each year can represent a different federal cohort, so the points do not track the same people over time.
Your choice of degree can change the payoff.
Graduate earnings differ by field and credential, even within the same college.
1Apparel and Textiles · Bachelor's Degree$71,1392Specialized Sales, Merchandising and Marketing Operations · Bachelor's Degree$70,7273Public Relations, Advertising, and Applied Communication · Bachelor's Degree$69,9544Marketing · Bachelor's Degree$67,0025Design and Applied Arts · Bachelor's Degree$60,8826Specialized Sales, Merchandising and Marketing Operations · Associate's Degree$60,5047Apparel and Textiles · Associate's Degree$58,8768Public Relations, Advertising, and Applied Communication · Associate's Degree$54,879Observed year-4 earnings · compare the same field and credential across colleges
Programs that stand out against the same-degree benchmark
This view rewards performance relative to the same field and credential, not simply majors that pay more everywhere.
1Apparel and TextilesAssociate's Degree · $58,876 reported+30%vs same-degree national median$12,000federal debt2Apparel and TextilesBachelor's Degree · $71,139 reported+23%vs same-degree national median$21,165federal debt3Specialized Sales, Merchandising and Marketing OperationsBachelor's Degree · $70,727 reported+19%vs same-degree national median$21,500federal debt4Design and Applied ArtsAssociate's Degree · $45,096 reported+18%vs same-degree national median$12,000federal debt5Design and Applied ArtsBachelor's Degree · $60,882 reported+18%vs same-degree national median$25,000federal debt6Specialized Sales, Merchandising and Marketing OperationsAssociate's Degree · $60,504 reported+14%vs same-degree national median$12,000federal debt
Comparable colleges in NY
Currently operating public institutions with the closest combination of annual net price and observed year-5 earnings. Similarity is descriptive, not a quality ranking.
Syracuse, NY
SUNY College of Environmental Science and Forestry
- Annual net price
- $18,952
- Observed earnings · year 5
- $57,174
- Modeled 10-year ROI
- -52%
State University of New York at New Paltz
- Annual net price
- $18,809
- Observed earnings · year 5
- $57,166
- Modeled 10-year ROI
- -52%
SUNY Oneonta
- Annual net price
- $19,158
- Observed earnings · year 5
- $58,485
- Modeled 10-year ROI
- -47%
State University of New York at Plattsburgh
- Annual net price
- $17,156
- Observed earnings · year 5
- $55,178
- Modeled 10-year ROI
- -59%
Compare fields and degree levels
Showing all 16 field-and-degree records in the current release.
| Major or field | Degree level | Earnings, year 4 | Federal debt | 2024–25 graduates |
|---|---|---|---|---|
| Apparel and Textiles | Bachelor's Degree | $71,139 | $21,165 | Not reported |
| Specialized Sales, Merchandising and Marketing Operations | Bachelor's Degree | $70,727 | $21,500 | Not reported |
| Public Relations, Advertising, and Applied Communication | Bachelor's Degree | $69,954 | $21,500 | Not reported |
| Marketing | Bachelor's Degree | $67,002 | $18,721 | Not reported |
| Design and Applied Arts | Bachelor's Degree | $60,882 | $25,000 | Not reported |
| Specialized Sales, Merchandising and Marketing Operations | Associate's Degree | $60,504 | $12,000 | Not reported |
| Apparel and Textiles | Associate's Degree | $58,876 | $12,000 | Not reported |
| Public Relations, Advertising, and Applied Communication | Associate's Degree | $54,879 | $12,000 | Not reported |
| Arts, Entertainment, and Media Management | Bachelor's Degree | $53,710 | $24,734 | Not reported |
| Business Administration, Management and Operations | Associate's Degree | $51,622 | $12,000 | Not reported |
| Entrepreneurial and Small Business Operations | Bachelor's Degree | $49,627 | $19,500 | Not reported |
| Design and Applied Arts | Associate's Degree | $45,096 | $12,000 | Not reported |
| Fine and Studio Arts | Bachelor's Degree | $39,930 | $24,683 | Not reported |
| Film/Video and Photographic Arts | Associate's Degree | $31,862 | Not available | Not reported |
| Fine and Studio Arts | Associate's Degree | $30,454 | $12,000 | Not reported |
| Graphic Communications | Bachelor's Degree | Not available | $19,875 | Not reported |
Graduate counts come from IPEDS and group related majors into the same federal field. Missing earnings or debt values remain labeled as unavailable.
Earnings, price, completion and enrollment are observed federal measures. ROI, payoff and break-even are modeled scenarios built from those measures and fixed assumptions. College payoff is not the payoff of every degree at this school; use the program table for a more precise comparison.