10-YEAR PAYOFF CURVECumulative economic payoff after graduation
−$20,874at year 10Net gainInvestment not yet recovered
NET GAIN$0UNRECOVERED
Public · COLLEGE PAYOFF
University of Georgia
Athens, GA · 119 field-and-degree records
Earnings reported for 105 · Federal debt reported for 80
Based onObserved earnings + college priceEstimate10-year payoff
Estimated 10-year payoff
Negative payoff
−$20,874 over 10 years
Modeled from observed year-5 institution earnings and the institution-wide average net price over four years.
11.0 yrsTime to earn back the modeled cost
−9%Estimated return after 10 years
$66,487Observed earnings · year 5
$8,718Highest annual price before payoff reaches $0
The price benchmark would need to fall by $5,219 per year to reach it.
Start with your question
What do you want to understand?
ECONOMIC INVESTMENT → PAYBACK
Estimated payoff over ten years.
The scenario counts direct price and earnings forgone upfront, then applies the reported annual earnings premium.
FEDERAL COST DATA
Four ways to read college price.
Annual college-wide figures from the current College Scorecard release. Average net price covers full-time, first-time undergraduates receiving federal aid; public-college figures use in-state students. Program tuition and individual aid offers may differ.
PUBLISHED STUDENT BUDGET · 2024–25
What makes up the annual price?
Sticker-price components reported to IPEDS. Grants and scholarships are not subtracted here.
Living off campus: $10,194 housing and food allowance plus $5,826 in other expenses.
Do not confuse this with net price. Net price subtracts average grants and scholarships. DegreeVerdict continues to use the separately labeled average net price in its standard college ROI scenario.
PRICE SENSITIVITY
The price can change the verdict.
Hold observed earnings constant and see how the modeled ten-year payoff changes as annual price rises.
← Negative payoff$0Positive payoff →
$0Annual price+$34,870
$8,000Annual price+$2,870
$14,000Current college-wide context−$21,130
$16,000Annual price−$29,130
$24,000Annual price−$61,130
$32,000Annual price−$93,130
$40,000Annual price−$125,130
HOW STUDENTS ATTEND · 2023-24
Online study is a meaningful part of the student experience.
IPEDS enrollment counts show course delivery across the whole institution. They do not indicate whether a specific degree can be completed online.
Institution-level attendance context from IPEDS. Program delivery is reported separately on degree pages and in the program directory. These figures do not enter ROI.
College identity and local contextAccreditation, institution type, dual enrollment and state prices
COLLEGE AT A GLANCE
Institution details
Current federal characteristics describing the college, not the outcomes of a specific program.
- Accreditor
- Southern Association of Colleges and Schools Commission on Colleges
- Main award level
- Bachelor’s degrees
- Campus setting
- City
- Admissions
- Selective admission
- Delivery
- Campus or mixed delivery
- Federal designation
- Land-grant institution
DUAL-ENROLLMENT CONTEXT · 2024
160 high-school students took college courses.
IPEDS counts students enrolled in college credit while still in high school. A large dual-enrollment population can shape headline enrollment figures, especially at community colleges.
This is participation, not a college completion rate. It does not indicate how many students later enrolled after high school, earned a credential or entered the workforce.
STATE PRICE CONTEXT · 2024
Prices in Georgia run 4% below the U.S. level.
BEA Regional Price Parities compare price levels across states. A value of 100 equals the national average.
What it costs and what graduates earn
$13,936Average net price / year
$27,993Cost of attendance
$18,500Median federal student debt · completer borrowers
$196/moPublished 10-year payment estimate
$66,487Median earnings · year 5 after completion
89.7%Completion rate
37.7%Admission rate
1,397Average SAT score
31ACT midpoint
32,137Student size
Debt covers federal student-loan borrowers who completed. It does not include Parent PLUS or private loans. We show admissions scores only when a valid federal value is available.
What the numbers say about University of Georgia
What does University of Georgia cost?
University of Georgia reports an average annual net price of $13,936 after grants and scholarships. This is an institution-wide average, not an individual aid offer.
What do University of Georgia graduates earn?
The observed median earnings figure is $66,487 5 years after completion. It describes a federal cohort, not a guaranteed starting salary.
How much federal debt do University of Georgia graduates have?
Completer borrowers report median cumulative federal student debt of $18,500. Parent PLUS and private loans are not included.
Is every degree at University of Georgia worth the same?
No. The current release contains 119 field-and-degree records for University of Georgia; 105 report year-4 earnings and 80 report federal debt. Outcomes can differ substantially by field and degree level.
DEBT AFTER COLLEGE
Are borrowers making progress?
Repayment progress, default and debt at exit describe different federal borrower cohorts. They are shown separately and do not change the ROI estimate.
Source: College Scorecard. Repayment progress is the share of borrowers who reduced principal by at least $1 at the stated measurement point. Debt covers federal student loans; Parent PLUS and private loans are excluded. Cohorts and reporting periods differ across measures.
Who studied here during the year
47,491Students enrolled at any point
35,419Undergraduate students
12,072Graduate students
Unduplicated students enrolled at any point from July 1, 2024 through June 30, 2025. This full-year measure is different from a fall headcount and does not enter ROI.
More student and earnings detailPrice by family income, retention, equity and common industries
WHO PAYS, WHO FINISHES, WHO EARNS
Outcomes are not the same for every family.
These federal cohorts add context that a single college average can hide. Missing figures remain unreported rather than estimated.
Complete within 150% of the expected time
83% received a Pell Grant within eight yearsMedian Parent PLUS debt
3,172 parent borrowers in the reported cohortMedian federal student debt
64% making progress in repayment after three yearsStudent family incomeMedian earnings after 10 yearsObserved federal cohorts
Lower income$64,451Earnings are not a guarantee
Middle income$69,691Earnings are not a guarantee
Higher income$71,200Earnings are not a guarantee
Three-year repayment progress
Lower income61%
Middle income66%
Higher income73%
Undergraduate student composition
White66%
Black6%
Hispanic8%
Asian13%
Source: College Scorecard, June 2026 release. Parent PLUS debt belongs to parents; student-debt measures exclude Parent PLUS and private loans. Cohort definitions differ by measure.
INDEPENDENT CENSUS EARNINGS VIEW
How earnings develop by field
Privacy-protected Census employment records follow graduate cohorts one, five and ten years after completion. This source is kept separate from College Scorecard because its population and methodology differ.
Field and credentialYear 1Year 5Year 10
Accounting and Related Services.Doctoral, research/scholarship · Broad federal field 52
$192,261Year 1
$178,076Year 5
$182,659Year 10
Accounting and Related Services.Master’s degree · Broad federal field 52
$86,332Year 1
$119,102Year 5
$158,172Year 10
Advanced/Graduate Dentistry and Oral Sciences.Doctoral, professional practice · Broad federal field 51
$117,586Year 1
$147,537Year 5
$152,341Year 10
Computer Programming.Master’s degree · Broad federal field 11
$89,177Year 1
$130,533Year 5
$141,116Year 10
Computer Programming.Bachelor’s degree · Broad federal field 11
$81,091Year 1
$116,969Year 5
$137,588Year 10
Law.Doctoral, professional practice · Broad federal field 22
$80,325Year 1
$113,340Year 5
$137,501Year 10
Agricultural Business and Management.Doctoral, research/scholarship · Broad federal field 01
$71,060Year 1
$111,249Year 5
$132,161Year 10
Advanced/Graduate Dentistry and Oral Sciences.Doctoral, research/scholarship · Broad federal field 51
$72,095Year 1
$120,228Year 5
$129,475Year 10
Median annual earnings in 2023 dollars. Each time point may use a different pooled graduation cohort. Coverage is limited to institutions participating in the Census Post-Secondary Employment Outcomes program.
NATIONAL CONTEXT
How this college compares
Percentiles compare this institution with currently operating colleges that report the same federal measure.
WHAT STANDS OUT
A faster read on this college
These summaries use every reportable field-and-credential record at this institution. They do not fill privacy-suppressed outcomes.
EARNINGS OVER TIME
What graduates earned in later years
$48,074Year 1
$74,144Year 4
$66,487Year 5
Each year can represent a different federal cohort, so the points do not track the same people over time.
Your choice of degree can change the payoff.
Graduate earnings differ by field and credential, even within the same college.
1Veterinary Biomedical and Clinical Sciences · Master's Degree$177,8332Business Administration, Management and Operations · Master's Degree$154,0423Pharmacy, Pharmaceutical Sciences, and Administration · Master's Degree$142,5124Veterinary Medicine · First Professional Degree$134,0855Housing and Human Environments · Master's Degree$133,0136Pharmacy, Pharmaceutical Sciences, and Administration · First Professional Degree$131,2097Educational Administration and Supervision · Doctoral Degree$124,8908Computer Software and Media Applications · Master's Degree$120,108Observed year-4 earnings · compare the same field and credential across colleges
Programs that stand out against the same-degree benchmark
This view rewards performance relative to the same field and credential, not simply majors that pay more everywhere.
1Business Administration, Management and OperationsUndergraduate Certificate or Diploma · $111,392 reported+135%vs same-degree national median$19,500federal debt2Radio, Television, and Digital CommunicationUndergraduate Certificate or Diploma · $73,835 reported+119%vs same-degree national median$21,000federal debt3Entrepreneurial and Small Business OperationsUndergraduate Certificate or Diploma · $91,825 reported+83%vs same-degree national median$19,500federal debt4Arts, Entertainment, and Media ManagementUndergraduate Certificate or Diploma · $55,628 reported+64%vs same-degree national median$21,492federal debt5International BusinessBachelor's Degree · $109,345 reported+49%vs same-degree national median$15,820federal debt6Business Administration, Management and OperationsMaster's Degree · $154,042 reported+49%vs same-degree national medianNot availablefederal debt
Comparable colleges in GA
Currently operating public institutions with the closest combination of annual net price and observed year-5 earnings. Similarity is descriptive, not a quality ranking.
Kennesaw, GA
Kennesaw State University
- Annual net price
- $15,048
- Observed earnings · year 5
- $62,098
- Modeled 10-year ROI
- -29%
Augusta University
- Annual net price
- $13,787
- Observed earnings · year 5
- $57,868
- Modeled 10-year ROI
- -45%
Georgia Southern University
- Annual net price
- $15,267
- Observed earnings · year 5
- $57,677
- Modeled 10-year ROI
- -47%
Georgia State University
- Annual net price
- $15,931
- Observed earnings · year 5
- $56,218
- Modeled 10-year ROI
- -54%
Compare fields and degree levels
Showing the 40 highest-earning records from 119 field-and-degree records. Use the program directory to search the complete set.
| Major or field | Degree level | Earnings, year 4 | Federal debt | 2024–25 graduates |
|---|---|---|---|---|
| Veterinary Biomedical and Clinical Sciences | Master's Degree | $177,833 | Not available | Not reported |
| Business Administration, Management and Operations | Master's Degree | $154,042 | Not available | Not reported |
| Pharmacy, Pharmaceutical Sciences, and Administration | Master's Degree | $142,512 | Not available | Not reported |
| Veterinary Medicine | First Professional Degree | $134,085 | Not available | Not reported |
| Housing and Human Environments | Master's Degree | $133,013 | Not available | Not reported |
| Pharmacy, Pharmaceutical Sciences, and Administration | First Professional Degree | $131,209 | Not available | Not reported |
| Educational Administration and Supervision | Doctoral Degree | $124,890 | Not available | 30 |
| Computer Software and Media Applications | Master's Degree | $120,108 | Not available | Not reported |
| Law | First Professional Degree | $116,044 | Not available | Not reported |
| Psychology, General | Doctoral Degree | $115,825 | Not available | 0 |
| Management Information Systems and Services | Bachelor's Degree | $113,184 | $19,500 | Not reported |
| Marketing | Master's Degree | $112,192 | Not available | Not reported |
| Biochemical Engineering | Bachelor's Degree | $111,951 | $23,689 | Not reported |
| Business Administration, Management and Operations | Undergraduate Certificate or Diploma | $111,392 | $19,500 | 258 |
| International Business | Bachelor's Degree | $109,345 | $15,820 | Not reported |
| Chemistry | Doctoral Degree | $109,307 | Not available | 16 |
| Computer Science | Bachelor's Degree | $107,397 | $22,500 | Not reported |
| Public Health | Doctoral Degree | $105,864 | Not available | 11 |
| Accounting and Related Services | Master's Degree | $103,774 | Not available | Not reported |
| Human Resources Management and Services | Master's Degree | $102,809 | Not available | Not reported |
| Computer Engineering | Bachelor's Degree | $99,739 | $17,528 | Not reported |
| Electrical, Electronics, and Communications Engineering | Bachelor's Degree | $98,280 | $23,963 | Not reported |
| Teacher Education and Professional Development, Specific Subject Areas | Doctoral Degree | $97,555 | Not available | 16 |
| Finance and Financial Management Services | Bachelor's Degree | $97,364 | $20,299 | 8 |
| Non-Professional Legal Studies | Undergraduate Certificate or Diploma | $97,028 | $19,500 | Not reported |
| Insurance | Bachelor's Degree | $94,729 | $22,394 | Not reported |
| Accounting and Related Services | Bachelor's Degree | $93,260 | $23,250 | Not reported |
| Biological/Biosystems Engineering | Bachelor's Degree | $93,156 | $25,091 | Not reported |
| Business/Commerce, General | Bachelor's Degree | $91,970 | $25,092 | Not reported |
| Entrepreneurial and Small Business Operations | Undergraduate Certificate or Diploma | $91,825 | $19,500 | 16 |
| Mechanical Engineering | Bachelor's Degree | $88,366 | $22,814 | Not reported |
| Civil Engineering | Bachelor's Degree | $87,684 | $26,744 | Not reported |
| Student Counseling and Personnel Services | Doctoral Degree | $86,321 | Not available | 9 |
| Marketing | Bachelor's Degree | $85,785 | $20,000 | Not reported |
| Business/Managerial Economics | Bachelor's Degree | $84,675 | $22,419 | Not reported |
| Public Health | Master's Degree | $84,527 | Not available | Not reported |
| Clinical, Counseling and Applied Psychology | Doctoral Degree | $83,158 | Not available | 23 |
| Statistics | Bachelor's Degree | $83,092 | $19,306 | Not reported |
| Clinical, Counseling and Applied Psychology | Master's Degree | $83,010 | Not available | 15 |
| Educational Administration and Supervision | Master's Degree | $82,709 | Not available | 2 |
Graduate counts come from IPEDS and group related majors into the same federal field. Missing earnings or debt values remain labeled as unavailable.
Search every University of Georgia program record →Earnings, price, completion and enrollment are observed federal measures. ROI, payoff and break-even are modeled scenarios built from those measures and fixed assumptions. College payoff is not the payoff of every degree at this school; use the program table for a more precise comparison.