Public · COLLEGE PAYOFF

University of Louisville

Louisville, KY · 64 reportable field-and-credential outcomes

MODELED SCENARIO · Negative payoff

−$113,942 over 10 years

Modeled from observed year-5 institution earnings and the institution-wide average net price over four years.

At these assumptions, the estimated earnings premium does not recover the modeled economic investment within ten years.

18.3 yrsModeled economic break-even
−45%Modeled 10-year ROI
$58,801Observed earnings · year 5
Economic ROI includes direct price and earnings forgone during study · $45,000 comparison earnings · values held flat · see the formula
ECONOMIC INVESTMENT → PAYBACK

Estimated payoff over ten years.

The scenario counts direct price and earnings forgone upfront, then applies the reported annual earnings premium.

10-YEAR PAYOFF CURVECumulative economic payoff after graduation
−$113,942at year 10
Net gainInvestment not yet recovered
NET GAIN$0UNRECOVERED
−$251,9520
2
4
6
8
−$113,94210
Years after graduationBreak-even: 18.3 years
FEDERAL COST DATA

Four ways to read college price.

Annual college-wide figures from the current College Scorecard release. Average net price covers full-time, first-time undergraduates receiving federal aid; public-college figures use in-state students. Program tuition and individual aid offers may differ.

Published in-state tuition$13,136
Sticker price
Published out-of-state tuition$29,482
Sticker price
Average net price$17,988
Title IV student average
Cost of attendance$32,941
Tuition + living budget
PRICE SOURCECollege reported · annual amount · federal dataset
OBSERVED FEDERAL MEASURES

Cost, completion and earnings context

$17,988Average net price / year
$32,941Cost of attendance
$58,801Median earnings · year 5 after completion
61.2%Completion rate
79.4%Admission rate
14,727Student size
NATIONAL CONTEXT

How this college compares

Percentiles compare this institution with currently operating colleges that report the same federal measure.

78thEarnings percentile
54thCompletion percentile
EARNINGS PATH

Reported earnings over time

$48,648Year 1
$67,853Year 4
$58,801Year 5

Separate federal cohorts may underlie different measurement years.

PROGRAM PAYOFF SPREAD

The college average is not the whole story.

Observed earnings vary substantially by field and credential at the same institution.

1Dentistry · First Professional Degree$172,7042Criminal Justice and Corrections · Post-baccalaureate Certificate$132,1913Engineering-Related Fields · Master's Degree$119,2454Business/Commerce, General · Master's Degree$110,6225Criminal Justice and Corrections · Master's Degree$107,4846Medicine · First Professional Degree$106,4907Mechanical Engineering · Master's Degree$105,0378Chemical Engineering · Master's Degree$104,744

Observed year-4 earnings · compare like fields and credentials before deciding

BUILD A REAL SHORTLIST

Comparable colleges in KY

Currently operating public institutions with the closest combination of annual net price and observed year-5 earnings. Similarity is descriptive—not a quality ranking.

Lexington, KY

University of Kentucky

Annual net price
$18,851
Observed earnings · year 5
$60,703
Modeled 10-year ROI
-39%
Open college profile →
Highland Heights, KY

Northern Kentucky University

Annual net price
$8,191
Observed earnings · year 5
$55,390
Modeled 10-year ROI
-51%
Open college profile →
Richmond, KY

Eastern Kentucky University

Annual net price
$11,040
Observed earnings · year 5
$49,636
Modeled 10-year ROI
-79%
Open college profile →
Bowling Green, KY

Western Kentucky University

Annual net price
$10,990
Observed earnings · year 5
$48,952
Modeled 10-year ROI
-82%
Open college profile →
ALL REPORTABLE PROGRAM CATEGORIES

Explore exact field-and-credential outcomes

Federal fieldCredentialEarnings, year 4Federal debt
DentistryFirst Professional Degree$172,704Not available
Criminal Justice and CorrectionsPost-baccalaureate Certificate$132,191$13,364
Engineering-Related FieldsMaster's Degree$119,245Not available
Business/Commerce, GeneralMaster's Degree$110,622Not available
Criminal Justice and CorrectionsMaster's Degree$107,484Not available
MedicineFirst Professional Degree$106,490Not available
Mechanical EngineeringMaster's Degree$105,037Not available
Chemical EngineeringMaster's Degree$104,744Not available
Industrial EngineeringBachelor's Degree$104,538$23,000
Educational Administration and SupervisionDoctoral Degree$103,501Not available
Computer EngineeringMaster's Degree$101,295Not available
Chemical EngineeringBachelor's Degree$101,068$21,500
Electrical, Electronics, and Communications EngineeringMaster's Degree$100,750Not available
Computer EngineeringBachelor's Degree$97,216$21,306
Electrical, Electronics, and Communications EngineeringBachelor's Degree$93,968$13,311
Management Information Systems and ServicesBachelor's Degree$90,799$24,957
Mechanical EngineeringBachelor's Degree$89,056$21,500
Accounting and Related ServicesMaster's Degree$86,205Not available
Educational Administration and SupervisionMaster's Degree$86,009Not available
Registered Nursing, Nursing Administration, Nursing Research and Clinical NursingMaster's Degree$85,670Not available
Biomedical/Medical EngineeringMaster's Degree$85,209Not available
Biomedical/Medical EngineeringBachelor's Degree$84,311$15,500
Civil EngineeringMaster's Degree$81,217Not available
LawFirst Professional Degree$80,728Not available
Civil EngineeringBachelor's Degree$80,681$24,503
Registered Nursing, Nursing Administration, Nursing Research and Clinical NursingBachelor's Degree$78,902$23,205
Public HealthMaster's Degree$78,535Not available
MathematicsBachelor's Degree$77,756$18,750
Business/Managerial EconomicsBachelor's Degree$75,845$17,250
Finance and Financial Management ServicesBachelor's Degree$75,089$22,500
Accounting and Related ServicesBachelor's Degree$74,924$19,374
Teacher Education and Professional Development, Specific Subject AreasBachelor's Degree$74,873$22,250
MarketingBachelor's Degree$68,074$21,384
Teacher Education and Professional Development, Specific Subject AreasMaster's Degree$66,931Not available
Dental Support Services and Allied ProfessionsBachelor's Degree$62,595$26,380
Sports, Kinesiology, and Physical Education/FitnessMaster's Degree$60,645Not available
Special Education and TeachingMaster's Degree$60,000Not available
Communication Disorders Sciences and ServicesMaster's Degree$59,742Not available
Social WorkMaster's Degree$59,074Not available
Criminal Justice and CorrectionsBachelor's Degree$57,399$23,151
Teacher Education and Professional Development, Specific Levels and MethodsMaster's Degree$57,344Not available
Geography and CartographyBachelor's Degree$56,775Not available
Biology, GeneralBachelor's Degree$56,142$20,681
Public HealthBachelor's Degree$56,057$18,500
Political Science and GovernmentBachelor's Degree$55,856$19,500
Communication and Media StudiesBachelor's Degree$55,636$23,375
Student Counseling and Personnel ServicesMaster's Degree$54,613Not available
Social WorkBachelor's Degree$54,437$25,209
Sports, Kinesiology, and Physical Education/FitnessBachelor's Degree$53,496$22,053
Psychology, GeneralBachelor's Degree$51,387$23,500
Ethnic, Cultural Minority, Gender, and Group StudiesBachelor's Degree$50,715$32,181
SociologyBachelor's Degree$50,397$23,000
Teacher Education and Professional Development, Specific Levels and MethodsBachelor's Degree$47,190$23,584
HistoryBachelor's Degree$45,825$23,312
English Language and Literature, GeneralBachelor's Degree$45,572$20,531
Fine and Studio ArtsBachelor's Degree$45,429$25,000
Liberal Arts and Sciences, General Studies and HumanitiesBachelor's Degree$44,829$27,001
PhilosophyBachelor's Degree$44,329Not available
AnthropologyBachelor's Degree$43,564$23,000
Romance Languages, Literatures, and LinguisticsBachelor's Degree$42,369$20,400
MusicMaster's Degree$41,519Not available
MusicBachelor's Degree$39,168$20,745
Computer and Information Sciences, GeneralBachelor's DegreeNot available$21,500
ChemistryBachelor's DegreeNot available$24,411

Earnings, price, completion and enrollment are observed federal measures. ROI, payoff and break-even are modeled scenarios built from those measures and fixed assumptions. College payoff is not the payoff of every degree at this school; use the program table for a more precise comparison.