10-YEAR PAYOFF CURVECumulative economic payoff after graduation
+$113,128at year 10Net gainInvestment not yet recovered
NET GAIN$0UNRECOVERED
Public · COLLEGE PAYOFF
University of Maryland-College Park
College Park, MD · 72 field-and-degree records
Earnings reported for 71 · Federal debt reported for 51
Based onObserved earnings + college priceEstimate10-year payoff
Estimated 10-year payoff
Positive payoff
+$113,128 over 10 years
Modeled from observed year-5 institution earnings and the institution-wide average net price over four years.
6.8 yrsTime to earn back the modeled cost
+47%Estimated return after 10 years
$80,584Observed earnings · year 5
$43,960Highest annual price before payoff reaches $0
The price benchmark is $28,282 per year below this threshold.
Start with your question
What do you want to understand?
ECONOMIC INVESTMENT → PAYBACK
Estimated payoff over ten years.
The scenario counts direct price and earnings forgone upfront, then applies the reported annual earnings premium.
FEDERAL COST DATA
Four ways to read college price.
Annual college-wide figures from the current College Scorecard release. Average net price covers full-time, first-time undergraduates receiving federal aid; public-college figures use in-state students. Program tuition and individual aid offers may differ.
PUBLISHED STUDENT BUDGET · 2024–25
What makes up the annual price?
Sticker-price components reported to IPEDS. Grants and scholarships are not subtracted here.
Living off campus: $16,372 housing and food allowance plus $4,258 in other expenses.
Do not confuse this with net price. Net price subtracts average grants and scholarships. DegreeVerdict continues to use the separately labeled average net price in its standard college ROI scenario.
PRICE SENSITIVITY
The price can change the verdict.
Hold observed earnings constant and see how the modeled ten-year payoff changes as annual price rises.
← Negative payoff$0Positive payoff →
$0Annual price+$175,840
$12,000Annual price+$127,840
$16,000Current college-wide context+$111,840
$24,000Annual price+$79,840
$36,000Annual price+$31,840
$48,000Annual price−$16,160
$60,000Annual price−$64,160
HOW STUDENTS ATTEND · 2023-24
Online study is a meaningful part of the student experience.
IPEDS enrollment counts show course delivery across the whole institution. They do not indicate whether a specific degree can be completed online.
Institution-level attendance context from IPEDS. Program delivery is reported separately on degree pages and in the program directory. These figures do not enter ROI.
College identity and local contextAccreditation, institution type, dual enrollment and state prices
COLLEGE AT A GLANCE
Institution details
Current federal characteristics describing the college, not the outcomes of a specific program.
- Accreditor
- Middle States Commission on Higher Education
- Main award level
- Bachelor’s degrees
- Campus setting
- Suburban
- Admissions
- Selective admission
- Delivery
- Campus or mixed delivery
- Federal designation
- Land-grant institution
DUAL-ENROLLMENT CONTEXT · 2024
53 high-school students took college courses.
IPEDS counts students enrolled in college credit while still in high school. A large dual-enrollment population can shape headline enrollment figures, especially at community colleges.
This is participation, not a college completion rate. It does not indicate how many students later enrolled after high school, earned a credential or entered the workforce.
STATE PRICE CONTEXT · 2024
Prices in Maryland run 5% above the U.S. level.
BEA Regional Price Parities compare price levels across states. A value of 100 equals the national average.
What it costs and what graduates earn
$15,678Average net price / year
$29,299Cost of attendance
$19,000Median federal student debt · completer borrowers
$201/moPublished 10-year payment estimate
$80,584Median earnings · year 5 after completion
88.6%Completion rate
44.8%Admission rate
1,473Average SAT score
32ACT midpoint
30,760Student size
Debt covers federal student-loan borrowers who completed. It does not include Parent PLUS or private loans. We show admissions scores only when a valid federal value is available.
What the numbers say about University of Maryland-College Park
What does University of Maryland-College Park cost?
University of Maryland-College Park reports an average annual net price of $15,678 after grants and scholarships. This is an institution-wide average, not an individual aid offer.
What do University of Maryland-College Park graduates earn?
The observed median earnings figure is $80,584 5 years after completion. It describes a federal cohort, not a guaranteed starting salary.
How much federal debt do University of Maryland-College Park graduates have?
Completer borrowers report median cumulative federal student debt of $19,000. Parent PLUS and private loans are not included.
Is every degree at University of Maryland-College Park worth the same?
No. The current release contains 72 field-and-degree records for University of Maryland-College Park; 71 report year-4 earnings and 51 report federal debt. Outcomes can differ substantially by field and degree level.
DEBT AFTER COLLEGE
Are borrowers making progress?
Repayment progress, default and debt at exit describe different federal borrower cohorts. They are shown separately and do not change the ROI estimate.
Source: College Scorecard. Repayment progress is the share of borrowers who reduced principal by at least $1 at the stated measurement point. Debt covers federal student loans; Parent PLUS and private loans are excluded. Cohorts and reporting periods differ across measures.
Who studied here during the year
44,949Students enrolled at any point
33,192Undergraduate students
11,757Graduate students
Unduplicated students enrolled at any point from July 1, 2024 through June 30, 2025. This full-year measure is different from a fall headcount and does not enter ROI.
More student and earnings detailPrice by family income, retention, equity and common industries
WHO PAYS, WHO FINISHES, WHO EARNS
Outcomes are not the same for every family.
These federal cohorts add context that a single college average can hide. Missing figures remain unreported rather than estimated.
Complete within 150% of the expected time
81% received a Pell Grant within eight yearsMedian Parent PLUS debt
1,751 parent borrowers in the reported cohortMedian federal student debt
76% making progress in repayment after three yearsStudent family incomeMedian earnings after 10 yearsObserved federal cohorts
Lower income$80,964Earnings are not a guarantee
Middle income$80,947Earnings are not a guarantee
Higher income$84,850Earnings are not a guarantee
Three-year repayment progress
Lower income70%
Middle income78%
Higher income84%
Undergraduate student composition
White39%
Black13%
Hispanic11%
Asian24%
Source: College Scorecard, June 2026 release. Parent PLUS debt belongs to parents; student-debt measures exclude Parent PLUS and private loans. Cohort definitions differ by measure.
NATIONAL CONTEXT
How this college compares
Percentiles compare this institution with currently operating colleges that report the same federal measure.
WHAT STANDS OUT
A faster read on this college
These summaries use every reportable field-and-credential record at this institution. They do not fill privacy-suppressed outcomes.
EARNINGS OVER TIME
What graduates earned in later years
$56,509Year 1
$84,365Year 4
$80,584Year 5
Each year can represent a different federal cohort, so the points do not track the same people over time.
Your choice of degree can change the payoff.
Graduate earnings differ by field and credential, even within the same college.
1Business Administration, Management and Operations · Master's Degree$160,9462Computer Engineering · Bachelor's Degree$152,4223Computer and Information Sciences, General · Bachelor's Degree$144,5014Computer Science · Bachelor's Degree$137,9315Educational Administration and Supervision · Doctoral Degree$127,6846Engineering, General · Master's Degree$126,8547Multi/Interdisciplinary Studies, Other · Master's Degree$111,8748Management Sciences and Quantitative Methods · Bachelor's Degree$111,649Observed year-4 earnings · compare the same field and credential across colleges
Programs that stand out against the same-degree benchmark
This view rewards performance relative to the same field and credential, not simply majors that pay more everywhere.
1Computer and Information Sciences, GeneralBachelor's Degree · $144,501 reported+56%vs same-degree national medianNot availablefederal debt2Business Administration, Management and OperationsMaster's Degree · $160,946 reported+56%vs same-degree national medianNot availablefederal debt3Multi/Interdisciplinary Studies, OtherMaster's Degree · $111,874 reported+49%vs same-degree national medianNot availablefederal debt4MathematicsBachelor's Degree · $99,689 reported+43%vs same-degree national median$19,500federal debt5Computer EngineeringBachelor's Degree · $152,422 reported+40%vs same-degree national median$20,695federal debt6MarketingBachelor's Degree · $93,782 reported+35%vs same-degree national median$21,038federal debt
Comparable colleges in MD
Currently operating public institutions with the closest combination of annual net price and observed year-5 earnings. Similarity is descriptive, not a quality ranking.
Adelphi, MD
University of Maryland Global Campus
- Annual net price
- $22,063
- Observed earnings · year 5
- $81,769
- Modeled 10-year ROI
- +37%
University of Maryland-Baltimore County
- Annual net price
- $16,467
- Observed earnings · year 5
- $71,711
- Modeled 10-year ROI
- +9%
University of Baltimore
- Annual net price
- $13,868
- Observed earnings · year 5
- $64,727
- Modeled 10-year ROI
- -16%
Towson University
- Annual net price
- $17,413
- Observed earnings · year 5
- $64,266
- Modeled 10-year ROI
- -23%
Compare fields and degree levels
Showing the 40 highest-earning records from 72 field-and-degree records. Use the program directory to search the complete set.
| Major or field | Degree level | Earnings, year 4 | Federal debt | 2024–25 graduates |
|---|---|---|---|---|
| Business Administration, Management and Operations | Master's Degree | $160,946 | Not available | Not reported |
| Computer Engineering | Bachelor's Degree | $152,422 | $20,695 | Not reported |
| Computer and Information Sciences, General | Bachelor's Degree | $144,501 | Not available | Not reported |
| Computer Science | Bachelor's Degree | $137,931 | $20,000 | Not reported |
| Educational Administration and Supervision | Doctoral Degree | $127,684 | Not available | 37 |
| Engineering, General | Master's Degree | $126,854 | Not available | Not reported |
| Multi/Interdisciplinary Studies, Other | Master's Degree | $111,874 | Not available | Not reported |
| Management Sciences and Quantitative Methods | Bachelor's Degree | $111,649 | $15,000 | Not reported |
| Finance and Financial Management Services | Bachelor's Degree | $110,648 | $19,500 | Not reported |
| Information Science/Studies | Bachelor's Degree | $109,092 | $20,180 | Not reported |
| Electrical, Electronics, and Communications Engineering | Bachelor's Degree | $107,834 | $23,804 | 0 |
| Political Science and Government | Doctoral Degree | $105,840 | Not available | 14 |
| Chemical Engineering | Bachelor's Degree | $102,149 | $23,250 | Not reported |
| Accounting and Related Services | Master's Degree | $101,835 | Not available | Not reported |
| Mechanical Engineering | Bachelor's Degree | $100,003 | $20,500 | Not reported |
| Mathematics | Bachelor's Degree | $99,689 | $19,500 | 0 |
| Aerospace, Aeronautical, and Astronautical/Space Engineering | Bachelor's Degree | $98,044 | $22,500 | Not reported |
| Materials Engineering | Bachelor's Degree | $97,714 | Not available | Not reported |
| Accounting and Related Services | Bachelor's Degree | $97,314 | $15,000 | Not reported |
| Public Policy Analysis | Master's Degree | $96,792 | Not available | Not reported |
| Public Health | Master's Degree | $96,194 | Not available | Not reported |
| Marketing | Bachelor's Degree | $93,782 | $21,038 | Not reported |
| Agricultural Engineering | Bachelor's Degree | $93,440 | $22,500 | Not reported |
| Civil Engineering | Bachelor's Degree | $93,280 | $21,437 | Not reported |
| Engineering, Other | Bachelor's Degree | $92,653 | $18,750 | Not reported |
| Physics | Bachelor's Degree | $90,900 | $20,194 | Not reported |
| International Business | Bachelor's Degree | $90,333 | $22,500 | Not reported |
| Business Administration, Management and Operations | Bachelor's Degree | $86,590 | $20,500 | 44 |
| Economics | Bachelor's Degree | $83,880 | $20,097 | Not reported |
| Urban Studies/Affairs | Master's Degree | $83,508 | Not available | Not reported |
| Biochemistry, Biophysics and Molecular Biology | Bachelor's Degree | $80,470 | $19,500 | Not reported |
| Chemistry | Bachelor's Degree | $79,869 | $21,238 | Not reported |
| Agricultural Business and Management | Bachelor's Degree | $78,577 | $20,000 | Not reported |
| Architecture | Master's Degree | $78,226 | Not available | Not reported |
| Special Education and Teaching | Master's Degree | $75,831 | Not available | 0 |
| Educational Administration and Supervision | Master's Degree | $75,366 | Not available | 0 |
| Political Science and Government | Bachelor's Degree | $74,437 | $18,768 | Not reported |
| Communication and Media Studies | Bachelor's Degree | $74,402 | $20,000 | Not reported |
| Food Science and Technology | Bachelor's Degree | $73,677 | $24,730 | Not reported |
| Public Health | Bachelor's Degree | $72,328 | $23,424 | 5 |
Graduate counts come from IPEDS and group related majors into the same federal field. Missing earnings or debt values remain labeled as unavailable.
Search every University of Maryland-College Park program record →Earnings, price, completion and enrollment are observed federal measures. ROI, payoff and break-even are modeled scenarios built from those measures and fixed assumptions. College payoff is not the payoff of every degree at this school; use the program table for a more precise comparison.