10-YEAR PAYOFF CURVECumulative economic payoff after graduation
−$12,562at year 10Net gainInvestment not yet recovered
NET GAIN$0UNRECOVERED
Public · COLLEGE PAYOFF
University of Minnesota-Twin Cities
Minneapolis, MN · 147 field-and-degree records
Earnings reported for 146 · Federal debt reported for 92
Based onObserved earnings + college priceEstimate10-year payoff
Estimated 10-year payoff
Negative payoff
−$12,562 over 10 years
Modeled from observed year-5 institution earnings and the institution-wide average net price over four years.
10.5 yrsTime to earn back the modeled cost
−5%Estimated return after 10 years
$68,455Observed earnings · year 5
$13,638Highest annual price before payoff reaches $0
The price benchmark would need to fall by $3,141 per year to reach it.
Start with your question
What do you want to understand?
ECONOMIC INVESTMENT → PAYBACK
Estimated payoff over ten years.
The scenario counts direct price and earnings forgone upfront, then applies the reported annual earnings premium.
FEDERAL COST DATA
Four ways to read college price.
Annual college-wide figures from the current College Scorecard release. Average net price covers full-time, first-time undergraduates receiving federal aid; public-college figures use in-state students. Program tuition and individual aid offers may differ.
PUBLISHED STUDENT BUDGET · 2024–25
What makes up the annual price?
Sticker-price components reported to IPEDS. Grants and scholarships are not subtracted here.
Living off campus: $15,680 housing and food allowance plus $2,350 in other expenses.
Do not confuse this with net price. Net price subtracts average grants and scholarships. DegreeVerdict continues to use the separately labeled average net price in its standard college ROI scenario.
PRICE SENSITIVITY
The price can change the verdict.
Hold observed earnings constant and see how the modeled ten-year payoff changes as annual price rises.
← Negative payoff$0Positive payoff →
$0Annual price+$54,550
$8,000Annual price+$22,550
$16,000Current college-wide context−$9,450
$17,000Current college-wide context−$13,450
$24,000Annual price−$41,450
$32,000Annual price−$73,450
$40,000Annual price−$105,450
HOW STUDENTS ATTEND · 2023-24
Online study is a meaningful part of the student experience.
IPEDS enrollment counts show course delivery across the whole institution. They do not indicate whether a specific degree can be completed online.
Institution-level attendance context from IPEDS. Program delivery is reported separately on degree pages and in the program directory. These figures do not enter ROI.
College identity and local contextAccreditation, institution type, dual enrollment and state prices
COLLEGE AT A GLANCE
Institution details
Current federal characteristics describing the college, not the outcomes of a specific program.
- Accreditor
- Higher Learning Commission
- Main award level
- Bachelor’s degrees
- Campus setting
- City
- Admissions
- Selective admission
- Delivery
- Campus or mixed delivery
- Federal designation
- Land-grant institution
DUAL-ENROLLMENT CONTEXT · 2024
8,809 high-school students took college courses.
IPEDS counts students enrolled in college credit while still in high school. A large dual-enrollment population can shape headline enrollment figures, especially at community colleges.
This is participation, not a college completion rate. It does not indicate how many students later enrolled after high school, earned a credential or entered the workforce.
STATE PRICE CONTEXT · 2024
Prices in Minnesota run 1% below the U.S. level.
BEA Regional Price Parities compare price levels across states. A value of 100 equals the national average.
What it costs and what graduates earn
$16,778Average net price / year
$30,061Cost of attendance
$19,500Median federal student debt · completer borrowers
$207/moPublished 10-year payment estimate
$68,455Median earnings · year 5 after completion
85.3%Completion rate
79.8%Admission rate
1,362Average SAT score
30ACT midpoint
31,855Student size
Debt covers federal student-loan borrowers who completed. It does not include Parent PLUS or private loans. We show admissions scores only when a valid federal value is available.
What the numbers say about University of Minnesota-Twin Cities
What does University of Minnesota-Twin Cities cost?
University of Minnesota-Twin Cities reports an average annual net price of $16,778 after grants and scholarships. This is an institution-wide average, not an individual aid offer.
What do University of Minnesota-Twin Cities graduates earn?
The observed median earnings figure is $68,455 5 years after completion. It describes a federal cohort, not a guaranteed starting salary.
How much federal debt do University of Minnesota-Twin Cities graduates have?
Completer borrowers report median cumulative federal student debt of $19,500. Parent PLUS and private loans are not included.
Is every degree at University of Minnesota-Twin Cities worth the same?
No. The current release contains 147 field-and-degree records for University of Minnesota-Twin Cities; 146 report year-4 earnings and 92 report federal debt. Outcomes can differ substantially by field and degree level.
DEBT AFTER COLLEGE
Are borrowers making progress?
Repayment progress, default and debt at exit describe different federal borrower cohorts. They are shown separately and do not change the ROI estimate.
Source: College Scorecard. Repayment progress is the share of borrowers who reduced principal by at least $1 at the stated measurement point. Debt covers federal student loans; Parent PLUS and private loans are excluded. Cohorts and reporting periods differ across measures.
Who studied here during the year
61,835Students enrolled at any point
44,970Undergraduate students
16,865Graduate students
Unduplicated students enrolled at any point from July 1, 2024 through June 30, 2025. This full-year measure is different from a fall headcount and does not enter ROI.
More student and earnings detailPrice by family income, retention, equity and common industries
WHO PAYS, WHO FINISHES, WHO EARNS
Outcomes are not the same for every family.
These federal cohorts add context that a single college average can hide. Missing figures remain unreported rather than estimated.
Complete within 150% of the expected time
74% received a Pell Grant within eight yearsMedian Parent PLUS debt
3,603 parent borrowers in the reported cohortMedian federal student debt
71% making progress in repayment after three yearsStudent family incomeMedian earnings after 10 yearsObserved federal cohorts
Lower income$63,838Earnings are not a guarantee
Middle income$67,939Earnings are not a guarantee
Higher income$72,671Earnings are not a guarantee
Three-year repayment progress
Lower income65%
Middle income76%
Higher income80%
Undergraduate student composition
White57%
Black10%
Hispanic7%
Asian13%
Source: College Scorecard, June 2026 release. Parent PLUS debt belongs to parents; student-debt measures exclude Parent PLUS and private loans. Cohort definitions differ by measure.
INDEPENDENT CENSUS EARNINGS VIEW
How earnings develop by field
Privacy-protected Census employment records follow graduate cohorts one, five and ten years after completion. This source is kept separate from College Scorecard because its population and methodology differ.
Field and credentialYear 1Year 5Year 10
Accounting and Related Services.Doctoral, research/scholarship · Broad federal field 52
$212,906Year 1
$202,947Year 5
$226,648Year 10
Computer Programming.Doctoral, research/scholarship · Broad federal field 11
$164,115Year 1
$216,768Year 5
$224,855Year 10
Advanced/Graduate Dentistry and Oral Sciences.Doctoral, professional practice · Broad federal field 51
$86,130Year 1
$157,947Year 5
$216,326Year 10
Computer Programming.Master’s degree · Broad federal field 11
$133,145Year 1
$188,152Year 5
$197,862Year 10
Accounting and Related Services.Master’s degree · Broad federal field 52
$123,486Year 1
$160,077Year 5
$192,860Year 10
Aerospace, Aeronautical, and Astronautical/Space Engineering.Doctoral, research/scholarship · Broad federal field 14
$114,933Year 1
$145,052Year 5
$181,459Year 10
Aerospace, Aeronautical, and Astronautical/Space Engineering.Master’s degree · Broad federal field 14
$93,817Year 1
$130,072Year 5
$156,294Year 10
Law.Doctoral, professional practice · Broad federal field 22
$82,036Year 1
$117,609Year 5
$153,061Year 10
Median annual earnings in 2023 dollars. Each time point may use a different pooled graduation cohort. Coverage is limited to institutions participating in the Census Post-Secondary Employment Outcomes program.
NATIONAL CONTEXT
How this college compares
Percentiles compare this institution with currently operating colleges that report the same federal measure.
WHAT STANDS OUT
A faster read on this college
These summaries use every reportable field-and-credential record at this institution. They do not fill privacy-suppressed outcomes.
EARNINGS OVER TIME
What graduates earned in later years
$47,373Year 1
$71,941Year 4
$68,455Year 5
Each year can represent a different federal cohort, so the points do not track the same people over time.
Your choice of degree can change the payoff.
Graduate earnings differ by field and credential, even within the same college.
1Dentistry · First Professional Degree$185,2252Business, Management, Marketing, and Related Support Services, Other · Master's Degree$167,4463Business Administration, Management and Operations · Master's Degree$162,8174Computer Engineering · Master's Degree$161,9995Pharmacy, Pharmaceutical Sciences, and Administration · First Professional Degree$146,3036Medicine · First Professional Degree$141,5687Engineering, Other · Master's Degree$141,0088Biomathematics, Bioinformatics, and Computational Biology · Master's Degree$139,772Observed year-4 earnings · compare the same field and credential across colleges
Programs that stand out against the same-degree benchmark
This view rewards performance relative to the same field and credential, not simply majors that pay more everywhere.
1Business, Management, Marketing, and Related Support Services, OtherMaster's Degree · $167,446 reported+73%vs same-degree national medianNot availablefederal debt2Business Administration, Management and OperationsUndergraduate Certificate or Diploma · $76,515 reported+61%vs same-degree national median$20,984federal debt3Business Administration, Management and OperationsMaster's Degree · $162,817 reported+57%vs same-degree national medianNot availablefederal debt4International BusinessBachelor's Degree · $108,566 reported+48%vs same-degree national median$19,600federal debt5Veterinary Biomedical and Clinical SciencesBachelor's Degree · $103,666 reported+46%vs same-degree national medianNot availablefederal debt6Human Resources Management and ServicesMaster's Degree · $121,475 reported+45%vs same-degree national medianNot availablefederal debt
Comparable colleges in MN
Currently operating public institutions with the closest combination of annual net price and observed year-5 earnings. Similarity is descriptive, not a quality ranking.
Rochester, MN
University of Minnesota-Rochester
- Annual net price
- $13,744
- Observed earnings · year 5
- $68,455
- Modeled 10-year ROI
- -0%
Metropolitan State University
- Annual net price
- $16,863
- Observed earnings · year 5
- $63,739
- Modeled 10-year ROI
- -24%
University of Minnesota-Duluth
- Annual net price
- $18,743
- Observed earnings · year 5
- $64,734
- Modeled 10-year ROI
- -23%
Winona State University
- Annual net price
- $17,503
- Observed earnings · year 5
- $61,916
- Modeled 10-year ROI
- -32%
Compare fields and degree levels
Showing the 40 highest-earning records from 147 field-and-degree records. Use the program directory to search the complete set.
| Major or field | Degree level | Earnings, year 4 | Federal debt | 2024–25 graduates |
|---|---|---|---|---|
| Dentistry | First Professional Degree | $185,225 | Not available | Not reported |
| Business, Management, Marketing, and Related Support Services, Other | Master's Degree | $167,446 | Not available | Not reported |
| Business Administration, Management and Operations | Master's Degree | $162,817 | Not available | Not reported |
| Computer Engineering | Master's Degree | $161,999 | Not available | Not reported |
| Pharmacy, Pharmaceutical Sciences, and Administration | First Professional Degree | $146,303 | Not available | Not reported |
| Medicine | First Professional Degree | $141,568 | Not available | Not reported |
| Engineering, Other | Master's Degree | $141,008 | Not available | Not reported |
| Biomathematics, Bioinformatics, and Computational Biology | Master's Degree | $139,772 | Not available | Not reported |
| Management Sciences and Quantitative Methods | Master's Degree | $138,394 | Not available | Not reported |
| Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing | Doctoral Degree | $128,612 | Not available | 104 |
| Health and Medical Administrative Services | Master's Degree | $125,454 | Not available | Not reported |
| Applied Mathematics | Master's Degree | $123,369 | Not available | Not reported |
| Veterinary Medicine | First Professional Degree | $121,905 | Not available | Not reported |
| Human Resources Management and Services | Master's Degree | $121,475 | Not available | Not reported |
| Computer Engineering | Bachelor's Degree | $119,781 | $23,000 | Not reported |
| Law | First Professional Degree | $117,872 | Not available | Not reported |
| Biomedical/Medical Engineering | Master's Degree | $112,691 | Not available | Not reported |
| Mechanical Engineering | Master's Degree | $112,217 | Not available | Not reported |
| Computer Science | Bachelor's Degree | $111,661 | $19,500 | Not reported |
| Accounting and Related Services | Master's Degree | $111,508 | Not available | Not reported |
| International Business | Bachelor's Degree | $108,566 | $19,600 | Not reported |
| Computer Systems Analysis | Bachelor's Degree | $104,839 | $20,041 | Not reported |
| Veterinary Biomedical and Clinical Sciences | Bachelor's Degree | $103,666 | Not available | 25 |
| Computer Systems Networking and Telecommunications | Bachelor's Degree | $100,554 | $20,500 | Not reported |
| Finance and Financial Management Services | Bachelor's Degree | $98,279 | $21,500 | 2 |
| Biological and Biomedical Sciences, Other | Master's Degree | $97,787 | Not available | Not reported |
| Biomedical/Medical Engineering | Bachelor's Degree | $97,611 | $21,500 | Not reported |
| Electrical, Electronics, and Communications Engineering | Bachelor's Degree | $97,575 | $17,998 | Not reported |
| Public Administration | Master's Degree | $97,311 | Not available | Not reported |
| Accounting and Related Services | Bachelor's Degree | $96,109 | $22,342 | Not reported |
| Educational Administration and Supervision | Doctoral Degree | $95,016 | Not available | 24 |
| Chemical Engineering | Bachelor's Degree | $92,946 | $25,495 | Not reported |
| Aerospace, Aeronautical, and Astronautical/Space Engineering | Bachelor's Degree | $92,422 | $26,250 | Not reported |
| Industrial Engineering | Bachelor's Degree | $92,241 | $22,802 | Not reported |
| Construction Management | Bachelor's Degree | $91,947 | $23,983 | Not reported |
| Business Administration, Management and Operations | Bachelor's Degree | $90,284 | $20,160 | 13 |
| Mechanical Engineering | Bachelor's Degree | $90,061 | $22,077 | Not reported |
| Public Health | Master's Degree | $88,156 | Not available | Not reported |
| Marketing | Bachelor's Degree | $86,246 | $22,750 | 4 |
| Engineering, General | Bachelor's Degree | $86,148 | $21,750 | Not reported |
Graduate counts come from IPEDS and group related majors into the same federal field. Missing earnings or debt values remain labeled as unavailable.
Search every University of Minnesota-Twin Cities program record →Earnings, price, completion and enrollment are observed federal measures. ROI, payoff and break-even are modeled scenarios built from those measures and fixed assumptions. College payoff is not the payoff of every degree at this school; use the program table for a more precise comparison.