10-YEAR PAYOFF CURVECumulative economic payoff after graduation
−$118,856at year 10Net gainInvestment not yet recovered
NET GAIN$0UNRECOVERED
University of North Texas
⌖ Denton, TX · 95 reportable field-and-credential outcomes
MODELED SCENARIO · Negative payoff
−$118,856 over 10 years
Modeled from observed year-5 institution earnings and the institution-wide average net price over four years.
At these assumptions, the estimated earnings premium does not recover the modeled economic investment within ten years.
19.6 yrsModeled economic break-even
−49%Modeled 10-year ROI
$57,374Observed earnings · year 5
ECONOMIC INVESTMENT → PAYBACK
Estimated payoff over ten years.
The scenario counts direct price and earnings forgone upfront, then applies the reported annual earnings premium.
FEDERAL COST DATA
Four ways to read college price.
Annual college-wide figures from the current College Scorecard release. Average net price covers full-time, first-time undergraduates receiving federal aid; public-college figures use in-state students. Program tuition and individual aid offers may differ.
Cost, completion and earnings context
$15,649Average net price / year
$26,243Cost of attendance
$57,374Median earnings · year 5 after completion
60.7%Completion rate
72.2%Admission rate
34,341Student size
NATIONAL CONTEXT
How this college compares
Percentiles compare this institution with currently operating colleges that report the same federal measure.
EARNINGS PATH
Reported earnings over time
$42,036Year 1
$58,743Year 4
$57,374Year 5
Separate federal cohorts may underlie different measurement years.
The college average is not the whole story.
Observed earnings vary substantially by field and credential at the same institution.
1Computer Engineering · Bachelor's Degree$109,1512Educational Administration and Supervision · Doctoral Degree$106,9343Business Administration, Management and Operations · Master's Degree$106,2534Accounting and Related Services · Master's Degree$105,6575Computer and Information Sciences, General · Bachelor's Degree$104,0246Clinical, Counseling and Applied Psychology · Doctoral Degree$103,2677Electrical, Electronics, and Communications Engineering · Bachelor's Degree$95,2948Construction Engineering Technology/Technician · Bachelor's Degree$92,524Observed year-4 earnings · compare like fields and credentials before deciding
Comparable colleges in TX
Currently operating public institutions with the closest combination of annual net price and observed year-5 earnings. Similarity is descriptive—not a quality ranking.
San Marcos, TX
Texas State University
- Annual net price
- $16,805
- Observed earnings · year 5
- $57,874
- Modeled 10-year ROI
- -48%
Texas A&M University-Corpus Christi
- Annual net price
- $15,225
- Observed earnings · year 5
- $55,785
- Modeled 10-year ROI
- -55%
University of Houston-Clear Lake
- Annual net price
- $15,563
- Observed earnings · year 5
- $59,421
- Modeled 10-year ROI
- -40%
Prairie View A&M University
- Annual net price
- $13,570
- Observed earnings · year 5
- $57,526
- Modeled 10-year ROI
- -47%
Explore exact field-and-credential outcomes
| Federal field | Credential | Earnings, year 4 | Federal debt |
|---|---|---|---|
| Computer Engineering | Bachelor's Degree | $109,151 | $23,235 |
| Educational Administration and Supervision | Doctoral Degree | $106,934 | Not available |
| Business Administration, Management and Operations | Master's Degree | $106,253 | Not available |
| Accounting and Related Services | Master's Degree | $105,657 | Not available |
| Computer and Information Sciences, General | Bachelor's Degree | $104,024 | $24,500 |
| Clinical, Counseling and Applied Psychology | Doctoral Degree | $103,267 | Not available |
| Electrical, Electronics, and Communications Engineering | Bachelor's Degree | $95,294 | $27,004 |
| Construction Engineering Technology/Technician | Bachelor's Degree | $92,524 | $27,000 |
| Management Information Systems and Services | Bachelor's Degree | $91,514 | $20,970 |
| Biomedical/Medical Engineering | Bachelor's Degree | $88,484 | $23,298 |
| Taxation | Master's Degree | $88,087 | Not available |
| Mechanical Engineering | Bachelor's Degree | $87,257 | $26,974 |
| Educational/Instructional Media Design | Master's Degree | $82,284 | Not available |
| Rhetoric and Composition/Writing Studies | Master's Degree | $80,536 | Not available |
| Mechanical Engineering Related Technologies/Technicians | Bachelor's Degree | $80,138 | $24,240 |
| Accounting and Related Services | Bachelor's Degree | $79,124 | $20,500 |
| Business/Managerial Economics | Bachelor's Degree | $78,740 | $14,125 |
| Management Sciences and Quantitative Methods | Bachelor's Degree | $78,629 | $18,000 |
| Materials Engineering | Bachelor's Degree | $78,250 | $26,823 |
| Air Transportation | Bachelor's Degree | $78,166 | $23,573 |
| Public Administration | Master's Degree | $77,071 | Not available |
| Finance and Financial Management Services | Bachelor's Degree | $77,061 | $22,500 |
| Business Administration, Management and Operations | Bachelor's Degree | $75,657 | $21,500 |
| Clinical, Counseling and Applied Psychology | Master's Degree | $75,626 | Not available |
| Insurance | Bachelor's Degree | $75,438 | $21,204 |
| Business/Commerce, General | Bachelor's Degree | $71,695 | $18,050 |
| Real Estate | Bachelor's Degree | $71,473 | $15,251 |
| Educational Administration and Supervision | Non-Credential Program (Preparatory Coursework/Teacher Certification) | $69,627 | Not available |
| Entrepreneurial and Small Business Operations | Bachelor's Degree | $69,210 | $19,365 |
| Information Science/Studies | Bachelor's Degree | $69,097 | $26,375 |
| Marketing | Bachelor's Degree | $66,673 | $19,540 |
| Economics | Bachelor's Degree | $66,040 | $23,619 |
| Mathematics | Non-Credential Program (Preparatory Coursework/Teacher Certification) | $65,093 | Not available |
| Educational Administration and Supervision | Master's Degree | $64,846 | Not available |
| Interior Architecture | Bachelor's Degree | $64,716 | $18,250 |
| Music | Doctoral Degree | $64,315 | Not available |
| Homeland Security | Bachelor's Degree | $63,622 | $17,293 |
| Special Education and Teaching | Master's Degree | $63,310 | Not available |
| Biology, General | Non-Credential Program (Preparatory Coursework/Teacher Certification) | $62,970 | Not available |
| Behavioral Sciences | Graduate/Professional Certificate | $62,923 | Not available |
| Multi/Interdisciplinary Studies, Other | Non-Credential Program (Preparatory Coursework/Teacher Certification) | $62,912 | Not available |
| Rhetoric and Composition/Writing Studies | Bachelor's Degree | $62,703 | $19,424 |
| Mathematics | Bachelor's Degree | $62,465 | $23,689 |
| Communication Disorders Sciences and Services | Master's Degree | $62,162 | Not available |
| Chemistry | Bachelor's Degree | $61,473 | $23,151 |
| Teacher Education and Professional Development, Specific Subject Areas | Non-Credential Program (Preparatory Coursework/Teacher Certification) | $61,160 | Not available |
| Biochemistry, Biophysics and Molecular Biology | Bachelor's Degree | $60,655 | $23,304 |
| Human Resources Management and Services | Bachelor's Degree | $60,456 | $20,142 |
| Student Counseling and Personnel Services | Master's Degree | $59,173 | Not available |
| Journalism | Non-Credential Program (Preparatory Coursework/Teacher Certification) | $58,146 | Not available |
| Multi/Interdisciplinary Studies, Other | Bachelor's Degree | $58,004 | $23,573 |
| Multi/Interdisciplinary Studies, Other | Master's Degree | $57,966 | Not available |
| Communication Disorders Sciences and Services | Bachelor's Degree | $57,888 | $20,500 |
| Political Science and Government | Bachelor's Degree | $57,852 | $17,750 |
| Design and Applied Arts | Bachelor's Degree | $57,753 | $22,288 |
| Journalism | Bachelor's Degree | $57,461 | $19,877 |
| Library Science and Administration | Master's Degree | $57,395 | Not available |
| Hospitality Administration/Management | Bachelor's Degree | $57,255 | $23,070 |
| Parks, Recreation, and Leisure Facilities Management | Master's Degree | $56,796 | Not available |
| Biology, General | Bachelor's Degree | $56,561 | $24,000 |
| Library Science and Administration | Graduate/Professional Certificate | $56,119 | Not available |
| Social Sciences, General | Bachelor's Degree | $56,026 | $22,625 |
| History | Bachelor's Degree | $55,906 | $22,680 |
| Specialized Sales, Merchandising and Marketing Operations | Bachelor's Degree | $55,878 | $23,250 |
| Information Science/Studies | Master's Degree | $55,765 | Not available |
| Music | Bachelor's Degree | $55,705 | $24,456 |
| Liberal Arts and Sciences, General Studies and Humanities | Bachelor's Degree | $55,562 | $22,254 |
| Romance Languages, Literatures, and Linguistics | Bachelor's Degree | $55,259 | $20,666 |
| Parks, Recreation, and Leisure Facilities Management | Bachelor's Degree | $54,621 | $26,000 |
| Teacher Education and Professional Development, Specific Levels and Methods | Non-Credential Program (Preparatory Coursework/Teacher Certification) | $54,617 | Not available |
| Sports, Kinesiology, and Physical Education/Fitness | Bachelor's Degree | $54,578 | $25,000 |
| Education, General | Master's Degree | $54,223 | Not available |
| Fine and Studio Arts | Master's Degree | $53,802 | Not available |
| Criminal Justice and Corrections | Bachelor's Degree | $53,453 | $20,538 |
| Rehabilitation and Therapeutic Professions | Master's Degree | $53,401 | Not available |
| Information Science/Studies | Graduate/Professional Certificate | $52,761 | Not available |
| Geography and Cartography | Bachelor's Degree | $52,712 | $20,994 |
| English Language and Literature, General | Bachelor's Degree | $52,576 | $21,358 |
| Ecology, Evolution, Systematics, and Population Biology | Bachelor's Degree | $51,368 | $18,000 |
| Social Work | Bachelor's Degree | $50,579 | $22,500 |
| International/Globalization Studies | Bachelor's Degree | $50,139 | $21,033 |
| Sociology | Bachelor's Degree | $49,257 | $21,782 |
| Dance | Bachelor's Degree | $49,063 | $24,000 |
| Human Development, Family Studies, and Related Services | Bachelor's Degree | $48,172 | $19,500 |
| Fine and Studio Arts | Bachelor's Degree | $47,639 | $24,000 |
| Psychology, General | Bachelor's Degree | $46,917 | $19,500 |
| Clinical, Counseling and Applied Psychology | Bachelor's Degree | $46,468 | $19,583 |
| Anthropology | Bachelor's Degree | $45,664 | $21,168 |
| Rehabilitation and Therapeutic Professions | Bachelor's Degree | $45,354 | $25,370 |
| Music | Master's Degree | $44,040 | Not available |
| Drama/Theatre Arts and Stagecraft | Bachelor's Degree | $42,362 | $25,000 |
| Radio, Television, and Digital Communication | Bachelor's Degree | $40,972 | $19,500 |
| Linguistic, Comparative, and Related Language Studies and Services | Bachelor's Degree | $37,441 | $20,824 |
| Philosophy | Bachelor's Degree | Not available | $17,750 |
| Physics | Bachelor's Degree | Not available | $21,200 |
Earnings, price, completion and enrollment are observed federal measures. ROI, payoff and break-even are modeled scenarios built from those measures and fixed assumptions. College payoff is not the payoff of every degree at this school; use the program table for a more precise comparison.