Insurance: is this undergraduate certificate or diploma worth it?
National picture across 2 reporting college programs.
Personal baseline needed
$84,838 in median year-4 earnings
A credible return for this credential must start with what the student would otherwise earn. The federal data does not provide that personal baseline.
$84,838Median year-4 earnings
$21,400Average institution net-price context
$21,300Median federal debt
Four useful answers about Insurance
How much do Insurance undergraduate certificate or diploma graduates earn?
The national median is $84,838 four years after completion across reportable undergraduate certificate or diploma programs in this federal field.
How much federal debt do graduates have?
The median reported federal debt is $21,300. The figure excludes private loans and does not describe every graduate.
Does the college matter for Insurance?
Yes. The middle half of reporting programs ranges from $83,537 to $83,537 in observed year-4 earnings.
What careers are related to Insurance?
DegreeVerdict links this field to 8 displayed occupations using the official federal CIP–SOC crosswalk. Occupational wages are career context, not graduate salary promises.
Observed national outcomes
$84,838Median reported earnings · year 4
$95,685Average reported earnings · year 5
$21,300Median federal debt
93thYear-4 earnings percentile at this credential
2IPEDS 2023–24 first-major awards across matched colleges
2With year-4 earnings
The award total covers 1 matched college records and is not extrapolated to colleges without a match.
The same field can produce a different equation.
Keep the federal field fixed and compare observed outcomes at every reportable credential level. These are separate graduate cohorts, not a promise that more schooling causes the difference.
CURRENT VIEW
Undergraduate Certificate or Diploma
- Year-4 earnings
- $84,838
- Federal debt
- $21,300
- Reporting programs
- 2
Bachelor's Degree
- Year-4 earnings
- $89,343
- Federal debt
- $22,729
- Reporting programs
- 22
Master's Degree
- Year-4 earnings
- $126,052
- Federal debt
- Not available
- Reporting programs
- 3
Where the middle half of programs lands
Year‑4 earnings differ by college. This band shows the 25th percentile, national median and 75th percentile among reporting programs.
Median
25th percentile$83,537National median$84,83875th percentile$83,537
2 programs report year‑4 earnings.DECISION CHECK
What to compare before choosing a program
The national result is only the starting point. Price, debt and the college-level earnings spread can materially change the payoff.
Put the same degree side by side.
Start with the leading reportable programs, then change the selection to match your shortlist.
Compare 2 programs →Choose colleges offering this exact degree
Narrow one field and credential by location, sector and debt, then compare two to four programs side by side.
2 matchesSelect up to four · showing 25 currently operating colleges
Open the full program search →
See the spread, not just the national number.
1University of Missouri-Columbia$86,1392University of Iowa$83,537Observed year-4 earnings · top displayed records are not a universal ranking
Related occupations, wages and demand
Official CIP–SOC links show where this field can lead. They do not imply that every graduate enters the same occupation.
Pay and projected demand
Related careers do not share one outlook
Bubble size = annual openings2025–35 national projection
Higher median wage ↑
-11%Projected employment growth →12%
Occupation wages describe workers in these jobs, not graduates of this degree. BLS projections are national estimates and do not guarantee hiring.
Compensation and Benefits Managers$149,230 median wage22,940 U.S. jobs · SOC 11-3111+1.1% projected employment, 2025–35 · 1.6k annual openingsTypical entry education: Bachelor's degree$89,160–$256,570 10th–90th percentileBusiness Teachers, Postsecondary$99,080 median wage82,150 U.S. jobs · SOC 25-1011+5.9% projected employment, 2025–35 · 7.6k annual openingsTypical entry education: Doctoral or professional degree$47,180–$209,470 10th–90th percentileInsurance Underwriters$81,370 median wage105,420 U.S. jobs · SOC 13-2053-3.8% projected employment, 2025–35 · 6.8k annual openingsTypical entry education: Bachelor's degree$55,530–$145,160 10th–90th percentileInsurance Appraisers, Auto Damage$78,240 median wage11,560 U.S. jobs · SOC 13-1032-8.7% projected employment, 2025–35 · 0.7k annual openingsTypical entry education: Postsecondary nondegree award$58,360–$101,590 10th–90th percentileCompensation, Benefits, and Job Analysis Specialists$78,210 median wage112,380 U.S. jobs · SOC 13-1141+6.0% projected employment, 2025–35 · 9k annual openingsTypical entry education: Bachelor's degree$49,480–$128,920 10th–90th percentileClaims Adjusters, Examiners, and Investigators$78,000 median wage324,230 U.S. jobs · SOC 13-1031-5.5% projected employment, 2025–35 · 20.9k annual openingsTypical entry education: High school diploma or equivalent$48,850–$117,040 10th–90th percentileInsurance Sales Agents$62,280 median wage479,100 U.S. jobs · SOC 41-3021+3.3% projected employment, 2025–35 · 43.1k annual openingsTypical entry education: High school diploma or equivalent$37,330–$138,140 10th–90th percentileAppraisers of Personal and Business PropertyUnreported U.S. jobs · SOC 13-2022
BLS May 2025 wages and 2025–35 employment projections. Career context is separate from graduate outcomes.
Same degree, different outcomes
Compare reported outcomes using the same federal field and credential. Automated ROI is withheld when an exact program price or personal earnings baseline is required.
| # | College | Location | Earnings, year 4 | Federal debt | ROI status | Cost context |
|---|---|---|---|---|---|---|
| 1 | University of Missouri-ColumbiaUndergraduate Certificate or Diploma | Columbia, MO | $86,139 | Not available | WithheldBaseline needed | $20,268 |
| 2 | University of IowaUndergraduate Certificate or Diploma | Iowa City, IA | $83,537 | $21,300 | WithheldBaseline needed | $22,531 |
This page keeps the field and credential level fixed. Federal categories can still combine multiple catalog programs or concentrations. Automated ROI is limited to associate and bachelor’s degrees because institution-wide annual net price is not a reliable proxy for short certificate prices. ROI is an illustrative scenario, not a federal determination.