10-YEAR PAYOFF CURVECumulative economic payoff after graduation
−$146,844at year 10Net gainInvestment not yet recovered
NET GAIN$0UNRECOVERED
Public · COLLEGE PAYOFF
State University of New York at Plattsburgh
Plattsburgh, NY · 36 field-and-degree records
Earnings reported for 36 · Federal debt reported for 28
Based onObserved earnings + college priceEstimate10-year payoff
Estimated 10-year payoff
Negative payoff
−$146,844 over 10 years
Modeled from observed year-5 institution earnings and the institution-wide average net price over four years.
24.4 yrsTime to earn back the modeled cost
−59%Estimated return after 10 years
$55,178Observed earnings · year 5
Not reachedHighest annual price before payoff reaches $0
Start with your question
What do you want to understand?
ECONOMIC INVESTMENT → PAYBACK
Estimated payoff over ten years.
The scenario counts direct price and earnings forgone upfront, then applies the reported annual earnings premium.
FEDERAL COST DATA
Four ways to read college price.
Annual college-wide figures from the current College Scorecard release. Average net price covers full-time, first-time undergraduates receiving federal aid; public-college figures use in-state students. Program tuition and individual aid offers may differ.
PUBLISHED STUDENT BUDGET · 2024–25
What makes up the annual price?
Sticker-price components reported to IPEDS. Grants and scholarships are not subtracted here.
Living off campus: $17,300 housing and food allowance plus $2,732 in other expenses.
Do not confuse this with net price. Net price subtracts average grants and scholarships. DegreeVerdict continues to use the separately labeled average net price in its standard college ROI scenario.
PRICE SENSITIVITY
The price can change the verdict.
Hold observed earnings constant and see how the modeled ten-year payoff changes as annual price rises.
← Negative payoff$0Positive payoff →
$0Annual price−$78,220
$8,000Annual price−$110,220
$16,000Annual price−$142,220
$17,000Current college-wide context−$146,220
$24,000Annual price−$174,220
$32,000Annual price−$206,220
$40,000Annual price−$238,220
HOW STUDENTS ATTEND · 2023-24
Most students take at least some classes online.
IPEDS enrollment counts show course delivery across the whole institution. They do not indicate whether a specific degree can be completed online.
Institution-level attendance context from IPEDS. Program delivery is reported separately on degree pages and in the program directory. These figures do not enter ROI.
College identity and local contextAccreditation, institution type, dual enrollment and state prices
COLLEGE AT A GLANCE
Institution details
Current federal characteristics describing the college, not the outcomes of a specific program.
- Accreditor
- Middle States Commission on Higher Education
- Main award level
- Bachelor’s degrees
- Campus setting
- Town
- Admissions
- Selective admission
- Delivery
- Campus or mixed delivery
- Federal designation
- No special designation reported
DUAL-ENROLLMENT CONTEXT · 2024
98 high-school students took college courses.
IPEDS counts students enrolled in college credit while still in high school. A large dual-enrollment population can shape headline enrollment figures, especially at community colleges.
This is participation, not a college completion rate. It does not indicate how many students later enrolled after high school, earned a credential or entered the workforce.
STATE PRICE CONTEXT · 2024
Prices in New York run 8% above the U.S. level.
BEA Regional Price Parities compare price levels across states. A value of 100 equals the national average.
What it costs and what graduates earn
$17,156Average net price / year
$28,244Cost of attendance
$21,196Median federal student debt · completer borrowers
$225/moPublished 10-year payment estimate
$55,178Median earnings · year 5 after completion
58.5%Completion rate
78.4%Admission rate
1,165Average SAT score
26ACT midpoint
3,769Student size
Debt covers federal student-loan borrowers who completed. It does not include Parent PLUS or private loans. We show admissions scores only when a valid federal value is available.
What the numbers say about State University of New York at Plattsburgh
What does State University of New York at Plattsburgh cost?
State University of New York at Plattsburgh reports an average annual net price of $17,156 after grants and scholarships. This is an institution-wide average, not an individual aid offer.
What do State University of New York at Plattsburgh graduates earn?
The observed median earnings figure is $55,178 5 years after completion. It describes a federal cohort, not a guaranteed starting salary.
How much federal debt do State University of New York at Plattsburgh graduates have?
Completer borrowers report median cumulative federal student debt of $21,196. Parent PLUS and private loans are not included.
Is every degree at State University of New York at Plattsburgh worth the same?
No. The current release contains 36 field-and-degree records for State University of New York at Plattsburgh; 36 report year-4 earnings and 28 report federal debt. Outcomes can differ substantially by field and degree level.
DEBT AFTER COLLEGE
Are borrowers making progress?
Repayment progress, default and debt at exit describe different federal borrower cohorts. They are shown separately and do not change the ROI estimate.
Source: College Scorecard. Repayment progress is the share of borrowers who reduced principal by at least $1 at the stated measurement point. Debt covers federal student loans; Parent PLUS and private loans are excluded. Cohorts and reporting periods differ across measures.
Who studied here during the year
5,449Students enrolled at any point
4,533Undergraduate students
916Graduate students
Unduplicated students enrolled at any point from July 1, 2024 through June 30, 2025. This full-year measure is different from a fall headcount and does not enter ROI.
More student and earnings detailPrice by family income, retention, equity and common industries
WHO PAYS, WHO FINISHES, WHO EARNS
Outcomes are not the same for every family.
These federal cohorts add context that a single college average can hide. Missing figures remain unreported rather than estimated.
Complete within 150% of the expected time
61% received a Pell Grant within eight yearsMedian Parent PLUS debt
431 parent borrowers in the reported cohortMedian federal student debt
60% making progress in repayment after three yearsStudent family incomeMedian earnings after 10 yearsObserved federal cohorts
Lower income$53,916Earnings are not a guarantee
Middle income$51,760Earnings are not a guarantee
Higher income$58,969Earnings are not a guarantee
Three-year repayment progress
Lower income55%
Middle income64%
Higher income69%
Undergraduate student composition
White63%
Black12%
Hispanic14%
Asian3%
Source: College Scorecard, June 2026 release. Parent PLUS debt belongs to parents; student-debt measures exclude Parent PLUS and private loans. Cohort definitions differ by measure.
INDEPENDENT CENSUS EARNINGS VIEW
How earnings develop by field
Privacy-protected Census employment records follow graduate cohorts one, five and ten years after completion. This source is kept separate from College Scorecard because its population and methodology differ.
Field and credentialYear 1Year 5Year 10
Advanced/Graduate Dentistry and Oral Sciences.Bachelor’s degree · Broad federal field 51
$76,164Year 1
$82,674Year 5
$86,116Year 10
Astronomy and Astrophysics.Bachelor’s degree · Broad federal field 40
$38,279Year 1
$70,298Year 5
$85,664Year 10
Computer Programming.Bachelor’s degree · Broad federal field 11
$57,867Year 1
$71,212Year 5
$84,962Year 10
Accounting and Related Services.Bachelor’s degree · Broad federal field 52
$44,283Year 1
$72,539Year 5
$82,697Year 10
Liberal Arts and Sciences, General Studies and Humanities.Master’s degree · Broad federal field 24
$56,877Year 1
$68,802Year 5
$80,729Year 10
Criminal Justice and Corrections.Bachelor’s degree · Broad federal field 43
$40,568Year 1
$59,957Year 5
$76,224Year 10
Biochemistry, Biophysics and Molecular Biology.Bachelor’s degree · Broad federal field 26
$37,984Year 1
$64,036Year 5
$73,832Year 10
Bilingual, Multilingual, and Multicultural Education.Master’s degree · Broad federal field 13
$50,164Year 1
$61,511Year 5
$71,877Year 10
Median annual earnings in 2023 dollars. Each time point may use a different pooled graduation cohort. Coverage is limited to institutions participating in the Census Post-Secondary Employment Outcomes program.
NATIONAL CONTEXT
How this college compares
Percentiles compare this institution with currently operating colleges that report the same federal measure.
WHAT STANDS OUT
A faster read on this college
These summaries use every reportable field-and-credential record at this institution. They do not fill privacy-suppressed outcomes.
EARNINGS OVER TIME
What graduates earned in later years
$37,823Year 1
$58,319Year 4
$55,178Year 5
Each year can represent a different federal cohort, so the points do not track the same people over time.
Your choice of degree can change the payoff.
Graduate earnings differ by field and credential, even within the same college.
1Educational Administration and Supervision · Graduate/Professional Certificate$99,0442Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing · Bachelor's Degree$92,0953Management Information Systems and Services · Bachelor's Degree$85,6774Finance and Financial Management Services · Bachelor's Degree$74,5505Computer and Information Sciences, General · Bachelor's Degree$73,3836Business Administration, Management and Operations · Bachelor's Degree$70,4997Accounting and Related Services · Bachelor's Degree$70,1098Marketing · Bachelor's Degree$69,684Observed year-4 earnings · compare the same field and credential across colleges
Programs that stand out against the same-degree benchmark
This view rewards performance relative to the same field and credential, not simply majors that pay more everywhere.
1Security Science and TechnologyBachelor's Degree · $69,321 reported+20%vs same-degree national medianNot availablefederal debt2Teacher Education and Professional Development, Specific Levels and MethodsBachelor's Degree · $55,996 reported+18%vs same-degree national medianNot availablefederal debt3Biology, GeneralBachelor's Degree · $67,359 reported+18%vs same-degree national median$21,140federal debt4Social WorkBachelor's Degree · $59,925 reported+16%vs same-degree national median$23,990federal debt5Educational Administration and SupervisionGraduate/Professional Certificate · $99,044 reported+15%vs same-degree national medianNot availablefederal debt6English Language and Literature, GeneralBachelor's Degree · $54,281 reported+12%vs same-degree national median$21,024federal debt
Comparable colleges in NY
Currently operating public institutions with the closest combination of annual net price and observed year-5 earnings. Similarity is descriptive, not a quality ranking.
Brockport, NY
SUNY Brockport
- Annual net price
- $16,353
- Observed earnings · year 5
- $54,638
- Modeled 10-year ROI
- -61%
State University of New York at Oswego
- Annual net price
- $16,236
- Observed earnings · year 5
- $54,439
- Modeled 10-year ROI
- -61%
SUNY College of Technology at Alfred
- Annual net price
- $15,016
- Observed earnings · year 5
- $54,644
- Modeled 10-year ROI
- -60%
Fashion Institute of Technology
- Annual net price
- $19,095
- Observed earnings · year 5
- $56,636
- Modeled 10-year ROI
- -55%
Compare fields and degree levels
Showing all 36 field-and-degree records in the current release.
| Major or field | Degree level | Earnings, year 4 | Federal debt | 2024–25 graduates |
|---|---|---|---|---|
| Educational Administration and Supervision | Graduate/Professional Certificate | $99,044 | Not available | 0 |
| Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing | Bachelor's Degree | $92,095 | $25,481 | Not reported |
| Management Information Systems and Services | Bachelor's Degree | $85,677 | $24,799 | Not reported |
| Finance and Financial Management Services | Bachelor's Degree | $74,550 | $27,000 | Not reported |
| Computer and Information Sciences, General | Bachelor's Degree | $73,383 | $23,375 | Not reported |
| Business Administration, Management and Operations | Bachelor's Degree | $70,499 | $22,731 | Not reported |
| Accounting and Related Services | Bachelor's Degree | $70,109 | $26,609 | Not reported |
| Marketing | Bachelor's Degree | $69,684 | $22,200 | Not reported |
| Security Science and Technology | Bachelor's Degree | $69,321 | Not available | Not reported |
| Biology, General | Bachelor's Degree | $67,359 | $21,140 | Not reported |
| Communication Disorders Sciences and Services | Master's Degree | $64,111 | Not available | Not reported |
| Economics | Bachelor's Degree | $63,155 | $24,693 | Not reported |
| Dietetics and Clinical Nutrition Services | Bachelor's Degree | $60,418 | $22,556 | Not reported |
| Social Work | Bachelor's Degree | $59,925 | $23,990 | Not reported |
| Public Relations, Advertising, and Applied Communication | Bachelor's Degree | $58,888 | $24,975 | Not reported |
| Criminal Justice and Corrections | Bachelor's Degree | $58,331 | $25,940 | Not reported |
| Sociology | Bachelor's Degree | $56,704 | $25,940 | Not reported |
| Teacher Education and Professional Development, Specific Levels and Methods | Master's Degree | $56,554 | Not available | Not reported |
| Special Education and Teaching | Master's Degree | $56,090 | Not available | Not reported |
| Teacher Education and Professional Development, Specific Levels and Methods | Bachelor's Degree | $55,996 | Not available | Not reported |
| English Language and Literature, General | Bachelor's Degree | $54,281 | $21,024 | Not reported |
| History | Bachelor's Degree | $54,187 | $23,439 | Not reported |
| Natural Resources Conservation and Research | Bachelor's Degree | $54,099 | $19,500 | Not reported |
| Communication Disorders Sciences and Services | Bachelor's Degree | $53,653 | $25,500 | Not reported |
| Hospitality Administration/Management | Bachelor's Degree | $53,178 | $21,500 | Not reported |
| Human Development, Family Studies, and Related Services | Bachelor's Degree | $52,593 | $25,420 | Not reported |
| Liberal Arts and Sciences, General Studies and Humanities | Bachelor's Degree | $52,108 | $26,500 | Not reported |
| Communication and Media Studies | Bachelor's Degree | $51,715 | $25,150 | Not reported |
| Psychology, General | Bachelor's Degree | $50,673 | $23,000 | Not reported |
| Ethnic, Cultural Minority, Gender, and Group Studies | Bachelor's Degree | $50,030 | $27,500 | Not reported |
| Political Science and Government | Bachelor's Degree | $49,754 | $24,106 | Not reported |
| Radio, Television, and Digital Communication | Bachelor's Degree | $45,121 | $25,822 | Not reported |
| Ecology, Evolution, Systematics, and Population Biology | Bachelor's Degree | $44,153 | Not available | Not reported |
| Rhetoric and Composition/Writing Studies | Bachelor's Degree | $40,814 | Not available | Not reported |
| Journalism | Bachelor's Degree | $40,034 | $23,125 | Not reported |
| Fine and Studio Arts | Bachelor's Degree | $38,407 | $25,072 | Not reported |
Graduate counts come from IPEDS and group related majors into the same federal field. Missing earnings or debt values remain labeled as unavailable.
Earnings, price, completion and enrollment are observed federal measures. ROI, payoff and break-even are modeled scenarios built from those measures and fixed assumptions. College payoff is not the payoff of every degree at this school; use the program table for a more precise comparison.