Private nonprofit · COLLEGE PAYOFF

Saint Mary's University of Minnesota

Winona, MN · 31 reportable field-and-credential outcomes

MODELED SCENARIO · Positive payoff

+$1,394 over 10 years

Modeled from observed year-5 institution earnings and the institution-wide average net price over four years.

This is a positive modeled result. Price, time to finish and future earnings can still change the outcome.

9.9 yrsModeled economic break-even
+1%Modeled 10-year ROI
$67,821Observed earnings · year 5
Economic ROI includes direct price and earnings forgone during study · $45,000 comparison earnings · values held flat · see the formula
ECONOMIC INVESTMENT → PAYBACK

Estimated payoff over ten years.

The scenario counts direct price and earnings forgone upfront, then applies the reported annual earnings premium.

10-YEAR PAYOFF CURVECumulative economic payoff after graduation
+$1,394at year 10
Net gainInvestment not yet recovered
NET GAIN$0UNRECOVERED
−$226,8160
2
4
6
8
+$1,39410
Years after graduationBreak-even: 9.9 years
FEDERAL COST DATA

Four ways to read college price.

Annual college-wide figures from the current College Scorecard release. Average net price covers full-time, first-time undergraduates receiving federal aid; public-college figures use in-state students. Program tuition and individual aid offers may differ.

Published in-state tuition$45,080
Sticker price
Published out-of-state tuition$45,080
Sticker price
Average net price$11,704
Title IV student average
Cost of attendance$57,380
Tuition + living budget
PRICE SOURCECollege reported · annual amount · federal dataset
OBSERVED FEDERAL MEASURES

Cost, completion and earnings context

$11,704Average net price / year
$57,380Cost of attendance
$67,821Median earnings · year 5 after completion
66.0%Completion rate
92.8%Admission rate
1,073Student size
NATIONAL CONTEXT

How this college compares

Percentiles compare this institution with currently operating colleges that report the same federal measure.

88thEarnings percentile
61thCompletion percentile
EARNINGS PATH

Reported earnings over time

$61,427Year 1
$72,502Year 4
$67,821Year 5

Separate federal cohorts may underlie different measurement years.

PROGRAM PAYOFF SPREAD

The college average is not the whole story.

Observed earnings vary substantially by field and credential at the same institution.

1Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing · Master's Degree$240,5862Business Administration, Management and Operations · Master's Degree$105,1653Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing · Bachelor's Degree$104,7614Educational Administration and Supervision · Doctoral Degree$104,4415Educational Administration and Supervision · Graduate/Professional Certificate$99,3456Clinical, Counseling and Applied Psychology · Doctoral Degree$89,0937Health and Medical Administrative Services · Master's Degree$86,4458Human Resources Management and Services · Master's Degree$84,744

Observed year-4 earnings · compare like fields and credentials before deciding

BUILD A REAL SHORTLIST

Comparable colleges in MN

Currently operating private nonprofit institutions with the closest combination of annual net price and observed year-5 earnings. Similarity is descriptive—not a quality ranking.

Saint Paul, MN

St Catherine University

Annual net price
$19,764
Observed earnings · year 5
$66,637
Modeled 10-year ROI
-16%
Open college profile →
Saint Paul, MN

Concordia University-Saint Paul

Annual net price
$18,462
Observed earnings · year 5
$63,646
Modeled 10-year ROI
-27%
Open college profile →
Minneapolis, MN

Dunwoody College of Technology

Annual net price
$26,939
Observed earnings · year 5
$68,404
Modeled 10-year ROI
-19%
Open college profile →
Northfield, MN

Carleton College

Annual net price
$25,407
Observed earnings · year 5
$70,192
Modeled 10-year ROI
-11%
Open college profile →
ALL REPORTABLE PROGRAM CATEGORIES

Explore exact field-and-credential outcomes

Federal fieldCredentialEarnings, year 4Federal debt
Registered Nursing, Nursing Administration, Nursing Research and Clinical NursingMaster's Degree$240,586Not available
Business Administration, Management and OperationsMaster's Degree$105,165Not available
Registered Nursing, Nursing Administration, Nursing Research and Clinical NursingBachelor's Degree$104,761$40,188
Educational Administration and SupervisionDoctoral Degree$104,441Not available
Educational Administration and SupervisionGraduate/Professional Certificate$99,345Not available
Clinical, Counseling and Applied PsychologyDoctoral Degree$89,093Not available
Health and Medical Administrative ServicesMaster's Degree$86,445Not available
Human Resources Management and ServicesMaster's Degree$84,744Not available
Accounting and Related ServicesMaster's Degree$84,590Not available
Human Resources Management and ServicesBachelor's Degree$83,079Not available
Criminal Justice and CorrectionsBachelor's Degree$79,464$28,708
Management Sciences and Quantitative MethodsBachelor's Degree$78,856$24,125
Educational Administration and SupervisionMaster's Degree$76,310Not available
MarketingBachelor's Degree$76,285$18,735
Business Administration, Management and OperationsBachelor's Degree$74,942$29,482
Finance and Financial Management ServicesBachelor's Degree$74,642$27,000
Accounting and Related ServicesBachelor's Degree$73,887$27,000
EconomicsMaster's Degree$73,874Not available
Educational/Instructional Media DesignMaster's Degree$69,960Not available
Special Education and TeachingMaster's Degree$67,553Not available
Health and Medical Administrative ServicesBachelor's Degree$66,139$26,494
Teacher Education and Professional Development, Specific Subject AreasMaster's Degree$65,545Not available
Teaching English or French as a Second or Foreign LanguageMaster's Degree$65,171Not available
Education, GeneralMaster's Degree$64,965Not available
Clinical, Counseling and Applied PsychologyMaster's Degree$64,118Not available
Human Development, Family Studies, and Related ServicesMaster's Degree$62,697Not available
Mental and Social Health Services and Allied ProfessionsMaster's Degree$58,266Not available
Curriculum and InstructionMaster's Degree$53,444Not available
Psychology, GeneralBachelor's Degree$43,805Not available
Teacher Education and Professional Development, Specific Levels and MethodsBachelor's Degree$40,804Not available
Information Science/StudiesBachelor's DegreeNot available$21,999

Earnings, price, completion and enrollment are observed federal measures. ROI, payoff and break-even are modeled scenarios built from those measures and fixed assumptions. College payoff is not the payoff of every degree at this school; use the program table for a more precise comparison.