Public · COLLEGE PAYOFF

University of Massachusetts-Boston

Boston, MA · 39 reportable field-and-credential outcomes

MODELED SCENARIO · Negative payoff

−$3,378 over 10 years

Modeled from observed year-5 institution earnings and the institution-wide average net price over four years.

At these assumptions, the estimated earnings premium does not recover the modeled economic investment within ten years.

10.1 yrsModeled economic break-even
−1%Modeled 10-year ROI
$69,745Observed earnings · year 5
Economic ROI includes direct price and earnings forgone during study · $45,000 comparison earnings · values held flat · see the formula
ECONOMIC INVESTMENT → PAYBACK

Estimated payoff over ten years.

The scenario counts direct price and earnings forgone upfront, then applies the reported annual earnings premium.

10-YEAR PAYOFF CURVECumulative economic payoff after graduation
−$3,378at year 10
Net gainInvestment not yet recovered
NET GAIN$0UNRECOVERED
−$250,8280
2
4
6
8
−$3,37810
Years after graduationBreak-even: 10.1 years
FEDERAL COST DATA

Four ways to read college price.

Annual college-wide figures from the current College Scorecard release. Average net price covers full-time, first-time undergraduates receiving federal aid; public-college figures use in-state students. Program tuition and individual aid offers may differ.

Published in-state tuition$15,908
Sticker price
Published out-of-state tuition$38,125
Sticker price
Average net price$17,707
Title IV student average
Cost of attendance$30,544
Tuition + living budget
PRICE SOURCECollege reported · annual amount · federal dataset
OBSERVED FEDERAL MEASURES

Cost, completion and earnings context

$17,707Average net price / year
$30,544Cost of attendance
$69,745Median earnings · year 5 after completion
49.4%Completion rate
83.8%Admission rate
11,512Student size
NATIONAL CONTEXT

How this college compares

Percentiles compare this institution with currently operating colleges that report the same federal measure.

90thEarnings percentile
36thCompletion percentile
EARNINGS PATH

Reported earnings over time

$49,875Year 1
$69,532Year 4
$69,745Year 5

Separate federal cohorts may underlie different measurement years.

PROGRAM PAYOFF SPREAD

The college average is not the whole story.

Observed earnings vary substantially by field and credential at the same institution.

1Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing · Master's Degree$126,6942Management Sciences and Quantitative Methods · Master's Degree$112,8563Business Administration, Management and Operations · Master's Degree$112,3984Educational/Instructional Media Design · Master's Degree$108,9565Electrical, Electronics, and Communications Engineering · Bachelor's Degree$100,9026Clinical, Counseling and Applied Psychology · Doctoral Degree$98,6667Accounting and Related Services · Master's Degree$98,3988Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing · Bachelor's Degree$95,648

Observed year-4 earnings · compare like fields and credentials before deciding

BUILD A REAL SHORTLIST

Comparable colleges in MA

Currently operating public institutions with the closest combination of annual net price and observed year-5 earnings. Similarity is descriptive—not a quality ranking.

Tyngsboro, MA

Greater Lowell Technical School

Annual net price
$19,205
Observed earnings · year 5
$70,797
Modeled 10-year ROI
+0%
Open college profile →
North Dartmouth, MA

University of Massachusetts-Dartmouth

Annual net price
$20,927
Observed earnings · year 5
$68,294
Modeled 10-year ROI
-12%
Open college profile →
Lowell, MA

University of Massachusetts-Lowell

Annual net price
$17,163
Observed earnings · year 5
$75,948
Modeled 10-year ROI
+24%
Open college profile →
Fitchburg, MA

Fitchburg State University

Annual net price
$14,262
Observed earnings · year 5
$63,963
Modeled 10-year ROI
-20%
Open college profile →
ALL REPORTABLE PROGRAM CATEGORIES

Explore exact field-and-credential outcomes

Federal fieldCredentialEarnings, year 4Federal debt
Registered Nursing, Nursing Administration, Nursing Research and Clinical NursingMaster's Degree$126,694Not available
Management Sciences and Quantitative MethodsMaster's Degree$112,856Not available
Business Administration, Management and OperationsMaster's Degree$112,398Not available
Educational/Instructional Media DesignMaster's Degree$108,956Not available
Electrical, Electronics, and Communications EngineeringBachelor's Degree$100,902$25,874
Clinical, Counseling and Applied PsychologyDoctoral Degree$98,666Not available
Accounting and Related ServicesMaster's Degree$98,398Not available
Registered Nursing, Nursing Administration, Nursing Research and Clinical NursingBachelor's Degree$95,648$30,343
Biochemistry, Biophysics and Molecular BiologyBachelor's Degree$85,296$24,996
Computer and Information Sciences, GeneralBachelor's Degree$83,405$24,391
Public AdministrationMaster's Degree$81,029Not available
Teacher Education and Professional Development, Specific Levels and MethodsMaster's Degree$76,298Not available
Business Administration, Management and OperationsBachelor's Degree$72,746$25,000
GerontologyMaster's Degree$71,482Not available
EconomicsBachelor's Degree$70,552$26,994
Special Education and TeachingMaster's Degree$70,150Not available
Mental and Social Health Services and Allied ProfessionsMaster's Degree$68,868Not available
Linguistic, Comparative, and Related Language Studies and ServicesMaster's Degree$67,132Not available
Clinical, Counseling and Applied PsychologyMaster's Degree$66,853Not available
Biology, GeneralBachelor's Degree$65,815$25,000
English Language and Literature, GeneralMaster's Degree$64,893Not available
Sports, Kinesiology, and Physical Education/FitnessBachelor's Degree$64,665$26,808
Political Science and GovernmentBachelor's Degree$63,131$24,824
Student Counseling and Personnel ServicesMaster's Degree$63,123Not available
Criminal Justice and CorrectionsBachelor's Degree$62,222$27,000
Natural Resources Conservation and ResearchBachelor's Degree$61,382$21,386
Community Organization and AdvocacyBachelor's Degree$60,440Not available
Communication and Media StudiesBachelor's Degree$60,411$26,500
SociologyBachelor's Degree$58,394$28,750
HistoryBachelor's Degree$57,992$24,862
Teacher Education and Professional Development, Specific Levels and MethodsBachelor's Degree$56,460$29,000
PhilosophyBachelor's Degree$54,868Not available
Ethnic, Cultural Minority, Gender, and Group StudiesBachelor's Degree$53,509$26,965
English Language and Literature, GeneralBachelor's Degree$53,347$26,960
HistoryMaster's Degree$52,407Not available
Psychology, GeneralBachelor's Degree$52,200$26,004
Social WorkBachelor's Degree$51,034$27,947
Fine and Studio ArtsBachelor's Degree$49,722$27,000
AnthropologyBachelor's Degree$43,053$24,362

Earnings, price, completion and enrollment are observed federal measures. ROI, payoff and break-even are modeled scenarios built from those measures and fixed assumptions. College payoff is not the payoff of every degree at this school; use the program table for a more precise comparison.