10-YEAR PAYOFF CURVECumulative economic payoff after graduation
−$190,166at year 10Net gainInvestment not yet recovered
NET GAIN$0UNRECOVERED
Public · COLLEGE PAYOFF
University of Wisconsin-Stevens Point
Stevens Point, WI · 47 field-and-degree records
Earnings reported for 45 · Federal debt reported for 39
Based onObserved earnings + college priceEstimate10-year payoff
Estimated 10-year payoff
Negative payoff
−$190,166 over 10 years
Modeled from observed year-5 institution earnings and the institution-wide average net price over four years.
49.6 yrsTime to earn back the modeled cost
−80%Estimated return after 10 years
$49,807Observed earnings · year 5
Not reachedHighest annual price before payoff reaches $0
Start with your question
What do you want to understand?
ECONOMIC INVESTMENT → PAYBACK
Estimated payoff over ten years.
The scenario counts direct price and earnings forgone upfront, then applies the reported annual earnings premium.
FEDERAL COST DATA
Four ways to read college price.
Annual college-wide figures from the current College Scorecard release. Average net price covers full-time, first-time undergraduates receiving federal aid; public-college figures use in-state students. Program tuition and individual aid offers may differ.
PUBLISHED STUDENT BUDGET · 2024–25
What makes up the annual price?
Sticker-price components reported to IPEDS. Grants and scholarships are not subtracted here.
Living off campus: $8,800 housing and food allowance plus $3,560 in other expenses.
Do not confuse this with net price. Net price subtracts average grants and scholarships. DegreeVerdict continues to use the separately labeled average net price in its standard college ROI scenario.
PRICE SENSITIVITY
The price can change the verdict.
Hold observed earnings constant and see how the modeled ten-year payoff changes as annual price rises.
← Negative payoff$0Positive payoff →
$0Annual price−$131,930
$8,000Annual price−$163,930
$15,000Current college-wide context−$191,930
$16,000Annual price−$195,930
$24,000Annual price−$227,930
$32,000Annual price−$259,930
$40,000Annual price−$291,930
HOW STUDENTS ATTEND · 2023-24
Most students take at least some classes online.
IPEDS enrollment counts show course delivery across the whole institution. They do not indicate whether a specific degree can be completed online.
Institution-level attendance context from IPEDS. Program delivery is reported separately on degree pages and in the program directory. These figures do not enter ROI.
College identity and local contextAccreditation, institution type, dual enrollment and state prices
COLLEGE AT A GLANCE
Institution details
Current federal characteristics describing the college, not the outcomes of a specific program.
- Accreditor
- Higher Learning Commission
- Main award level
- Bachelor’s degrees
- Campus setting
- Town
- Admissions
- Selective admission
- Delivery
- Campus or mixed delivery
- Federal designation
- No special designation reported
DUAL-ENROLLMENT CONTEXT · 2024
417 high-school students took college courses.
IPEDS counts students enrolled in college credit while still in high school. A large dual-enrollment population can shape headline enrollment figures, especially at community colleges.
This is participation, not a college completion rate. It does not indicate how many students later enrolled after high school, earned a credential or entered the workforce.
STATE PRICE CONTEXT · 2024
Prices in Wisconsin run 6% below the U.S. level.
BEA Regional Price Parities compare price levels across states. A value of 100 equals the national average.
What it costs and what graduates earn
$14,559Average net price / year
$20,079Cost of attendance
$21,503Median federal student debt · completer borrowers
$228/moPublished 10-year payment estimate
$49,807Median earnings · year 5 after completion
50.8%Completion rate
91.8%Admission rate
1,150Average SAT score
22ACT midpoint
7,306Student size
Debt covers federal student-loan borrowers who completed. It does not include Parent PLUS or private loans. We show admissions scores only when a valid federal value is available.
What the numbers say about University of Wisconsin-Stevens Point
What does University of Wisconsin-Stevens Point cost?
University of Wisconsin-Stevens Point reports an average annual net price of $14,559 after grants and scholarships. This is an institution-wide average, not an individual aid offer.
What do University of Wisconsin-Stevens Point graduates earn?
The observed median earnings figure is $49,807 5 years after completion. It describes a federal cohort, not a guaranteed starting salary.
How much federal debt do University of Wisconsin-Stevens Point graduates have?
Completer borrowers report median cumulative federal student debt of $21,503. Parent PLUS and private loans are not included.
Is every degree at University of Wisconsin-Stevens Point worth the same?
No. The current release contains 47 field-and-degree records for University of Wisconsin-Stevens Point; 45 report year-4 earnings and 39 report federal debt. Outcomes can differ substantially by field and degree level.
DEBT AFTER COLLEGE
Are borrowers making progress?
Repayment progress, default and debt at exit describe different federal borrower cohorts. They are shown separately and do not change the ROI estimate.
Source: College Scorecard. Repayment progress is the share of borrowers who reduced principal by at least $1 at the stated measurement point. Debt covers federal student loans; Parent PLUS and private loans are excluded. Cohorts and reporting periods differ across measures.
Who studied here during the year
9,216Students enrolled at any point
8,283Undergraduate students
933Graduate students
Unduplicated students enrolled at any point from July 1, 2024 through June 30, 2025. This full-year measure is different from a fall headcount and does not enter ROI.
More student and earnings detailPrice by family income, retention, equity and common industries
WHO PAYS, WHO FINISHES, WHO EARNS
Outcomes are not the same for every family.
These federal cohorts add context that a single college average can hide. Missing figures remain unreported rather than estimated.
Complete within 150% of the expected time
59% received a Pell Grant within eight yearsMedian Parent PLUS debt
397 parent borrowers in the reported cohortMedian federal student debt
75% making progress in repayment after three yearsStudent family incomeMedian earnings after 10 yearsObserved federal cohorts
Lower income$49,935Earnings are not a guarantee
Middle income$50,873Earnings are not a guarantee
Higher income$54,368Earnings are not a guarantee
Three-year repayment progress
Lower income63%
Middle income77%
Higher income79%
Undergraduate student composition
White85%
Black1%
Hispanic5%
Asian3%
Source: College Scorecard, June 2026 release. Parent PLUS debt belongs to parents; student-debt measures exclude Parent PLUS and private loans. Cohort definitions differ by measure.
INDEPENDENT CENSUS EARNINGS VIEW
How earnings develop by field
Privacy-protected Census employment records follow graduate cohorts one, five and ten years after completion. This source is kept separate from College Scorecard because its population and methodology differ.
Field and credentialYear 1Year 5Year 10
Computer Programming.Bachelor’s degree · Broad federal field 11
$56,642Year 1
$79,550Year 5
$97,476Year 10
Astronomy and Astrophysics.Bachelor’s degree · Broad federal field 40
$41,695Year 1
$66,438Year 5
$88,826Year 10
Accounting and Related Services.Bachelor’s degree · Broad federal field 52
$47,287Year 1
$62,235Year 5
$78,843Year 10
Applied Mathematics.Bachelor’s degree · Broad federal field 27
$46,663Year 1
$56,595Year 5
$78,529Year 10
Bilingual, Multilingual, and Multicultural Education.Master’s degree · Broad federal field 13
$59,769Year 1
$61,651Year 5
$73,986Year 10
Agricultural Business and Management.Bachelor’s degree · Broad federal field 01
$46,435Year 1
$63,451Year 5
$72,156Year 10
Biochemistry, Biophysics and Molecular Biology.Bachelor’s degree · Broad federal field 26
$35,872Year 1
$56,059Year 5
$71,360Year 10
Environmental/Natural Resources Management and Policy.Master’s degree · Broad federal field 03
$44,398Year 1
$64,470Year 5
$69,400Year 10
Median annual earnings in 2023 dollars. Each time point may use a different pooled graduation cohort. Coverage is limited to institutions participating in the Census Post-Secondary Employment Outcomes program.
NATIONAL CONTEXT
How this college compares
Percentiles compare this institution with currently operating colleges that report the same federal measure.
WHAT STANDS OUT
A faster read on this college
These summaries use every reportable field-and-credential record at this institution. They do not fill privacy-suppressed outcomes.
EARNINGS OVER TIME
What graduates earned in later years
$40,073Year 1
$51,548Year 4
$49,807Year 5
Each year can represent a different federal cohort, so the points do not track the same people over time.
Your choice of degree can change the payoff.
Graduate earnings differ by field and credential, even within the same college.
1Chemical Engineering · Bachelor's Degree$100,3752Paper Science and Engineering · Bachelor's Degree$99,6253Computer Software and Media Applications · Bachelor's Degree$84,8094Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing · Bachelor's Degree$81,7895Computer and Information Sciences, General · Bachelor's Degree$78,8236Economics · Bachelor's Degree$66,4537Accounting and Related Services · Bachelor's Degree$64,8108Clinical/Medical Laboratory Science/Research and Allied Professions · Bachelor's Degree$64,792Observed year-4 earnings · compare the same field and credential across colleges
Programs that stand out against the same-degree benchmark
This view rewards performance relative to the same field and credential, not simply majors that pay more everywhere.
1Computer Software and Media ApplicationsBachelor's Degree · $84,809 reported+44%vs same-degree national median$24,940federal debt2Biology, GeneralUndergraduate Certificate or Diploma · $62,456 reported+19%vs same-degree national median$26,010federal debt3Fishing and Fisheries Sciences and ManagementBachelor's Degree · $52,424 reported+11%vs same-degree national median$21,399federal debt4Liberal Arts and Sciences, General Studies and HumanitiesAssociate's Degree · $48,051 reported+9%vs same-degree national median$12,000federal debt5Fine and Studio ArtsBachelor's Degree · $42,771 reported+3%vs same-degree national median$26,000federal debt6Arts, Entertainment, and Media ManagementBachelor's Degree · $49,413 reported+2%vs same-degree national medianNot availablefederal debt
Comparable colleges in WI
Currently operating public institutions with the closest combination of annual net price and observed year-5 earnings. Similarity is descriptive, not a quality ranking.
Green Bay, WI
University of Wisconsin-Green Bay
- Annual net price
- $13,369
- Observed earnings · year 5
- $49,816
- Modeled 10-year ROI
- -79%
Madison Area Technical College
- Annual net price
- $14,238
- Observed earnings · year 5
- $50,754
- Modeled 10-year ROI
- -76%
Fox Valley Technical College
- Annual net price
- $11,407
- Observed earnings · year 5
- $50,263
- Modeled 10-year ROI
- -77%
University of Wisconsin-River Falls
- Annual net price
- $14,054
- Observed earnings · year 5
- $53,390
- Modeled 10-year ROI
- -64%
Compare fields and degree levels
Showing the 40 highest-earning records from 47 field-and-degree records. Use the program directory to search the complete set.
| Major or field | Degree level | Earnings, year 4 | Federal debt | 2024–25 graduates |
|---|---|---|---|---|
| Chemical Engineering | Bachelor's Degree | $100,375 | $22,565 | Not reported |
| Paper Science and Engineering | Bachelor's Degree | $99,625 | Not available | Not reported |
| Computer Software and Media Applications | Bachelor's Degree | $84,809 | $24,940 | Not reported |
| Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing | Bachelor's Degree | $81,789 | $18,987 | Not reported |
| Computer and Information Sciences, General | Bachelor's Degree | $78,823 | $27,000 | Not reported |
| Economics | Bachelor's Degree | $66,453 | Not available | 16 |
| Accounting and Related Services | Bachelor's Degree | $64,810 | $24,888 | Not reported |
| Clinical/Medical Laboratory Science/Research and Allied Professions | Bachelor's Degree | $64,792 | $31,000 | Not reported |
| Business Administration, Management and Operations | Bachelor's Degree | $64,760 | $24,949 | 1 |
| Mathematics | Bachelor's Degree | $62,883 | $23,642 | Not reported |
| Biology, General | Undergraduate Certificate or Diploma | $62,456 | $26,010 | 54 |
| Soil Sciences | Bachelor's Degree | $62,051 | $22,989 | Not reported |
| Biochemistry, Biophysics and Molecular Biology | Bachelor's Degree | $61,349 | $23,850 | Not reported |
| Natural Resources Conservation and Research | Master's Degree | $58,863 | Not available | Not reported |
| Communication Disorders Sciences and Services | Master's Degree | $57,093 | Not available | Not reported |
| Education, General | Master's Degree | $57,006 | Not available | Not reported |
| Dietetics and Clinical Nutrition Services | Bachelor's Degree | $56,618 | $24,250 | Not reported |
| Health Professions and Related Clinical Sciences, Other | Bachelor's Degree | $56,019 | $23,500 | Not reported |
| Forestry | Bachelor's Degree | $55,724 | $24,893 | Not reported |
| Environmental/Natural Resources Management and Policy | Bachelor's Degree | $53,642 | $22,132 | 6 |
| Fishing and Fisheries Sciences and Management | Bachelor's Degree | $52,424 | $21,399 | Not reported |
| Biology, General | Bachelor's Degree | $52,187 | $24,937 | Not reported |
| Communication Disorders Sciences and Services | Bachelor's Degree | $51,497 | $20,750 | Not reported |
| Psychology, General | Bachelor's Degree | $51,024 | $24,400 | Not reported |
| Political Science and Government | Bachelor's Degree | $50,872 | $21,313 | Not reported |
| Social Work | Bachelor's Degree | $50,710 | $26,500 | Not reported |
| Allied Health Diagnostic, Intervention, and Treatment Professions | Bachelor's Degree | $50,264 | Not available | Not reported |
| Arts, Entertainment, and Media Management | Bachelor's Degree | $49,413 | Not available | Not reported |
| Social Sciences, General | Bachelor's Degree | $49,189 | Not available | Not reported |
| Communication and Media Studies | Bachelor's Degree | $48,982 | $25,990 | Not reported |
| Sociology | Bachelor's Degree | $48,451 | $25,968 | Not reported |
| Liberal Arts and Sciences, General Studies and Humanities | Associate's Degree | $48,051 | $12,000 | Not reported |
| Teacher Education and Professional Development, Specific Subject Areas | Bachelor's Degree | $47,537 | $25,719 | Not reported |
| Design and Applied Arts | Bachelor's Degree | $46,377 | $23,684 | Not reported |
| Special Education and Teaching | Bachelor's Degree | $46,315 | $23,607 | Not reported |
| History | Bachelor's Degree | $46,309 | $23,310 | Not reported |
| Romance Languages, Literatures, and Linguistics | Bachelor's Degree | $45,341 | $24,575 | Not reported |
| Teacher Education and Professional Development, Specific Levels and Methods | Bachelor's Degree | $45,181 | $25,240 | Not reported |
| English Language and Literature, General | Bachelor's Degree | $43,258 | $24,930 | Not reported |
| Sports, Kinesiology, and Physical Education/Fitness | Bachelor's Degree | $43,119 | $25,200 | 0 |
Graduate counts come from IPEDS and group related majors into the same federal field. Missing earnings or debt values remain labeled as unavailable.
Search every University of Wisconsin-Stevens Point program record →Earnings, price, completion and enrollment are observed federal measures. ROI, payoff and break-even are modeled scenarios built from those measures and fixed assumptions. College payoff is not the payoff of every degree at this school; use the program table for a more precise comparison.